Shinhan Financial Group Financial Flexibility Index

Latest as of September 2025: 0.02x

Shinhan Financial Group financial flexibility index. Shinhan Financial Group (055550) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of ₩12.53 Trillion (operating CF ₩12.41 Trillion minus capex ₩125.99 Billion) represents 0% of total liabilities (₩722.36 Trillion). See Shinhan Financial Group free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

₩12.53 Trillion
Operating CF − Capex

Total Liabilities

₩722.36 Trillion
KRW

Capital Expenditures

₩125.99 Billion
KRW

Financial Flexibility Index of Shinhan Financial Group (2013–2024)

Financial flexibility index of Shinhan Financial Group from 2013 to 2024. Historical Financial Flexibility Index trend for Shinhan Financial Group across 12 annual periods. Check how high is Shinhan Financial Group's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Shinhan Financial Group Financial Flexibility Index by Year (2013–2024)

Shinhan Financial Group financial flexibility index by year from 2013 to 2024. Year-by-year free cash flow to debt coverage for Shinhan Financial Group. For the full cash flow conversion analysis, see Shinhan Financial Group cash conversion from operations.

Year Flexibility Index Free Cash Flow (KRW) Operating CF Total Liabilities YoY Change
2024 0.01x ₩5.41 Trillion ₩4.63 Trillion ₩680.94 Trillion ▼ -36.6%
2023 0.01x ₩7.96 Trillion ₩7.14 Trillion ₩635.47 Trillion ▲ +175.4%
2022 -0.02x ₩-10.38 Trillion ₩-10.72 Trillion ₩624.75 Trillion ▲ +69.3%
2021 -0.05x ₩-32.41 Trillion ₩-32.75 Trillion ₩598.61 Trillion ▲ +18.8%
2020 -0.07x ₩-37.27 Trillion ₩-37.55 Trillion ₩558.88 Trillion ▼ -57.1%
2019 -0.04x ₩-21.67 Trillion ₩-21.94 Trillion ₩510.49 Trillion ▲ +21.5%
2018 -0.05x ₩-22.88 Trillion ₩-23.02 Trillion ₩422.95 Trillion ▼ -46.9%
2017 -0.04x ₩-14.46 Trillion ₩-14.61 Trillion ₩392.60 Trillion ▼ -6.1%
2016 -0.03x ₩-12.63 Trillion ₩-12.97 Trillion ₩363.94 Trillion ▲ +41.6%
2015 -0.06x ₩-20.15 Trillion ₩-20.28 Trillion ₩338.73 Trillion ▼ -8.3%
2014 -0.05x ₩-16.89 Trillion ₩-17.07 Trillion ₩307.51 Trillion ▼ -133.2%
2013 -0.02x ₩-6.63 Trillion ₩-6.92 Trillion ₩281.44 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities