Synovus Financial Corp (SNV) — Defensive Interval Ratio
Synovus Financial Corp (SNV) has a Defensive Interval Ratio of 14321 days as of September 2025. Defensive assets of $2.45 Billion (cash $-, short-term investments $2.45 Billion, receivables $-) cover 14321 days of daily cash needs of $171.14K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Synovus Financial Corp Defensive Interval Ratio (2000–2024)
This chart shows how Synovus Financial Corp's Defensive Interval Ratio has evolved across 25 annual periods from 2000 to 2024. As of September 2025, the ratio stands at 14321 days, meaning defensive assets of $2.45 Billion can fund 14321 days of operations without new revenue. For the complete balance sheet picture, see SNV total assets.
Annual Defensive Interval Ratio for Synovus Financial Corp (2000–2024)
The table below presents the year-by-year Defensive Interval Ratio for Synovus Financial Corp from 2000 to 2024, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Synovus Financial Corp working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 59 days | $8.25 Billion | $140.35 Million/day | $- | $7.55 Billion | ▼ -15 days |
| 2023 | 74 days | $10.29 Billion | $139.54 Million/day | $- | $9.79 Billion | ▼ 0 days |
| 2022 | 74 days | $10.07 Billion | $135.95 Million/day | $- | $9.68 Billion | ▼ -8 days |
| 2021 | 82 days | $11.16 Billion | $136.14 Million/day | $- | $10.92 Billion | ▲ +18 days |
| 2020 | 64 days | $8.24 Billion | $128.57 Million/day | $- | $7.96 Billion | ▲ +1 days |
| 2019 | 63 days | $7.01 Billion | $110.48 Million/day | $- | $6.78 Billion | ▲ +8 days |
| 2018 | 55 days | $4.17 Billion | $75.64 Million/day | $- | $3.99 Billion | ▼ -19 days |
| 2017 | 74 days | $4.16 Billion | $56.28 Million/day | $- | $3.99 Billion | ▲ +2 days |
| 2016 | 72 days | $3.82 Billion | $52.78 Million/day | $- | $3.72 Billion | ▲ +18 days |
| 2015 | 54 days | $3.67 Billion | $68.03 Million/day | $- | $3.59 Billion | ▲ +5 days |
| 2014 | 49 days | $3.13 Billion | $63.69 Million/day | $- | $3.04 Billion | ▼ -8 days |
| 2013 | 57 days | $3.30 Billion | $57.60 Million/day | $- | $3.20 Billion | ▲ +4 days |
| 2012 | 53 days | $3.07 Billion | $58.24 Million/day | $- | $2.98 Billion | ▼ -8 days |
| 2011 | 61 days | $3.80 Billion | $62.26 Million/day | $- | $3.69 Billion | ▼ -2454 days |
| 2010 | 2515 days | $3.44 Billion | $1.37 Million/day | $- | $3.44 Billion | ▲ +2488 days |
| 2009 | 28 days | $2.12 Billion | $76.46 Million/day | $- | $2.12 Billion | ▼ -2 days |
| 2008 | 30 days | $2.41 Billion | $80.39 Million/day | $- | $1.21 Billion | ▲ +25 days |
| 2007 | 5 days | $384.48 Million | $74.74 Million/day | $- | $87.04 Million | ▲ +3 days |
| 2006 | 2 days | $120.48 Million | $70.87 Million/day | $- | $120.48 Million | ▲ +1 days |
| 2005 | 1 days | $71.90 Million | $60.12 Million/day | $- | $71.90 Million | ▼ -1 days |
| 2004 | 3 days | $139.62 Million | $54.21 Million/day | $- | $139.62 Million | ▼ -1 days |
| 2003 | 4 days | $177.34 Million | $47.39 Million/day | $- | $177.34 Million | ▲ +1 days |
| 2002 | 2 days | $97.76 Million | $41.65 Million/day | $- | $97.76 Million | ▲ +2 days |
| 2001 | 1 days | $27.56 Million | $36.96 Million/day | $- | $27.56 Million | ▼ -11 days |
| 2000 | 11 days | $379.57 Million | $33.43 Million/day | $- | $379.57 Million | — |