Banco Bradesco S.A. (BBDC3) — Defensive Interval Ratio
Banco Bradesco S.A. (BBDC3) has a Defensive Interval Ratio of 91 days as of December 2025. Defensive assets of R$110.34 Billion (cash R$-, short-term investments R$104.44 Billion, receivables R$5.90 Billion) cover 91 days of daily cash needs of R$1.21 Billion/day. Check BBDC3 goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco Bradesco S.A. Defensive Interval Ratio (2001–2025)
This chart shows how Banco Bradesco S.A.'s Defensive Interval Ratio has evolved across 25 annual periods from 2001 to 2025. As of December 2025, the ratio stands at 91 days, meaning defensive assets of R$110.34 Billion can fund 91 days of operations without new revenue. Also explore BBDC3 net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Banco Bradesco S.A. (2001–2025)
The table below presents the year-by-year Defensive Interval Ratio for Banco Bradesco S.A. from 2001 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Banco Bradesco S.A. stock valuation.
| Year | DIR (days) | Defensive Assets (BRL) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 91 days | R$110.34 Billion | R$1.21 Billion/day | R$- | R$104.44 Billion | ▼ -41 days |
| 2024 | 133 days | R$341.70 Billion | R$2.57 Billion/day | R$- | R$308.52 Billion | ▼ -486 days |
| 2023 | 619 days | R$376.73 Billion | R$608.76 Million/day | R$- | R$351.14 Billion | ▲ +465 days |
| 2022 | 154 days | R$241.35 Billion | R$1.57 Billion/day | R$- | R$215.59 Billion | ▲ +31 days |
| 2021 | 123 days | R$216.02 Billion | R$1.76 Billion/day | R$- | R$193.52 Billion | ▼ -5 days |
| 2020 | 128 days | R$209.63 Billion | R$1.64 Billion/day | R$- | R$185.84 Billion | ▼ -20 days |
| 2019 | 148 days | R$213.62 Billion | R$1.44 Billion/day | R$- | R$192.45 Billion | ▲ +9 days |
| 2018 | 139 days | R$195.70 Billion | R$1.41 Billion/day | R$- | R$178.05 Billion | ▲ +22 days |
| 2017 | 117 days | R$180.01 Billion | R$1.54 Billion/day | R$- | R$159.41 Billion | ▲ +33 days |
| 2016 | 84 days | R$127.96 Billion | R$1.52 Billion/day | R$- | R$113.12 Billion | ▼ -46 days |
| 2015 | 130 days | R$319.84 Billion | R$2.46 Billion/day | R$- | R$306.95 Billion | ▲ +20 days |
| 2014 | 110 days | R$270.05 Billion | R$2.46 Billion/day | R$- | R$256.90 Billion | ▼ -75 days |
| 2013 | 185 days | R$233.46 Billion | R$1.26 Billion/day | R$- | R$221.15 Billion | ▼ -37 days |
| 2012 | 222 days | R$274.12 Billion | R$1.23 Billion/day | R$- | R$262.03 Billion | ▲ +58 days |
| 2011 | 164 days | R$195.04 Billion | R$1.19 Billion/day | R$- | R$183.63 Billion | ▲ +22 days |
| 2010 | 142 days | R$207.74 Billion | R$1.46 Billion/day | R$- | R$206.15 Billion | ▼ -134 days |
| 2009 | 276 days | R$220.27 Billion | R$798.67 Million/day | R$- | R$189.00 Billion | ▲ +76 days |
| 2008 | 200 days | R$138.80 Billion | R$693.37 Million/day | R$- | R$138.80 Billion | ▼ -7 days |
| 2007 | 208 days | R$99.75 Billion | R$480.40 Million/day | R$- | R$99.75 Billion | ▼ -6 days |
| 2006 | 213 days | R$77.20 Billion | R$362.16 Million/day | R$- | R$77.20 Billion | ▼ -3 days |
| 2005 | 216 days | R$64.07 Billion | R$296.43 Million/day | R$- | R$41.97 Billion | ▲ +11 days |
| 2004 | 205 days | R$52.54 Billion | R$256.09 Million/day | R$- | R$52.54 Billion | ▼ -42 days |
| 2003 | 247 days | R$62.99 Billion | R$254.62 Million/day | R$- | R$62.99 Billion | ▲ +72 days |
| 2002 | 176 days | R$35.45 Billion | R$201.65 Million/day | R$- | R$35.45 Billion | ▼ -33 days |
| 2001 | 208 days | R$36.23 Billion | R$173.83 Million/day | R$- | R$36.23 Billion | — |