Industrial Bank Co Ltd (601166) — Defensive Interval Ratio

Latest as of December 2025: 978 days

Industrial Bank Co Ltd (601166) has a Defensive Interval Ratio of 978 days as of December 2025. Defensive assets of CN¥973.53 Billion (cash CN¥-, short-term investments CN¥930.72 Billion, receivables CN¥42.81 Billion) cover 978 days of daily cash needs of CN¥995.18 Million/day. Check Industrial Bank Co Ltd (601166) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

978 days
Days of operational coverage

Defensive Assets

CN¥973.53 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CN¥995.18 Million
Current Liabilities ÷ 365

Current Liabilities

CN¥363.24 Billion
CNY

Industrial Bank Co Ltd Defensive Interval Ratio (2003–2025)

This chart shows how Industrial Bank Co Ltd's Defensive Interval Ratio has evolved across 20 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 978 days, meaning defensive assets of CN¥973.53 Billion can fund 978 days of operations without new revenue. Also explore how fast is Industrial Bank Co Ltd growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Industrial Bank Co Ltd (2003–2025)

The table below presents the year-by-year Defensive Interval Ratio for Industrial Bank Co Ltd from 2003 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Industrial Bank Co Ltd market capitalisation.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2025 978 days CN¥973.53 Billion CN¥995.18 Million/day CN¥- CN¥930.72 Billion ▲ +977 days
2021 1 days CN¥14.59 Billion CN¥13.60 Billion/day CN¥- CN¥- ▼ -93 days
2020 94 days CN¥18.12 Billion CN¥192.63 Million/day CN¥- CN¥- ▼ -99 days
2019 194 days CN¥33.50 Billion CN¥173.07 Million/day CN¥- CN¥- ▲ +47 days
2018 146 days CN¥1.58 Trillion CN¥10.78 Billion/day CN¥- CN¥188.41 Billion ▼ -17851 days
2017 17997 days CN¥2.04 Trillion CN¥113.13 Million/day CN¥- CN¥122.66 Billion ▼ -4774 days
2016 22771 days CN¥2.24 Trillion CN¥98.36 Million/day CN¥- CN¥112.96 Billion ▲ +1340 days
2015 21430 days CN¥2.14 Trillion CN¥99.84 Million/day CN¥- CN¥283.05 Billion ▲ +2024 days
2014 19406 days CN¥1.90 Trillion CN¥97.84 Million/day CN¥- CN¥1.17 Trillion ▼ -3705 days
2013 23111 days CN¥1.67 Trillion CN¥72.10 Million/day CN¥- CN¥1.31 Trillion ▼ -6132 days
2012 29243 days CN¥1.51 Trillion CN¥51.77 Million/day CN¥- CN¥1.38 Trillion ▲ +1531 days
2011 27711 days CN¥1.12 Trillion CN¥40.56 Million/day CN¥- CN¥1.04 Trillion ▲ +1425 days
2010 26286 days CN¥618.71 Billion CN¥23.54 Million/day CN¥- CN¥550.73 Billion ▼ -218 days
2009 26504 days CN¥416.25 Billion CN¥15.70 Million/day CN¥- CN¥371.11 Billion ▲ +7750 days
2008 18754 days CN¥323.91 Billion CN¥17.27 Million/day CN¥- CN¥301.08 Billion ▼ -10217 days
2007 28972 days CN¥266.33 Billion CN¥9.19 Million/day CN¥- CN¥242.28 Billion ▲ +12970 days
2006 16002 days CN¥90.47 Billion CN¥5.65 Million/day CN¥- CN¥88.35 Billion ▼ -5135 days
2005 21137 days CN¥109.34 Billion CN¥5.17 Million/day CN¥- CN¥107.37 Billion ▼ -2356 days
2004 23493 days CN¥51.05 Billion CN¥2.17 Million/day CN¥- CN¥50.26 Billion ▲ +6515 days
2003 16978 days CN¥26.47 Billion CN¥1.56 Million/day CN¥- CN¥25.99 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)