Nicolet Bankshares Inc. (NIC) — Financial Flexibility Index
Nicolet Bankshares Inc. (NIC) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $17.47 Million (operating CF $16.27 Million minus capex $1.19 Million) represents 0% of total liabilities ($13.32 Billion). Check strategic asset allocation of Nicolet Bankshares Inc. to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nicolet Bankshares Inc. Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for Nicolet Bankshares Inc. across 14 annual periods. See NIC net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Nicolet Bankshares Inc. (2012–2025)
Year-by-year free cash flow to debt coverage for Nicolet Bankshares Inc.. For the full company profile including market capitalisation, see Nicolet Bankshares Inc. market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $157.63 Million | $153.53 Million | $7.93 Billion | ▲ +0.9% |
| 2024 | 0.02x | $150.27 Million | $133.75 Million | $7.62 Billion | ▲ +16.1% |
| 2023 | 0.02x | $126.18 Million | $107.97 Million | $7.43 Billion | ▲ +2.1% |
| 2022 | 0.02x | $129.63 Million | $117.40 Million | $7.79 Billion | ▲ +2.5% |
| 2021 | 0.02x | $110.44 Million | $97.65 Million | $6.80 Billion | ▼ -27.4% |
| 2020 | 0.02x | $89.69 Million | $78.90 Million | $4.01 Billion | ▲ +9.4% |
| 2019 | 0.02x | $62.53 Million | $58.14 Million | $3.06 Billion | ▲ +0.2% |
| 2018 | 0.02x | $55.25 Million | $50.99 Million | $2.71 Billion | ▲ +22.5% |
| 2017 | 0.02x | $42.73 Million | $40.71 Million | $2.57 Billion | ▲ +16.8% |
| 2016 | 0.01x | $28.85 Million | $24.81 Million | $2.02 Billion | ▼ -3.0% |
| 2015 | 0.01x | $16.23 Million | $15.05 Million | $1.10 Billion | ▼ -3.5% |
| 2014 | 0.02x | $16.80 Million | $11.04 Million | $1.10 Billion | ▼ -28.3% |
| 2013 | 0.02x | $23.21 Million | $20.18 Million | $1.09 Billion | ▼ -16.0% |
| 2012 | 0.03x | $16.88 Million | $14.94 Million | $667.88 Million | — |