Bank Victoria International (BVIC) - Net Assets

Latest as of September 2025: Rp4.37 Trillion IDR ≈ $256.33 Million USD

Based on the latest financial reports, Bank Victoria International (BVIC) has net assets worth Rp4.37 Trillion IDR (≈ $256.33 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp34.33 Trillion ≈ $2.01 Billion USD) and total liabilities (Rp29.96 Trillion ≈ $1.76 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank Victoria International liquidity resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rp4.37 Trillion
% of Total Assets	12.74%
Annual Growth Rate	18.77%
5-Year Change	48.75%
10-Year Change	86.09%
Growth Volatility	24.01

Bank Victoria International - Net Assets Trend (2000–2024)

This chart illustrates how Bank Victoria International's net assets have evolved over time, based on quarterly financial data. Also explore total assets of Bank Victoria International for the complete picture of this company's asset base.

Annual Net Assets for Bank Victoria International (2000–2024)

The table below shows the annual net assets of Bank Victoria International from 2000 to 2024. For live valuation and market cap data, see Bank Victoria International (BVIC) market capitalisation.

Year	Net Assets	Change
2024-12-31	Rp3.93 Trillion ≈ $230.49 Million	+2.84%
2023-12-31	Rp3.82 Trillion ≈ $224.12 Million	+3.36%
2022-12-31	Rp3.70 Trillion ≈ $216.83 Million	+22.76%
2021-12-31	Rp3.01 Trillion ≈ $176.63 Million	+13.99%
2020-12-31	Rp2.64 Trillion ≈ $154.95 Million	-11.45%
2019-12-31	Rp2.99 Trillion ≈ $174.99 Million	+6.43%
2018-12-31	Rp2.81 Trillion ≈ $164.42 Million	-1.42%
2017-12-31	Rp2.85 Trillion ≈ $166.78 Million	+8.38%
2016-12-31	Rp2.63 Trillion ≈ $153.89 Million	+24.25%
2015-12-31	Rp2.11 Trillion ≈ $123.85 Million	+20.11%
2014-12-31	Rp1.76 Trillion ≈ $103.12 Million	+7.00%
2013-12-31	Rp1.64 Trillion ≈ $96.38 Million	+11.95%
2012-12-31	Rp1.47 Trillion ≈ $86.09 Million	+21.21%
2011-12-31	Rp1.21 Trillion ≈ $71.03 Million	+63.21%
2010-12-31	Rp742.69 Billion ≈ $43.52 Million	+18.01%
2009-12-31	Rp629.36 Billion ≈ $36.88 Million	+19.21%
2008-12-31	Rp527.96 Billion ≈ $30.94 Million	+30.82%
2007-12-31	Rp403.57 Billion ≈ $23.65 Million	+31.09%
2006-12-31	Rp307.85 Billion ≈ $18.04 Million	+95.40%
2005-12-31	Rp157.55 Billion ≈ $9.23 Million	-14.91%
2004-12-31	Rp185.17 Billion ≈ $10.85 Million	+39.55%
2003-12-31	Rp132.69 Billion ≈ $7.78 Million	+60.79%
2002-12-31	Rp82.53 Billion ≈ $4.84 Million	+20.87%
2001-12-31	Rp68.28 Billion ≈ $4.00 Million	+7.73%
2000-12-31	Rp63.38 Billion ≈ $3.71 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank Victoria International's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 90477.6% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	Rp1.15 Trillion	29.26%
Common Stock	Rp1.58 Trillion	40.29%
Other Comprehensive Income	Rp529.20 Billion	13.45%
Other Components	Rp668.37 Billion	16.99%
Total Equity	Rp3.93 Trillion	100.00%

Bank Victoria International Competitors by Market Cap

The table below lists competitors of Bank Victoria International ranked by their market capitalization.

Company	Market Cap
Trigg Minerals Ltd AU:TMG	$112.23 Million
Mammoth Energy Services Inc NASDAQ:TUSK	$112.29 Million
Prevas AB ST:PREV-B	$112.39 Million
Tait Marketing & Distribution Co Ltd TWO:5902	$112.39 Million
Dinhvu Port Investment Development JSC VN:DVP	$112.16 Million
Ultra Chip TWO:3141	$112.14 Million
KPS Corporation KQ:256940	$112.12 Million
YTN Co.Ltd KQ:040300	$112.12 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Victoria International's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 3,824,785,010,000 to 3,933,459,658,000, a change of 108,674,648,000 (2.8%).
Net income of 117,859,238,000 contributed positively to equity growth.
Share repurchases of 284,205,000 reduced equity.
Other comprehensive income decreased equity by 58,091,391,000.
Other factors increased equity by 49,191,006,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	Rp117.86 Billion	+3.0%
Share Repurchases	Rp284.20 Million	-0.01%
Other Comprehensive Income	Rp-58.09 Billion	-1.48%
Other Changes	Rp49.19 Billion	+1.25%
Total Change	Rp-	2.84%

