Wuxi Rural Commercial Bank Co Ltd (600908) — Defensive Interval Ratio

Latest as of December 2025: 25 days

Wuxi Rural Commercial Bank Co Ltd (600908) has a Defensive Interval Ratio of 25 days as of December 2025. Defensive assets of CN¥1.07 Billion (cash CN¥-, short-term investments CN¥-, receivables CN¥1.07 Billion) cover 25 days of daily cash needs of CN¥42.34 Million/day.

Defensive Interval Ratio

25 days
Days of operational coverage

Defensive Assets

CN¥1.07 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CN¥42.34 Million
Current Liabilities ÷ 365

Current Liabilities

CN¥15.45 Billion
CNY

Wuxi Rural Commercial Bank Co Ltd Defensive Interval Ratio (2006–2025)

This chart shows how Wuxi Rural Commercial Bank Co Ltd's Defensive Interval Ratio has evolved across 16 annual periods from 2006 to 2025. As of December 2025, the ratio stands at 25 days, meaning defensive assets of CN¥1.07 Billion can fund 25 days of operations without new revenue. For the complete balance sheet picture, see Wuxi Rural Commercial Bank Co Ltd balance sheet assets.

Annual Defensive Interval Ratio for Wuxi Rural Commercial Bank Co Ltd (2006–2025)

The table below presents the year-by-year Defensive Interval Ratio for Wuxi Rural Commercial Bank Co Ltd from 2006 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See 600908 working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2025 320 days CN¥13.56 Billion CN¥42.34 Million/day CN¥- CN¥12.48 Billion ▲ +320 days
2021 0 days CN¥15.84 Million CN¥190.71 Million/day CN¥- CN¥- ▼ 0 days
2020 0 days CN¥33.54 Million CN¥164.64 Million/day CN¥- CN¥- ▲ +0 days
2019 0 days CN¥27.50 Million CN¥151.56 Million/day CN¥- CN¥- ▼ -667 days
2018 667 days CN¥7.27 Billion CN¥10.90 Million/day CN¥- CN¥7.26 Billion ▲ +319 days
2017 348 days CN¥3.24 Billion CN¥9.32 Million/day CN¥- CN¥3.17 Billion ▼ -110 days
2016 458 days CN¥4.33 Billion CN¥9.45 Million/day CN¥- CN¥4.27 Billion ▼ -790 days
2015 1248 days CN¥9.71 Billion CN¥7.78 Million/day CN¥- CN¥9.64 Billion ▲ +967 days
2014 281 days CN¥1.47 Billion CN¥5.23 Million/day CN¥- CN¥918.22 Million ▲ +153 days
2013 128 days CN¥488.98 Million CN¥3.81 Million/day CN¥- CN¥100.00 Million ▲ +33 days
2012 95 days CN¥235.66 Million CN¥2.48 Million/day CN¥- CN¥- ▲ +5587 days
2011 -5492 days CN¥-9.10 Billion CN¥1.66 Million/day CN¥- CN¥-9.27 Billion ▼ -6348 days
2009 855 days CN¥765.29 Million CN¥894.63K/day CN¥- CN¥- ▲ +643 days
2008 213 days CN¥274.54 Million CN¥1.29 Million/day CN¥- CN¥- ▲ +113 days
2007 99 days CN¥83.43 Million CN¥841.16K/day CN¥- CN¥- ▲ +20 days
2006 79 days CN¥50.10 Million CN¥635.87K/day CN¥- CN¥- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)