Nicolet Bankshares Inc. (NIC) - Total Assets
Based on the latest financial reports, Nicolet Bankshares Inc. (NIC) holds total assets worth $9.19 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Nicolet Bankshares Inc. (NIC) shareholders funds for net asset value and shareholders' equity analysis.
Nicolet Bankshares Inc. - Total Assets Trend (2010–2025)
This chart illustrates how Nicolet Bankshares Inc.'s total assets have evolved over time, based on quarterly financial data.
Nicolet Bankshares Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
Nicolet Bankshares Inc.'s total assets of $9.19 Billion consist of 81.0% current assets and 19.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.2% |
| Accounts Receivable | $6.77 Billion | 73.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $120.46 Million | 1.3% |
| Intangible Assets | $382.40 Million | 4.2% |
| Goodwill | $382.40 Million | 4.2% |
Asset Composition Trend (2010–2025)
This chart illustrates how Nicolet Bankshares Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Nicolet Bankshares Inc. stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Nicolet Bankshares Inc.'s current assets represent 81.0% of total assets in 2025, an increase from 7.8% in 2010.
- Cash Position: Cash and equivalents constituted 7.2% of total assets in 2025, up from 0.0% in 2010.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 8.0% of total assets, an increase from 0.0% in 2010.
- Asset Diversification: The largest asset category is accounts receivable at 73.7% of total assets.
Nicolet Bankshares Inc. Competitors by Total Assets
Key competitors of Nicolet Bankshares Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.15 Billion |
|
Bank Agris Tbk
JK:AGRS
|
Indonesia | Rp22.51 Trillion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC720.00 Million |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS
|
Indonesia | Rp21.66 Trillion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$42.00 Trillion |
Nicolet Bankshares Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.95 | 0.13 | 0.35 |
| Quick Ratio | 0.95 | 0.13 | 0.35 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-351.19 Million | $-6.43 Billion | $-2.58 Billion |
Nicolet Bankshares Inc. - Advanced Valuation Insights
This section examines the relationship between Nicolet Bankshares Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.83 |
| Latest Market Cap to Assets Ratio | 0.24 |
| Asset Growth Rate (YoY) | 4.4% |
| Total Assets | $9.19 Billion |
| Market Capitalization | $2.17 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Nicolet Bankshares Inc.'s assets below their book value (0.24x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Nicolet Bankshares Inc.'s assets grew by 4.4% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Nicolet Bankshares Inc. (2010–2025)
The table below shows the annual total assets of Nicolet Bankshares Inc. from 2010 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $9.19 Billion | +4.41% |
| 2024-12-31 | $8.80 Billion | +3.87% |
| 2023-12-31 | $8.47 Billion | -3.37% |
| 2022-12-31 | $8.76 Billion | +13.89% |
| 2021-12-31 | $7.70 Billion | +69.06% |
| 2020-12-31 | $4.55 Billion | +27.24% |
| 2019-12-31 | $3.58 Billion | +15.52% |
| 2018-12-31 | $3.10 Billion | +5.60% |
| 2017-12-31 | $2.93 Billion | +27.45% |
| 2016-12-31 | $2.30 Billion | +89.46% |
| 2015-12-31 | $1.21 Billion | -0.07% |
| 2014-12-31 | $1.22 Billion | +1.37% |
| 2013-12-31 | $1.20 Billion | +60.86% |
| 2012-12-31 | $745.25 Million | +9.88% |
| 2011-12-31 | $678.25 Million | +0.52% |
| 2010-12-31 | $674.75 Million | -- |
About Nicolet Bankshares Inc.
Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota. The company accepts checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industr… Read more