Stock Yards Bancorp Inc (SYBT) — Financial Flexibility Index
Stock Yards Bancorp Inc (SYBT) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $58.45 Million (operating CF $52.11 Million minus capex $6.34 Million) represents 0% of total liabilities ($8.52 Billion). Check SYBT cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Stock Yards Bancorp Inc Financial Flexibility Index (1991–2025)
Historical Financial Flexibility Index trend for Stock Yards Bancorp Inc across 35 annual periods. For the full cash flow conversion analysis, see SYBT cash generation efficiency.
Annual Financial Flexibility Index for Stock Yards Bancorp Inc (1991–2025)
Year-by-year free cash flow to debt coverage for Stock Yards Bancorp Inc. Explore SYBT debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $178.09 Million | $166.05 Million | $8.46 Billion | ▲ +9.2% |
| 2024 | 0.02x | $152.72 Million | $142.87 Million | $7.92 Billion | ▲ +23.2% |
| 2023 | 0.02x | $114.43 Million | $106.70 Million | $7.31 Billion | ▼ -17.1% |
| 2022 | 0.02x | $127.18 Million | $108.74 Million | $6.74 Billion | ▲ +5.7% |
| 2021 | 0.02x | $106.68 Million | $102.10 Million | $5.97 Billion | ▼ -9.8% |
| 2020 | 0.02x | $82.58 Million | $77.12 Million | $4.17 Billion | ▲ +3.5% |
| 2019 | 0.02x | $63.53 Million | $58.44 Million | $3.32 Billion | ▼ -22.9% |
| 2018 | 0.02x | $72.95 Million | $65.89 Million | $2.94 Billion | ▲ +27.9% |
| 2017 | 0.02x | $56.46 Million | $53.68 Million | $2.91 Billion | ▼ -23.9% |
| 2016 | 0.03x | $69.59 Million | $63.26 Million | $2.73 Billion | ▲ +38.5% |
| 2015 | 0.02x | $46.63 Million | $43.17 Million | $2.53 Billion | ▲ +0.1% |
| 2014 | 0.02x | $42.41 Million | $39.89 Million | $2.30 Billion | ▼ -34.5% |
| 2013 | 0.03x | $60.69 Million | $58.33 Million | $2.16 Billion | ▲ +201.7% |
| 2012 | 0.01x | $18.10 Million | $14.80 Million | $1.94 Billion | ▼ -67.0% |
| 2011 | 0.03x | $52.68 Million | $44.43 Million | $1.87 Billion | ▲ +14.3% |
| 2010 | 0.02x | $42.82 Million | $36.64 Million | $1.73 Billion | ▲ +156.9% |
| 2009 | 0.01x | $15.75 Million | $13.14 Million | $1.64 Billion | ▼ -48.7% |
| 2008 | 0.02x | $27.81 Million | $24.55 Million | $1.48 Billion | ▲ +13.8% |
| 2007 | 0.02x | $22.21 Million | $17.33 Million | $1.35 Billion | ▼ -46.0% |
| 2006 | 0.03x | $39.26 Million | $36.65 Million | $1.29 Billion | ▲ +18.0% |
| 2005 | 0.03x | $31.11 Million | $28.85 Million | $1.20 Billion | ▲ +26.3% |
| 2004 | 0.02x | $22.39 Million | $17.84 Million | $1.10 Billion | ▼ -57.5% |
| 2003 | 0.05x | $48.96 Million | $43.49 Million | $1.02 Billion | ▲ +148.8% |
| 2002 | 0.02x | $18.43 Million | $13.48 Million | $953.61 Million | ▲ +38.5% |
| 2001 | 0.01x | $12.08 Million | $8.46 Million | $865.61 Million | ▼ -17.6% |
| 2000 | 0.02x | $13.42 Million | $10.74 Million | $791.97 Million | ▼ -57.0% |
| 1999 | 0.04x | $25.20 Million | $23.00 Million | $639.50 Million | ▲ +139.8% |
| 1998 | 0.02x | $9.30 Million | $6.00 Million | $565.90 Million | ▼ -38.0% |
| 1997 | 0.03x | $11.70 Million | $6.60 Million | $441.70 Million | ▼ -1.3% |
| 1996 | 0.03x | $10.30 Million | $6.10 Million | $383.80 Million | ▲ +28.5% |
| 1995 | 0.02x | $6.20 Million | $3.50 Million | $296.80 Million | ▼ -28.6% |
| 1994 | 0.03x | $7.30 Million | $5.50 Million | $249.50 Million | ▲ +83.5% |
| 1993 | 0.02x | $3.60 Million | $2.40 Million | $225.80 Million | ▲ +73.2% |
| 1992 | 0.01x | $2.00 Million | $900.00K | $217.30 Million | ▼ -56.4% |
| 1991 | 0.02x | $4.30 Million | $4.10 Million | $203.60 Million | — |