FlexShopper Inc (FPAY) — Financial Flexibility Index

Latest as of March 2025: -0.05x

FlexShopper Inc (FPAY) has a Financial Flexibility Index of -0.05x as of March 2025. Free cash flow of $-8.87 Million (operating CF $-11.15 Million minus capex $2.28 Million) represents 0% of total liabilities ($176.36 Million). Check how aggressively does FlexShopper Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-8.87 Million
Operating CF − Capex

Total Liabilities

$176.36 Million
USD

Capital Expenditures

$2.28 Million
USD

FlexShopper Inc Financial Flexibility Index (2006–2024)

Historical Financial Flexibility Index trend for FlexShopper Inc across 19 annual periods. For the full cash flow conversion analysis, see FlexShopper Inc cash conversion from operations.

Annual Financial Flexibility Index for FlexShopper Inc (2006–2024)

Year-by-year free cash flow to debt coverage for FlexShopper Inc. Explore FPAY operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 -0.15x $-26.44 Million $-34.95 Million $176.36 Million ▼ -5694.4%
2023 0.00x $-329.24K $-6.66 Million $127.26 Million ▲ +98.8%
2022 -0.21x $-24.74 Million $-31.24 Million $117.25 Million ▼ -129.7%
2021 -0.09x $-6.31 Million $-11.26 Million $68.67 Million ▼ -148.6%
2020 -0.04x $-2.11 Million $-5.21 Million $57.10 Million ▼ -188.1%
2019 0.04x $1.77 Million $-469.46K $42.25 Million ▲ +110.6%
2018 -0.40x $-15.88 Million $-18.16 Million $40.13 Million ▼ -139.2%
2017 -0.17x $-4.58 Million $-6.60 Million $27.68 Million ▲ +84.4%
2016 -1.06x $-15.52 Million $-17.37 Million $14.63 Million ▲ +6.5%
2015 -1.13x $-12.83 Million $-14.16 Million $11.31 Million ▲ +49.4%
2014 -2.24x $-4.87 Million $-6.03 Million $2.17 Million ▼ -684.6%
2013 0.38x $1.31 Million $1.20 Million $3.42 Million ▲ +1041.8%
2012 -0.04x $-212.49K $-229.52K $5.22 Million ▼ -111.3%
2011 0.36x $1.65 Million $1.63 Million $4.60 Million ▲ +241.4%
2010 -0.25x $-1.55 Million $-1.57 Million $6.12 Million ▲ +62.9%
2009 -0.68x $-3.77 Million $-3.79 Million $5.51 Million ▲ +75.0%
2008 -2.73x $-4.23 Million $-4.26 Million $1.55 Million ▼ -4.8%
2007 -2.61x $-1.77 Million $-1.88 Million $679.92K ▼ -155.9%
2006 4.66x $722.37K $721.04K $154.90K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities