Nicolet Bankshares Inc. Financial Flexibility Index

Latest as of June 2026: 0.01x

Nicolet Bankshares Inc. financial flexibility index. Nicolet Bankshares Inc. (NIC) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $113.83 Million (operating CF $109.69 Million minus capex $4.14 Million) represents 0% of total liabilities ($13.14 Billion). See Nicolet Bankshares Inc. (NIC) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$113.83 Million
Operating CF − Capex

Total Liabilities

$13.14 Billion
USD

Capital Expenditures

$4.14 Million
USD

Financial Flexibility Index of Nicolet Bankshares Inc. (2012–2025)

Financial flexibility index of Nicolet Bankshares Inc. from 2012 to 2025. Historical Financial Flexibility Index trend for Nicolet Bankshares Inc. across 14 annual periods. Check NIC operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

Nicolet Bankshares Inc. Financial Flexibility Index by Year (2012–2025)

Nicolet Bankshares Inc. financial flexibility index by year from 2012 to 2025. Year-by-year free cash flow to debt coverage for Nicolet Bankshares Inc.. For the full cash flow conversion analysis, see Nicolet Bankshares Inc. cash flow conversion.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $157.63 Million $153.53 Million $7.93 Billion ▲ +0.9%
2024 0.02x $150.27 Million $133.75 Million $7.62 Billion ▲ +16.1%
2023 0.02x $126.18 Million $107.97 Million $7.43 Billion ▲ +2.1%
2022 0.02x $129.63 Million $117.40 Million $7.79 Billion ▲ +2.5%
2021 0.02x $110.44 Million $97.65 Million $6.80 Billion ▼ -27.4%
2020 0.02x $89.69 Million $78.90 Million $4.01 Billion ▲ +9.4%
2019 0.02x $62.53 Million $58.14 Million $3.06 Billion ▲ +0.2%
2018 0.02x $55.25 Million $50.99 Million $2.71 Billion ▲ +22.5%
2017 0.02x $42.73 Million $40.71 Million $2.57 Billion ▲ +16.8%
2016 0.01x $28.85 Million $24.81 Million $2.02 Billion ▼ -3.0%
2015 0.01x $16.23 Million $15.05 Million $1.10 Billion ▼ -3.5%
2014 0.02x $16.80 Million $11.04 Million $1.10 Billion ▼ -28.3%
2013 0.02x $23.21 Million $20.18 Million $1.09 Billion ▼ -16.0%
2012 0.03x $16.88 Million $14.94 Million $667.88 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities