Bank of India (BANKINDIA) — Financial Flexibility Index
Bank of India (BANKINDIA) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-474.35 Billion (operating CF Rs-477.85 Billion minus capex Rs3.50 Billion) represents 0% of total liabilities (Rs10.08 Trillion). Check BANKINDIA total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank of India Financial Flexibility Index (2005–2026)
Historical Financial Flexibility Index trend for Bank of India across 22 annual periods. For the full cash flow conversion analysis, see Bank of India cash conversion from operations.
Annual Financial Flexibility Index for Bank of India (2005–2026)
Year-by-year free cash flow to debt coverage for Bank of India. Explore BANKINDIA cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.02x | Rs192.52 Billion | Rs183.61 Billion | Rs10.89 Trillion | ▲ +128.8% |
| 2025 | -0.06x | Rs-599.37 Billion | Rs-606.60 Billion | Rs9.76 Trillion | ▲ +27.2% |
| 2024 | -0.08x | Rs-720.04 Billion | Rs-728.54 Billion | Rs8.54 Trillion | ▼ -905.5% |
| 2023 | -0.01x | Rs-64.22 Billion | Rs-70.45 Billion | Rs7.65 Trillion | ▲ +83.5% |
| 2022 | -0.05x | Rs-349.15 Billion | Rs-354.87 Billion | Rs6.86 Trillion | ▼ -190.9% |
| 2021 | 0.06x | Rs382.17 Billion | Rs378.68 Billion | Rs6.83 Trillion | ▲ +994.8% |
| 2020 | -0.01x | Rs-38.65 Billion | Rs-48.27 Billion | Rs6.18 Trillion | ▲ +59.1% |
| 2019 | -0.02x | Rs-89.20 Billion | Rs-92.18 Billion | Rs5.83 Trillion | ▼ -26.0% |
| 2018 | -0.01x | Rs-70.22 Billion | Rs-73.66 Billion | Rs5.78 Trillion | ▼ -18.9% |
| 2017 | -0.01x | Rs-61.09 Billion | Rs-66.24 Billion | Rs5.98 Trillion | ▼ -131.6% |
| 2016 | 0.03x | Rs188.50 Billion | Rs183.11 Billion | Rs5.83 Trillion | ▲ +17.1% |
| 2015 | 0.03x | Rs163.63 Billion | Rs146.38 Billion | Rs5.93 Trillion | ▲ +113.3% |
| 2014 | 0.01x | Rs70.86 Billion | Rs64.52 Billion | Rs5.47 Trillion | ▼ -73.4% |
| 2013 | 0.05x | Rs210.20 Billion | Rs206.32 Billion | Rs4.32 Trillion | ▲ +1874.2% |
| 2012 | 0.00x | Rs-10.04 Billion | Rs-16.44 Billion | Rs3.66 Trillion | ▼ -113.9% |
| 2011 | 0.02x | Rs66.00 Billion | Rs61.96 Billion | Rs3.35 Trillion | ▼ -39.6% |
| 2010 | 0.03x | Rs85.45 Billion | Rs83.21 Billion | Rs2.62 Trillion | ▲ +63.9% |
| 2009 | 0.02x | Rs42.28 Billion | Rs39.59 Billion | Rs2.13 Trillion | ▲ +972.1% |
| 2008 | 0.00x | Rs-3.85 Billion | Rs-5.53 Billion | Rs1.69 Trillion | ▼ -106.0% |
| 2007 | 0.04x | Rs51.91 Billion | Rs50.98 Billion | Rs1.36 Trillion | ▲ +17.1% |
| 2006 | 0.03x | Rs35.04 Billion | Rs34.04 Billion | Rs1.07 Trillion | ▲ +544.2% |
| 2005 | -0.01x | Rs-6.66 Billion | Rs-7.89 Billion | Rs905.12 Billion | — |