Bank Victoria International (BVIC) — Financial Flexibility Index
Bank Victoria International (BVIC) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of Rp79.38 Billion (operating CF Rp70.81 Billion minus capex Rp8.57 Billion) represents 0% of total liabilities (Rp29.96 Trillion). Check BVIC capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Victoria International Financial Flexibility Index (2008–2024)
Historical Financial Flexibility Index trend for Bank Victoria International across 17 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Bank Victoria International.
Annual Financial Flexibility Index for Bank Victoria International (2008–2024)
Year-by-year free cash flow to debt coverage for Bank Victoria International. Explore debt repayment capacity of Bank Victoria International to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.03x | Rp-916.62 Billion | Rp-942.32 Billion | Rp27.11 Trillion | ▼ -167.0% |
| 2023 | 0.05x | Rp1.30 Trillion | Rp1.28 Trillion | Rp25.80 Trillion | ▲ +5.3% |
| 2022 | 0.05x | Rp1.07 Trillion | Rp1.06 Trillion | Rp22.23 Trillion | ▲ +146.9% |
| 2021 | -0.10x | Rp-2.24 Trillion | Rp-2.25 Trillion | Rp21.93 Trillion | ▼ -7586.7% |
| 2020 | 0.00x | Rp32.23 Billion | Rp22.08 Billion | Rp23.58 Trillion | ▲ +103.3% |
| 2019 | -0.04x | Rp-1.14 Trillion | Rp-1.14 Trillion | Rp27.47 Trillion | ▲ +13.6% |
| 2018 | -0.05x | Rp-1.31 Trillion | Rp-1.34 Trillion | Rp27.37 Trillion | ▼ -187.5% |
| 2017 | 0.05x | Rp1.42 Trillion | Rp1.41 Trillion | Rp25.98 Trillion | ▲ +60.6% |
| 2016 | 0.03x | Rp796.38 Billion | Rp785.61 Billion | Rp23.37 Trillion | ▲ +29.7% |
| 2015 | 0.03x | Rp555.26 Billion | Rp541.40 Billion | Rp21.14 Trillion | ▼ -47.6% |
| 2014 | 0.05x | Rp982.43 Billion | Rp963.63 Billion | Rp19.61 Trillion | ▼ -1.1% |
| 2013 | 0.05x | Rp887.63 Billion | Rp876.61 Billion | Rp17.53 Trillion | ▲ +39.5% |
| 2012 | 0.04x | Rp467.78 Billion | Rp444.89 Billion | Rp12.88 Trillion | ▲ +228.7% |
| 2011 | -0.03x | Rp-298.78 Billion | Rp-323.56 Billion | Rp10.59 Trillion | ▼ -104.9% |
| 2010 | 0.57x | Rp5.47 Trillion | Rp5.44 Trillion | Rp9.56 Trillion | ▲ +483.9% |
| 2009 | 0.10x | Rp659.01 Billion | Rp646.93 Billion | Rp6.73 Trillion | ▲ +400.7% |
| 2008 | -0.03x | Rp-165.97 Billion | Rp-165.97 Billion | Rp5.10 Trillion | — |