Bank of India (BANKINDIA) — Financial Flexibility Index

Latest as of September 2025: -0.05x

Bank of India (BANKINDIA) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-474.35 Billion (operating CF Rs-477.85 Billion minus capex Rs3.50 Billion) represents 0% of total liabilities (Rs10.08 Trillion). Check BANKINDIA strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-474.35 Billion
Operating CF − Capex

Total Liabilities

Rs10.08 Trillion
INR

Capital Expenditures

Rs3.50 Billion
INR

Bank of India Financial Flexibility Index (2005–2026)

Historical Financial Flexibility Index trend for Bank of India across 22 annual periods. See working capital position of Bank of India to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Bank of India (2005–2026)

Year-by-year free cash flow to debt coverage for Bank of India. For the full company profile including market capitalisation, see how much is Bank of India worth.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.02x Rs192.52 Billion Rs183.61 Billion Rs10.89 Trillion ▲ +128.8%
2025 -0.06x Rs-599.37 Billion Rs-606.60 Billion Rs9.76 Trillion ▲ +27.2%
2024 -0.08x Rs-720.04 Billion Rs-728.54 Billion Rs8.54 Trillion ▼ -905.5%
2023 -0.01x Rs-64.22 Billion Rs-70.45 Billion Rs7.65 Trillion ▲ +83.5%
2022 -0.05x Rs-349.15 Billion Rs-354.87 Billion Rs6.86 Trillion ▼ -190.9%
2021 0.06x Rs382.17 Billion Rs378.68 Billion Rs6.83 Trillion ▲ +994.8%
2020 -0.01x Rs-38.65 Billion Rs-48.27 Billion Rs6.18 Trillion ▲ +59.1%
2019 -0.02x Rs-89.20 Billion Rs-92.18 Billion Rs5.83 Trillion ▼ -26.0%
2018 -0.01x Rs-70.22 Billion Rs-73.66 Billion Rs5.78 Trillion ▼ -18.9%
2017 -0.01x Rs-61.09 Billion Rs-66.24 Billion Rs5.98 Trillion ▼ -131.6%
2016 0.03x Rs188.50 Billion Rs183.11 Billion Rs5.83 Trillion ▲ +17.1%
2015 0.03x Rs163.63 Billion Rs146.38 Billion Rs5.93 Trillion ▲ +113.3%
2014 0.01x Rs70.86 Billion Rs64.52 Billion Rs5.47 Trillion ▼ -73.4%
2013 0.05x Rs210.20 Billion Rs206.32 Billion Rs4.32 Trillion ▲ +1874.2%
2012 0.00x Rs-10.04 Billion Rs-16.44 Billion Rs3.66 Trillion ▼ -113.9%
2011 0.02x Rs66.00 Billion Rs61.96 Billion Rs3.35 Trillion ▼ -39.6%
2010 0.03x Rs85.45 Billion Rs83.21 Billion Rs2.62 Trillion ▲ +63.9%
2009 0.02x Rs42.28 Billion Rs39.59 Billion Rs2.13 Trillion ▲ +972.1%
2008 0.00x Rs-3.85 Billion Rs-5.53 Billion Rs1.69 Trillion ▼ -106.0%
2007 0.04x Rs51.91 Billion Rs50.98 Billion Rs1.36 Trillion ▲ +17.1%
2006 0.03x Rs35.04 Billion Rs34.04 Billion Rs1.07 Trillion ▲ +544.2%
2005 -0.01x Rs-6.66 Billion Rs-7.89 Billion Rs905.12 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities