Shinhan Financial Group (055550) — Financial Flexibility Index

Latest as of September 2025: 0.02x

Shinhan Financial Group (055550) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of ₩12.53 Trillion (operating CF ₩12.41 Trillion minus capex ₩125.99 Billion) represents 0% of total liabilities (₩722.36 Trillion). Check Shinhan Financial Group (055550) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

₩12.53 Trillion
Operating CF − Capex

Total Liabilities

₩722.36 Trillion
KRW

Capital Expenditures

₩125.99 Billion
KRW

Shinhan Financial Group Financial Flexibility Index (2013–2024)

Historical Financial Flexibility Index trend for Shinhan Financial Group across 12 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Shinhan Financial Group.

Annual Financial Flexibility Index for Shinhan Financial Group (2013–2024)

Year-by-year free cash flow to debt coverage for Shinhan Financial Group. Explore cash flow to debt ratio of Shinhan Financial Group to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (KRW) Operating CF Total Liabilities YoY Change
2024 0.01x ₩5.41 Trillion ₩4.63 Trillion ₩680.94 Trillion ▼ -36.6%
2023 0.01x ₩7.96 Trillion ₩7.14 Trillion ₩635.47 Trillion ▲ +175.4%
2022 -0.02x ₩-10.38 Trillion ₩-10.72 Trillion ₩624.75 Trillion ▲ +69.3%
2021 -0.05x ₩-32.41 Trillion ₩-32.75 Trillion ₩598.61 Trillion ▲ +18.8%
2020 -0.07x ₩-37.27 Trillion ₩-37.55 Trillion ₩558.88 Trillion ▼ -57.1%
2019 -0.04x ₩-21.67 Trillion ₩-21.94 Trillion ₩510.49 Trillion ▲ +21.5%
2018 -0.05x ₩-22.88 Trillion ₩-23.02 Trillion ₩422.95 Trillion ▼ -46.9%
2017 -0.04x ₩-14.46 Trillion ₩-14.61 Trillion ₩392.60 Trillion ▼ -6.1%
2016 -0.03x ₩-12.63 Trillion ₩-12.97 Trillion ₩363.94 Trillion ▲ +41.6%
2015 -0.06x ₩-20.15 Trillion ₩-20.28 Trillion ₩338.73 Trillion ▼ -8.3%
2014 -0.05x ₩-16.89 Trillion ₩-17.07 Trillion ₩307.51 Trillion ▼ -133.2%
2013 -0.02x ₩-6.63 Trillion ₩-6.92 Trillion ₩281.44 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities