Sumitomo Mitsui Financial Group Inc (SMFG) — Financial Flexibility Index

Latest as of March 2026: 0.02x

Sumitomo Mitsui Financial Group Inc (SMFG) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of $7.74 Trillion (operating CF $7.54 Trillion minus capex $196.27 Billion) represents 0% of total liabilities ($313.93 Trillion). Check SMFG cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

$7.74 Trillion
Operating CF − Capex

Total Liabilities

$313.93 Trillion
USD

Capital Expenditures

$196.27 Billion
USD

Sumitomo Mitsui Financial Group Inc Financial Flexibility Index (2000–2026)

Historical Financial Flexibility Index trend for Sumitomo Mitsui Financial Group Inc across 27 annual periods. For the full cash flow conversion analysis, see Sumitomo Mitsui Financial Group Inc (SMFG) cash flow conversion.

Annual Financial Flexibility Index for Sumitomo Mitsui Financial Group Inc (2000–2026)

Year-by-year free cash flow to debt coverage for Sumitomo Mitsui Financial Group Inc. Explore debt repayment capacity of Sumitomo Mitsui Financial Group Inc to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2026 0.02x $7.74 Trillion $7.54 Trillion $313.93 Trillion ▲ +34.6%
2025 0.02x $5.34 Trillion $4.97 Trillion $291.44 Trillion ▲ +396.2%
2024 0.00x $1.03 Trillion $642.86 Billion $280.44 Trillion ▲ +117.0%
2023 -0.02x $-5.60 Trillion $-5.90 Trillion $257.64 Trillion ▼ -390.8%
2022 0.01x $1.83 Trillion $1.55 Trillion $245.51 Trillion ▼ -91.0%
2021 0.08x $19.12 Trillion $18.80 Trillion $230.69 Trillion ▲ +136.2%
2020 0.04x $7.34 Trillion $7.09 Trillion $209.08 Trillion ▲ +28.6%
2019 0.03x $5.25 Trillion $4.60 Trillion $192.21 Trillion ▼ -49.8%
2018 0.05x $10.19 Trillion $9.34 Trillion $187.44 Trillion ▲ +89.1%
2017 0.03x $5.16 Trillion $4.51 Trillion $179.26 Trillion ▲ +1253.2%
2016 0.00x $-439.26 Billion $-1.13 Trillion $176.14 Trillion ▼ -104.8%
2015 0.05x $8.96 Trillion $8.24 Trillion $172.75 Trillion ▲ +2.2%
2014 0.05x $7.57 Trillion $6.98 Trillion $149.20 Trillion ▲ +1355.1%
2013 0.00x $489.36 Billion $91.45 Billion $140.25 Trillion ▼ -69.5%
2012 0.01x $1.55 Trillion $1.32 Trillion $135.79 Trillion ▼ -89.4%
2011 0.11x $14.08 Trillion $13.79 Trillion $130.67 Trillion ▲ +6766.4%
2010 0.00x $-186.55 Billion $-442.19 Billion $115.43 Trillion ▼ -102.4%
2009 0.07x $7.62 Trillion $7.37 Trillion $115.03 Trillion ▲ +10.9%
2008 0.06x $6.38 Trillion $5.78 Trillion $106.73 Trillion ▲ +193.2%
2007 -0.06x $-6.13 Trillion $-6.76 Trillion $95.53 Trillion ▼ -347.1%
2006 0.03x $2.63 Trillion $2.21 Trillion $101.44 Trillion ▲ +177.2%
2005 -0.03x $-3.22 Trillion $-3.28 Trillion $95.93 Trillion ▼ -191.5%
2004 0.04x $3.60 Trillion $3.52 Trillion $98.15 Trillion ▼ -32.6%
2003 0.05x $5.51 Trillion $5.44 Trillion $101.19 Trillion ▲ +206.9%
2002 -0.05x $-5.31 Trillion $-5.38 Trillion $104.11 Trillion ▼ -137.0%
2001 0.14x $6.78 Trillion $6.67 Trillion $49.29 Trillion ▲ +131.4%
2000 0.06x $2.73 Trillion $2.68 Trillion $45.97 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities