Carmit (CRMT) — Defensive Interval Ratio
Carmit (CRMT) has a Defensive Interval Ratio of 233 days as of June 2025. Defensive assets of ILA90.85 Million (cash ILA-, short-term investments ILA-, receivables ILA90.85 Million) cover 233 days of daily cash needs of ILA390.62K/day. Check CRMT goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Carmit Defensive Interval Ratio (2004–2024)
This chart shows how Carmit's Defensive Interval Ratio has evolved across 20 annual periods from 2004 to 2024. As of June 2025, the ratio stands at 233 days, meaning defensive assets of ILA90.85 Million can fund 233 days of operations without new revenue. Also explore Carmit (CRMT) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Carmit (2004–2024)
The table below presents the year-by-year Defensive Interval Ratio for Carmit from 2004 to 2024, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see CRMT market cap overview.
| Year | DIR (days) | Defensive Assets (ILA) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 199 days | ILA77.27 Million | ILA388.73K/day | ILA- | ILA173.00K | ▼ -30 days |
| 2023 | 229 days | ILA65.88 Million | ILA287.36K/day | ILA- | ILA281.00K | ▼ -41 days |
| 2022 | 270 days | ILA78.19 Million | ILA289.56K/day | ILA- | ILA228.00K | ▲ +149 days |
| 2021 | 121 days | ILA50.97 Million | ILA422.47K/day | ILA- | ILA649.00K | ▼ -63 days |
| 2020 | 184 days | ILA46.27 Million | ILA251.24K/day | ILA- | ILA692.00K | ▼ -125 days |
| 2019 | 309 days | ILA47.30 Million | ILA153.11K/day | ILA- | ILA1.09 Million | ▼ -159 days |
| 2018 | 468 days | ILA40.13 Million | ILA85.78K/day | ILA- | ILA43.00K | ▲ +3 days |
| 2017 | 465 days | ILA39.30 Million | ILA84.53K/day | ILA- | ILA1.19 Million | ▲ +66 days |
| 2016 | 399 days | ILA43.58 Million | ILA109.22K/day | ILA- | ILA1.93 Million | ▲ +1 days |
| 2015 | 398 days | ILA34.68 Million | ILA87.21K/day | ILA- | ILA945.00K | ▲ +6 days |
| 2014 | 392 days | ILA35.48 Million | ILA90.58K/day | ILA- | ILA57.00K | ▲ +9 days |
| 2013 | 383 days | ILA30.76 Million | ILA80.35K/day | ILA- | ILA373.00K | ▲ +27 days |
| 2012 | 356 days | ILA29.15 Million | ILA81.81K/day | ILA- | ILA366.00K | ▲ +55 days |
| 2011 | 301 days | ILA32.87 Million | ILA109.13K/day | ILA- | ILA- | ▲ +29 days |
| 2010 | 272 days | ILA29.35 Million | ILA107.98K/day | ILA- | ILA- | ▲ +4 days |
| 2009 | 268 days | ILA29.10 Million | ILA108.52K/day | ILA- | ILA- | ▲ +3 days |
| 2008 | 265 days | ILA30.17 Million | ILA113.79K/day | ILA- | ILA- | ▲ +62 days |
| 2006 | 203 days | ILA31.38 Million | ILA154.31K/day | ILA- | ILA- | ▼ -31 days |
| 2005 | 235 days | ILA31.11 Million | ILA132.62K/day | ILA- | ILA- | ▲ +13 days |
| 2004 | 222 days | ILA27.11 Million | ILA122.12K/day | ILA- | ILA- | — |