Book Value vs Market Value Analysis

This analysis compares Bank Victoria International's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.42x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 0.80x to 0.42x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2008-12-31	Rp130.61	Rp105.00	x
2009-12-31	Rp158.95	Rp105.00	x
2010-12-31	Rp183.38	Rp105.00	x
2011-12-31	Rp176.57	Rp105.00	x
2012-12-31	Rp182.24	Rp105.00	x
2013-12-31	Rp205.41	Rp105.00	x
2014-12-31	Rp225.27	Rp105.00	x
2015-12-31	Rp263.47	Rp105.00	x
2016-12-31	Rp354.84	Rp105.00	x
2017-12-31	Rp328.26	Rp105.00	x
2018-12-31	Rp323.61	Rp105.00	x
2019-12-31	Rp338.03	Rp105.00	x
2020-12-31	Rp295.39	Rp105.00	x
2021-12-31	Rp326.64	Rp105.00	x
2022-12-31	Rp313.71	Rp105.00	x
2023-12-31	Rp241.34	Rp105.00	x
2024-12-31	Rp248.19	Rp105.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Victoria International utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 3.00%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 5.65%
• Asset Turnover: 0.07x
• Equity Multiplier: 7.89x
Recent ROE (3.00%) is below the historical average (6.70%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2000	7.18%	5.23%	0.08x	17.38x	Rp-1.78 Billion
2001	7.17%	3.21%	0.11x	20.23x	Rp-1.93 Billion
2002	7.44%	2.54%	0.16x	18.85x	Rp-2.11 Billion
2003	5.73%	3.56%	0.12x	13.17x	Rp-5.66 Billion
2004	12.70%	9.55%	0.12x	10.83x	Rp5.00 Billion
2005	12.78%	8.84%	0.11x	13.41x	Rp4.38 Billion
2006	9.76%	10.39%	0.10x	9.41x	Rp-733.63 Million
2007	12.28%	12.52%	0.08x	13.06x	Rp9.20 Billion
2008	6.68%	6.44%	0.10x	10.65x	Rp-17.53 Billion
2009	7.35%	5.91%	0.11x	11.69x	Rp-16.70 Billion
2010	14.38%	10.21%	0.10x	13.88x	Rp32.53 Billion
2011	15.46%	19.30%	0.08x	9.74x	Rp66.19 Billion
2012	13.99%	17.70%	0.08x	9.77x	Rp58.65 Billion
2013	14.86%	15.11%	0.08x	11.66x	Rp79.94 Billion
2014	6.01%	4.89%	0.10x	12.14x	Rp-70.28 Billion
2015	4.45%	4.26%	0.09x	11.00x	Rp-117.29 Billion
2016	3.82%	4.06%	0.10x	9.90x	Rp-162.26 Billion
2017	4.78%	5.04%	0.09x	10.13x	Rp-148.54 Billion
2018	2.82%	3.18%	0.08x	10.75x	Rp-201.52 Billion
2019	-0.46%	-0.55%	0.08x	10.20x	Rp-312.41 Billion
2020	-9.54%	-11.95%	0.08x	9.92x	Rp-516.63 Billion
2021	-3.95%	-6.89%	0.07x	8.28x	Rp-420.50 Billion
2022	6.11%	13.12%	0.07x	7.01x	Rp-143.87 Billion
2023	2.66%	5.32%	0.06x	7.75x	Rp-280.66 Billion
2024	3.00%	5.65%	0.07x	7.89x	Rp-275.49 Billion

Industry Comparison

This section compares Bank Victoria International's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $5,917,401,827,400
Average return on equity (ROE) among peers: 5.92%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank Victoria International (BVIC)	Rp4.37 Trillion	7.18%	6.85x	$112.19 Million
Bank Rakyat Indonesia Agroniaga (AGRO)	$278.29 Billion	5.04%	9.97x	$262.39 Million
Bank Agris Tbk (AGRS)	$5.37 Trillion	3.41%	2.61x	$196.33 Million
Bank Amar Indonesia (AMAR)	$472.48 Billion	-5.85%	0.16x	$208.99 Million
Bank Artos Indonesia Tbk PT (ARTO)	$105.52 Billion	0.00%	3.84x	$1.06 Billion
Bank Mnc Internasional Tbk (BABP)	$518.93 Billion	1.53%	9.44x	$132.86 Million
Bank Capital Indonesia Tbk (BACA)	$1.32 Trillion	7.11%	9.80x	$160.18 Million
Bank Net Indonesia Syariah Tbk PT (BANK)	$595.72 Billion	12.98%	0.20x	$502.76 Million
Bank Central Asia Tbk (BBCA)	$34.11 Trillion	24.86%	8.51x	$42.25 Billion
Bk Harda Internasional Tbk Pt (BBHI)	$7.51 Trillion	7.65%	1.46x	$1.62 Billion
Bank Bukopin Tbk (BBKP)	$8.91 Trillion	2.43%	10.26x	$671.50 Million

About Bank Victoria International

JK:BVIC Indonesia Banks - Regional

Market Cap

$112.19 Million

Rp1.91 Trillion IDR

Market Cap Rank

#18737 Global

#326 in Indonesia

Share Price

Rp105.00

Change (1 day)

-0.94%

52-Week Range

Rp80.00 - Rp163.00

All Time High

Rp322.00