Noble Financials SA (IBS) — Defensive Interval Ratio

Latest as of March 2026: 53 days

Noble Financials SA (IBS) has a Defensive Interval Ratio of 53 days as of March 2026. Defensive assets of zł7.57 Million (cash zł-, short-term investments zł-, receivables zł7.57 Million) cover 53 days of daily cash needs of zł143.94K/day.

Defensive Interval Ratio

53 days
Days of operational coverage

Defensive Assets

zł7.57 Million
Cash + ST Investments + Receivables

Daily Cash Need

zł143.94K
Current Liabilities ÷ 365

Current Liabilities

zł52.54 Million
PLN

Noble Financials SA Defensive Interval Ratio (2009–2025)

This chart shows how Noble Financials SA's Defensive Interval Ratio has evolved across 17 annual periods from 2009 to 2025. As of March 2026, the ratio stands at 53 days, meaning defensive assets of zł7.57 Million can fund 53 days of operations without new revenue. For the complete balance sheet picture, see total assets of Noble Financials SA.

Annual Defensive Interval Ratio for Noble Financials SA (2009–2025)

The table below presents the year-by-year Defensive Interval Ratio for Noble Financials SA from 2009 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Noble Financials SA working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (PLN) Daily Cash Need Cash ST Investments Change (days)
2025 383 days zł65.96 Million zł172.34K/day zł- zł665.00K ▼ -254 days
2024 637 days zł92.69 Million zł145.54K/day zł- zł2.86 Million ▼ -51 days
2023 687 days zł110.37 Million zł160.54K/day zł- zł58.14 Million ▼ -224 days
2022 911 days zł80.44 Million zł88.27K/day zł- zł60.07 Million ▼ -612 days
2021 1523 days zł39.45 Million zł25.90K/day zł- zł23.85 Million ▲ +1489 days
2020 34 days zł881.00K zł25.86K/day zł- zł- ▼ -1663 days
2019 1697 days zł42.26 Million zł24.90K/day zł- zł20.71 Million ▲ +606 days
2018 1092 days zł13.47 Million zł12.34K/day zł- zł9.58 Million ▲ +1077 days
2017 14 days zł46.00K zł3.25K/day zł- zł- ▼ -1106 days
2016 1120 days zł4.90 Million zł4.38K/day zł- zł- ▼ -1017 days
2015 2137 days zł35.32 Million zł16.53K/day zł- zł- ▲ +1959 days
2014 178 days zł49.54 Million zł278.52K/day zł- zł- ▲ +23 days
2013 154 days zł29.47 Million zł190.86K/day zł- zł- ▲ +38 days
2012 117 days zł51.75 Million zł443.05K/day zł- zł- ▼ -84 days
2011 201 days zł11.78 Million zł58.56K/day zł- zł- ▲ +163 days
2010 38 days zł25.94 Million zł681.24K/day zł- zł964.00K ▼ -783 days
2009 821 days zł5.09 Million zł6.21K/day zł- zł- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)