Banco Bradesco S.A. (BBDC3) — Financial Flexibility Index

Latest as of March 2026: 0.04x

Banco Bradesco S.A. (BBDC3) has a Financial Flexibility Index of 0.04x as of March 2026. Free cash flow of R$79.15 Billion (operating CF R$78.37 Billion minus capex R$776.96 Million) represents 0% of total liabilities (R$2.25 Trillion). Check Banco Bradesco S.A. (BBDC3) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

R$79.15 Billion
Operating CF − Capex

Total Liabilities

R$2.25 Trillion
BRL

Capital Expenditures

R$776.96 Million
BRL

Banco Bradesco S.A. Financial Flexibility Index (2001–2025)

Historical Financial Flexibility Index trend for Banco Bradesco S.A. across 25 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Banco Bradesco S.A..

Annual Financial Flexibility Index for Banco Bradesco S.A. (2001–2025)

Year-by-year free cash flow to debt coverage for Banco Bradesco S.A.. Explore BBDC3 debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (BRL) Operating CF Total Liabilities YoY Change
2025 0.12x R$268.07 Billion R$263.05 Billion R$2.15 Trillion ▲ +306.4%
2024 0.03x R$58.28 Billion R$50.23 Billion R$1.90 Trillion ▲ +2940.6%
2023 0.00x R$1.78 Billion R$-177.63 Million R$1.76 Trillion ▼ -96.8%
2022 0.03x R$51.18 Billion R$41.77 Billion R$1.64 Trillion ▲ +107.6%
2021 -0.41x R$-97.59 Billion R$-102.00 Billion R$239.15 Billion ▼ -161.0%
2020 0.67x R$146.70 Billion R$142.43 Billion R$219.16 Billion ▲ +1247.8%
2019 -0.06x R$-14.13 Billion R$-19.45 Billion R$242.28 Billion ▼ -6428.9%
2018 0.00x R$-1.05 Billion R$-6.50 Billion R$1.18 Trillion ▼ -102.4%
2017 0.04x R$41.19 Billion R$35.55 Billion R$1.11 Trillion ▼ -31.5%
2016 0.05x R$59.08 Billion R$53.96 Billion R$1.09 Trillion ▲ +189.0%
2015 -0.06x R$-57.20 Billion R$-61.35 Billion R$935.79 Billion ▼ -162.0%
2014 0.10x R$83.63 Billion R$80.80 Billion R$848.16 Billion ▼ -26.1%
2013 0.13x R$102.19 Billion R$98.49 Billion R$766.20 Billion ▲ +74.4%
2012 0.08x R$55.70 Billion R$51.47 Billion R$728.19 Billion ▲ +256.6%
2011 -0.05x R$-32.36 Billion R$-37.24 Billion R$662.70 Billion ▼ -6.5%
2010 -0.05x R$-25.29 Billion R$-28.34 Billion R$551.80 Billion ▼ -200.5%
2009 0.05x R$20.55 Billion R$18.82 Billion R$450.70 Billion ▲ +169.3%
2008 -0.07x R$-26.19 Billion R$-28.30 Billion R$398.21 Billion ▼ -194.7%
2007 0.07x R$20.94 Billion R$19.00 Billion R$301.42 Billion ▲ +220.8%
2006 -0.06x R$-13.35 Billion R$-14.44 Billion R$232.15 Billion ▼ -323.3%
2005 0.03x R$4.87 Billion R$4.59 Billion R$189.10 Billion ▼ -70.3%
2004 0.09x R$14.00 Billion R$13.50 Billion R$161.49 Billion ▲ +281.5%
2003 -0.05x R$-7.26 Billion R$-8.05 Billion R$152.05 Billion ▼ -145.9%
2002 0.10x R$12.37 Billion R$11.71 Billion R$118.82 Billion ▲ +1005.9%
2001 0.01x R$926.60 Million R$373.89 Million R$98.42 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities