Synovus Financial Corp (SNV) — Defensive Interval Ratio

Latest as of September 2025: 14321 days

Synovus Financial Corp (SNV) has a Defensive Interval Ratio of 14321 days as of September 2025. Defensive assets of $2.45 Billion (cash $-, short-term investments $2.45 Billion, receivables $-) cover 14321 days of daily cash needs of $171.14K/day. Check Synovus Financial Corp tangible book value ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

14321 days
Days of operational coverage

Defensive Assets

$2.45 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$171.14K
Current Liabilities ÷ 365

Current Liabilities

$62.47 Million
USD

Synovus Financial Corp Defensive Interval Ratio (2000–2024)

This chart shows how Synovus Financial Corp's Defensive Interval Ratio has evolved across 25 annual periods from 2000 to 2024. As of September 2025, the ratio stands at 14321 days, meaning defensive assets of $2.45 Billion can fund 14321 days of operations without new revenue. Also explore how fast is Synovus Financial Corp growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Synovus Financial Corp (2000–2024)

The table below presents the year-by-year Defensive Interval Ratio for Synovus Financial Corp from 2000 to 2024, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SNV market cap overview.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 59 days $8.25 Billion $140.35 Million/day $- $7.55 Billion ▼ -15 days
2023 74 days $10.29 Billion $139.54 Million/day $- $9.79 Billion ▼ 0 days
2022 74 days $10.07 Billion $135.95 Million/day $- $9.68 Billion ▼ -8 days
2021 82 days $11.16 Billion $136.14 Million/day $- $10.92 Billion ▲ +18 days
2020 64 days $8.24 Billion $128.57 Million/day $- $7.96 Billion ▲ +1 days
2019 63 days $7.01 Billion $110.48 Million/day $- $6.78 Billion ▲ +8 days
2018 55 days $4.17 Billion $75.64 Million/day $- $3.99 Billion ▼ -19 days
2017 74 days $4.16 Billion $56.28 Million/day $- $3.99 Billion ▲ +2 days
2016 72 days $3.82 Billion $52.78 Million/day $- $3.72 Billion ▲ +18 days
2015 54 days $3.67 Billion $68.03 Million/day $- $3.59 Billion ▲ +5 days
2014 49 days $3.13 Billion $63.69 Million/day $- $3.04 Billion ▼ -8 days
2013 57 days $3.30 Billion $57.60 Million/day $- $3.20 Billion ▲ +4 days
2012 53 days $3.07 Billion $58.24 Million/day $- $2.98 Billion ▼ -8 days
2011 61 days $3.80 Billion $62.26 Million/day $- $3.69 Billion ▼ -2454 days
2010 2515 days $3.44 Billion $1.37 Million/day $- $3.44 Billion ▲ +2488 days
2009 28 days $2.12 Billion $76.46 Million/day $- $2.12 Billion ▼ -2 days
2008 30 days $2.41 Billion $80.39 Million/day $- $1.21 Billion ▲ +25 days
2007 5 days $384.48 Million $74.74 Million/day $- $87.04 Million ▲ +3 days
2006 2 days $120.48 Million $70.87 Million/day $- $120.48 Million ▲ +1 days
2005 1 days $71.90 Million $60.12 Million/day $- $71.90 Million ▼ -1 days
2004 3 days $139.62 Million $54.21 Million/day $- $139.62 Million ▼ -1 days
2003 4 days $177.34 Million $47.39 Million/day $- $177.34 Million ▲ +1 days
2002 2 days $97.76 Million $41.65 Million/day $- $97.76 Million ▲ +2 days
2001 1 days $27.56 Million $36.96 Million/day $- $27.56 Million ▼ -11 days
2000 11 days $379.57 Million $33.43 Million/day $- $379.57 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)