NIB Holdings Ltd (NHF) — Financial Flexibility Index
NIB Holdings Ltd (NHF) has a Financial Flexibility Index of 0.04x as of December 2025. Free cash flow of AU$35.50 Million (operating CF AU$17.10 Million minus capex AU$18.40 Million) represents 0% of total liabilities (AU$992.90 Million). Check total reinvestment intensity of NIB Holdings Ltd to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
NIB Holdings Ltd Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for NIB Holdings Ltd across 18 annual periods. For the full cash flow conversion analysis, see how efficiently does NIB Holdings Ltd generate cash.
Annual Financial Flexibility Index for NIB Holdings Ltd (2008–2025)
Year-by-year free cash flow to debt coverage for NIB Holdings Ltd. Explore NHF operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.20x | AU$219.30 Million | AU$165.70 Million | AU$1.08 Billion | ▼ -28.6% |
| 2024 | 0.29x | AU$305.70 Million | AU$257.10 Million | AU$1.07 Billion | ▲ +15.1% |
| 2023 | 0.25x | AU$299.00 Million | AU$246.70 Million | AU$1.21 Billion | ▲ +56.1% |
| 2022 | 0.16x | AU$192.10 Million | AU$165.50 Million | AU$1.21 Billion | ▲ +25.7% |
| 2021 | 0.13x | AU$132.30 Million | AU$108.70 Million | AU$1.05 Billion | ▼ -39.5% |
| 2020 | 0.21x | AU$238.60 Million | AU$211.60 Million | AU$1.14 Billion | ▲ +0.8% |
| 2019 | 0.21x | AU$191.30 Million | AU$184.50 Million | AU$921.90 Million | ▲ +1.0% |
| 2018 | 0.21x | AU$182.70 Million | AU$179.90 Million | AU$889.70 Million | ▼ -16.3% |
| 2017 | 0.25x | AU$173.90 Million | AU$171.70 Million | AU$708.50 Million | ▲ +6.5% |
| 2016 | 0.23x | AU$152.00 Million | AU$148.40 Million | AU$659.50 Million | ▼ -3.8% |
| 2015 | 0.24x | AU$118.02 Million | AU$114.21 Million | AU$492.85 Million | ▲ +0.8% |
| 2014 | 0.24x | AU$104.94 Million | AU$93.70 Million | AU$441.74 Million | ▲ +216.5% |
| 2013 | 0.08x | AU$28.98 Million | AU$20.04 Million | AU$386.16 Million | ▼ -83.1% |
| 2012 | 0.44x | AU$140.36 Million | AU$134.63 Million | AU$316.25 Million | ▲ +8.0% |
| 2011 | 0.41x | AU$93.51 Million | AU$88.28 Million | AU$227.46 Million | ▲ +13.8% |
| 2010 | 0.36x | AU$71.03 Million | AU$66.25 Million | AU$196.58 Million | ▲ +2.1% |
| 2009 | 0.35x | AU$61.82 Million | AU$44.23 Million | AU$174.64 Million | ▼ -16.7% |
| 2008 | 0.42x | AU$76.84 Million | AU$53.22 Million | AU$180.93 Million | — |