Jiangsu Changshu Rural Commercial Bank Co Ltd (601128) — Financial Flexibility Index

Latest as of March 2026: -0.01x

Jiangsu Changshu Rural Commercial Bank Co Ltd (601128) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of CN¥-5.66 Billion (operating CF CN¥-5.74 Billion minus capex CN¥82.17 Million) represents 0% of total liabilities (CN¥384.66 Billion). Check Jiangsu Changshu Rural Commercial Bank C total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

CN¥-5.66 Billion
Operating CF − Capex

Total Liabilities

CN¥384.66 Billion
CNY

Capital Expenditures

CN¥82.17 Million
CNY

Jiangsu Changshu Rural Commercial Bank Co Ltd Financial Flexibility Index (2006–2025)

Historical Financial Flexibility Index trend for Jiangsu Changshu Rural Commercial Bank Co Ltd across 20 annual periods. For the full cash flow conversion analysis, see Jiangsu Changshu Rural Commercial Bank C operating cash flow efficiency.

Annual Financial Flexibility Index for Jiangsu Changshu Rural Commercial Bank Co Ltd (2006–2025)

Year-by-year free cash flow to debt coverage for Jiangsu Changshu Rural Commercial Bank Co Ltd. Explore Jiangsu Changshu Rural Commercial Bank C (601128) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (CNY) Operating CF Total Liabilities YoY Change
2025 0.05x CN¥18.80 Billion CN¥18.36 Billion CN¥369.62 Billion ▼ -7.6%
2024 0.06x CN¥18.49 Billion CN¥18.16 Billion CN¥335.91 Billion ▲ +0.2%
2023 0.05x CN¥16.88 Billion CN¥16.37 Billion CN¥307.33 Billion ▲ +5.6%
2022 0.05x CN¥13.72 Billion CN¥13.15 Billion CN¥263.77 Billion ▲ +1010.3%
2021 -0.01x CN¥-1.29 Billion CN¥-1.69 Billion CN¥225.45 Billion ▼ -123.7%
2020 0.02x CN¥4.58 Billion CN¥4.12 Billion CN¥189.92 Billion ▼ -64.4%
2019 0.07x CN¥11.31 Billion CN¥11.07 Billion CN¥166.94 Billion ▲ +575.9%
2018 0.01x CN¥1.54 Billion CN¥1.45 Billion CN¥153.17 Billion ▲ +120.5%
2017 -0.05x CN¥-6.59 Billion CN¥-6.70 Billion CN¥134.72 Billion ▼ -179.7%
2016 0.06x CN¥7.34 Billion CN¥6.84 Billion CN¥119.55 Billion ▲ +301.7%
2015 -0.03x CN¥-3.04 Billion CN¥-3.31 Billion CN¥100.08 Billion ▼ -121.2%
2014 0.14x CN¥13.56 Billion CN¥13.27 Billion CN¥94.30 Billion ▲ +8945.0%
2013 0.00x CN¥-127.41 Million CN¥-258.45 Million CN¥78.36 Billion ▲ +91.4%
2012 -0.02x CN¥-1.29 Billion CN¥-1.39 Billion CN¥68.42 Billion ▼ -113.2%
2011 0.14x CN¥9.52 Billion CN¥9.40 Billion CN¥66.76 Billion ