Nicolet Bankshares Inc. (NIC) — Financial Flexibility Index
Nicolet Bankshares Inc. (NIC) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $113.83 Million (operating CF $109.69 Million minus capex $4.14 Million) represents 0% of total liabilities ($13.14 Billion). Check how aggressively does Nicolet Bankshares Inc. reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nicolet Bankshares Inc. Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for Nicolet Bankshares Inc. across 14 annual periods. For the full cash flow conversion analysis, see NIC cash flow conversion.
Annual Financial Flexibility Index for Nicolet Bankshares Inc. (2012–2025)
Year-by-year free cash flow to debt coverage for Nicolet Bankshares Inc.. Explore NIC operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $157.63 Million | $153.53 Million | $7.93 Billion | ▲ +0.9% |
| 2024 | 0.02x | $150.27 Million | $133.75 Million | $7.62 Billion | ▲ +16.1% |
| 2023 | 0.02x | $126.18 Million | $107.97 Million | $7.43 Billion | ▲ +2.1% |
| 2022 | 0.02x | $129.63 Million | $117.40 Million | $7.79 Billion | ▲ +2.5% |
| 2021 | 0.02x | $110.44 Million | $97.65 Million | $6.80 Billion | ▼ -27.4% |
| 2020 | 0.02x | $89.69 Million | $78.90 Million | $4.01 Billion | ▲ +9.4% |
| 2019 | 0.02x | $62.53 Million | $58.14 Million | $3.06 Billion | ▲ +0.2% |
| 2018 | 0.02x | $55.25 Million | $50.99 Million | $2.71 Billion | ▲ +22.5% |
| 2017 | 0.02x | $42.73 Million | $40.71 Million | $2.57 Billion | ▲ +16.8% |
| 2016 | 0.01x | $28.85 Million | $24.81 Million | $2.02 Billion | ▼ -3.0% |
| 2015 | 0.01x | $16.23 Million | $15.05 Million | $1.10 Billion | ▼ -3.5% |
| 2014 | 0.02x | $16.80 Million | $11.04 Million | $1.10 Billion | ▼ -28.3% |
| 2013 | 0.02x | $23.21 Million | $20.18 Million | $1.09 Billion | ▼ -16.0% |
| 2012 | 0.03x | $16.88 Million | $14.94 Million | $667.88 Million | — |