NIB Holdings Ltd (NHF) — Financial Flexibility Index
NIB Holdings Ltd (NHF) has a Financial Flexibility Index of 0.04x as of December 2025. Free cash flow of AU$35.50 Million (operating CF AU$17.10 Million minus capex AU$18.40 Million) represents 0% of total liabilities (AU$992.90 Million). Also explore NHF net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
NIB Holdings Ltd Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for NIB Holdings Ltd across 18 annual periods. Check NHF PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for NIB Holdings Ltd (2008–2025)
Year-by-year free cash flow to debt coverage for NIB Holdings Ltd. For the full company profile including market capitalisation, see NHF stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.20x | AU$219.30 Million | AU$165.70 Million | AU$1.08 Billion | ▼ -28.6% |
| 2024 | 0.29x | AU$305.70 Million | AU$257.10 Million | AU$1.07 Billion | ▲ +15.1% |
| 2023 | 0.25x | AU$299.00 Million | AU$246.70 Million | AU$1.21 Billion | ▲ +56.1% |
| 2022 | 0.16x | AU$192.10 Million | AU$165.50 Million | AU$1.21 Billion | ▲ +25.7% |
| 2021 | 0.13x | AU$132.30 Million | AU$108.70 Million | AU$1.05 Billion | ▼ -39.5% |
| 2020 | 0.21x | AU$238.60 Million | AU$211.60 Million | AU$1.14 Billion | ▲ +0.8% |
| 2019 | 0.21x | AU$191.30 Million | AU$184.50 Million | AU$921.90 Million | ▲ +1.0% |
| 2018 | 0.21x | AU$182.70 Million | AU$179.90 Million | AU$889.70 Million | ▼ -16.3% |
| 2017 | 0.25x | AU$173.90 Million | AU$171.70 Million | AU$708.50 Million | ▲ +6.5% |
| 2016 | 0.23x | AU$152.00 Million | AU$148.40 Million | AU$659.50 Million | ▼ -3.8% |
| 2015 | 0.24x | AU$118.02 Million | AU$114.21 Million | AU$492.85 Million | ▲ +0.8% |
| 2014 | 0.24x | AU$104.94 Million | AU$93.70 Million | AU$441.74 Million | ▲ +216.5% |
| 2013 | 0.08x | AU$28.98 Million | AU$20.04 Million | AU$386.16 Million | ▼ -83.1% |
| 2012 | 0.44x | AU$140.36 Million | AU$134.63 Million | AU$316.25 Million | ▲ +8.0% |
| 2011 | 0.41x | AU$93.51 Million | AU$88.28 Million | AU$227.46 Million | ▲ +13.8% |
| 2010 | 0.36x | AU$71.03 Million | AU$66.25 Million | AU$196.58 Million | ▲ +2.1% |
| 2009 | 0.35x | AU$61.82 Million | AU$44.23 Million | AU$174.64 Million | ▼ -16.7% |
| 2008 | 0.42x | AU$76.84 Million | AU$53.22 Million | AU$180.93 Million | — |