Banco de Chile (CHILE) — Defensive Interval Ratio

Latest as of June 2023: 931 days

Banco de Chile (CHILE) has a Defensive Interval Ratio of 931 days as of June 2023. Defensive assets of CL$4.28 Trillion (cash CL$-, short-term investments CL$4.26 Trillion, receivables CL$19.31 Billion) cover 931 days of daily cash needs of CL$4.60 Billion/day.

Defensive Interval Ratio

931 days
Days of operational coverage

Defensive Assets

CL$4.28 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

CL$4.60 Billion
Current Liabilities ÷ 365

Current Liabilities

CL$1.68 Trillion
CLP

Banco de Chile Defensive Interval Ratio (2015–2022)

This chart shows how Banco de Chile's Defensive Interval Ratio has evolved across 8 annual periods from 2015 to 2022. As of June 2023, the ratio stands at 931 days, meaning defensive assets of CL$4.28 Trillion can fund 931 days of operations without new revenue. For the complete balance sheet picture, see Banco de Chile asset portfolio.

Annual Defensive Interval Ratio for Banco de Chile (2015–2022)

The table below presents the year-by-year Defensive Interval Ratio for Banco de Chile from 2015 to 2022, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See CHILE net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CLP) Daily Cash Need Cash ST Investments Change (days)
2022 42 days CL$4.10 Trillion CL$98.68 Billion/day CL$- CL$3.97 Trillion ▲ +8 days
2021 33 days CL$3.15 Trillion CL$95.20 Billion/day CL$- CL$3.05 Trillion ▲ +19 days
2020 14 days CL$1.18 Trillion CL$85.53 Billion/day CL$- CL$1.06 Trillion ▼ -5 days
2019 18 days CL$1.47 Trillion CL$79.97 Billion/day CL$- CL$1.37 Trillion ▲ +2 days
2018 16 days CL$1.16 Trillion CL$70.67 Billion/day CL$- CL$1.05 Trillion ▼ -10 days
2017 26 days CL$1.69 Trillion CL$65.19 Billion/day CL$- CL$1.53 Trillion ▲ +19 days
2016 7 days CL$459.54 Billion CL$62.51 Billion/day CL$- CL$374.47 Billion ▼ -11 days
2015 18 days CL$1.14 Trillion CL$62.64 Billion/day CL$- CL$1.09 Trillion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)