Kredyt Inkaso SA (KRI) — Defensive Interval Ratio

Latest as of December 2024: 15 days

Kredyt Inkaso SA (KRI) has a Defensive Interval Ratio of 15 days as of December 2024. Defensive assets of zł7.92 Million (cash zł-, short-term investments zł-, receivables zł7.92 Million) cover 15 days of daily cash needs of zł521.63K/day.

Defensive Interval Ratio

15 days
Days of operational coverage

Defensive Assets

zł7.92 Million
Cash + ST Investments + Receivables

Daily Cash Need

zł521.63K
Current Liabilities ÷ 365

Current Liabilities

zł190.40 Million
PLN

Kredyt Inkaso SA Defensive Interval Ratio (2012–2023)

This chart shows how Kredyt Inkaso SA's Defensive Interval Ratio has evolved across 12 annual periods from 2012 to 2023. As of December 2024, the ratio stands at 15 days, meaning defensive assets of zł7.92 Million can fund 15 days of operations without new revenue. For the complete balance sheet picture, see KRI asset base.

Annual Defensive Interval Ratio for Kredyt Inkaso SA (2012–2023)

The table below presents the year-by-year Defensive Interval Ratio for Kredyt Inkaso SA from 2012 to 2023, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Kredyt Inkaso SA short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (PLN) Daily Cash Need Cash ST Investments Change (days)
2023 26 days zł9.44 Million zł368.42K/day zł- zł- ▼ -12 days
2022 38 days zł10.52 Million zł278.78K/day zł- zł1.12 Million ▲ +20 days
2021 18 days zł8.52 Million zł485.41K/day zł- zł587.00K ▼ -7 days
2020 24 days zł11.47 Million zł470.22K/day zł- zł460.00K ▼ -10 days
2019 35 days zł23.57 Million zł681.43K/day zł- zł351.00K ▲ +6 days
2018 29 days zł30.97 Million zł1.08 Million/day zł- zł235.00K ▼ -24 days
2017 53 days zł20.66 Million zł393.50K/day zł- zł5.74 Million ▼ -2341 days
2016 2394 days zł1.09 Billion zł455.33K/day zł- zł537.33 Million ▼ -211 days
2015 2605 days zł862.75 Million zł331.16K/day zł- zł422.96 Million ▲ +2165 days
2014 440 days zł160.52 Million zł364.79K/day zł- zł160.52 Million ▼ -612 days
2013 1052 days zł75.34 Million zł71.64K/day zł- zł75.34 Million ▲ +104 days
2012 948 days zł100.79 Million zł106.30K/day zł- zł100.79 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)