Wells Fargo & Company (WFC) — Defensive Interval Ratio
Wells Fargo & Company (WFC) has a Defensive Interval Ratio of 96 days as of March 2026. Defensive assets of $467.06 Billion (cash $-, short-term investments $437.31 Billion, receivables $29.75 Billion) cover 96 days of daily cash needs of $4.86 Billion/day. See how liquid is Wells Fargo & Company's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Wells Fargo & Company Defensive Interval Ratio (1989–2025)
This chart shows how Wells Fargo & Company's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 96 days, meaning defensive assets of $467.06 Billion can fund 96 days of operations without new revenue. See WFC net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Wells Fargo & Company (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Wells Fargo & Company from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Wells Fargo & Company (WFC) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 68 days | $320.32 Billion | $4.72 Billion/day | $- | $297.34 Billion | ▲ +18 days |
| 2024 | 50 days | $202.46 Billion | $4.06 Billion/day | $- | $160.10 Billion | ▲ +5 days |
| 2023 | 45 days | $179.12 Billion | $3.97 Billion/day | $- | $125.39 Billion | ▼ -872 days |
| 2022 | 917 days | $128.50 Billion | $140.12 Million/day | $- | $113.59 Billion | ▼ -1121 days |
| 2021 | 2038 days | $192.10 Billion | $94.27 Million/day | $- | $177.24 Billion | ▲ +1971 days |
| 2020 | 66 days | $279.22 Billion | $4.21 Billion/day | $- | $220.39 Billion | ▼ -923 days |
| 2019 | 989 days | $283.29 Billion | $286.33 Million/day | $- | $263.46 Billion | ▼ -6925 days |
| 2018 | 7914 days | $289.61 Billion | $36.59 Million/day | $- | $269.91 Billion | ▼ -635 days |
| 2017 | 8549 days | $341.29 Billion | $39.92 Million/day | $- | $277.08 Billion | ▲ +7313 days |
| 2016 | 1236 days | $327.65 Billion | $265.15 Million/day | $- | $308.36 Billion | ▲ +1223 days |
| 2015 | 13 days | $47.90 Billion | $3.78 Billion/day | $- | $4.22 Billion | ▼ -71 days |
| 2014 | 84 days | $301.77 Billion | $3.61 Billion/day | $- | $257.44 Billion | ▼ -5 days |
| 2013 | 88 days | $290.82 Billion | $3.29 Billion/day | $- | $252.01 Billion | ▼ -1 days |
| 2012 | 89 days | $278.46 Billion | $3.11 Billion/day | $- | $235.20 Billion | ▼ -4 days |
| 2011 | 93 days | $266.96 Billion | $2.87 Billion/day | $- | $222.61 Billion | ▲ +13 days |
| 2010 | 80 days | $214.41 Billion | $2.67 Billion/day | $- | $172.65 Billion | ▼ -4 days |
| 2009 | 84 days | $213.43 Billion | $2.54 Billion/day | $- | $172.71 Billion | ▲ +8 days |
| 2008 | 76 days | $195.64 Billion | $2.58 Billion/day | $- | $151.57 Billion | ▼ -4 days |
| 2007 | 80 days | $93.61 Billion | $1.17 Billion/day | $- | $72.95 Billion | ▲ +19 days |
| 2006 | 61 days | $58.34 Billion | $956.27 Million/day | $- | $42.63 Billion | ▼ -1 days |
| 2005 | 62 days | $61.12 Billion | $990.17 Million/day | $- | $41.83 Billion | ▲ +38 days |
| 2004 | 23 days | $18.93 Billion | $813.21 Million/day | $- | $15.73 Billion | ▲ +0 days |
| 2003 | 23 days | $17.17 Billion | $745.72 Million/day | $- | $13.43 Billion | ▼ -8 days |
| 2002 | 31 days | $21.29 Billion | $685.92 Million/day | $- | $14.93 Billion | ▼ -11 days |
| 2001 | 42 days | $26.07 Billion | $616.57 Million/day | $- | $2.53 Billion | ▼ -1 days |
| 2000 | 43 days | $23.53 Billion | $543.97 Million/day | $- | $1.60 Billion | ▲ +6 days |
| 1999 | 38 days | $18.27 Billion | $486.70 Million/day | $- | $1.72 Billion | ▲ +8 days |
| 1998 | 30 days | $12.41 Billion | $418.32 Million/day | $- | $1.52 Billion | ▼ 0 days |
| 1997 | 30 days | $11.61 Billion | $386.40 Million/day | $- | $1.54 Billion | ▲ +2 days |
| 1996 | 28 days | $4.49 Billion | $158.09 Million/day | $- | $186.50 Million | ▼ -8 days |
| 1995 | 37 days | $5.06 Billion | $138.51 Million/day | $- | $150.60 Million | ▲ +15 days |
| 1994 | 21 days | $2.57 Billion | $121.30 Million/day | $- | $172.30 Million | ▲ +2 days |
| 1993 | 19 days | $2.00 Billion | $105.15 Million/day | $- | $279.10 Million | ▲ +2 days |
| 1992 | 17 days | $1.65 Billion | $97.38 Million/day | $- | $132.00 Million | ▼ -3 days |
| 1991 | 20 days | $1.65 Billion | $84.32 Million/day | $- | $157.90 Million | ▼ -2 days |
| 1990 | 21 days | $1.48 Billion | $69.07 Million/day | $- | $99.80 Million | ▲ +8 days |
| 1989 | 14 days | $735.90 Million | $53.42 Million/day | $- | $- | — |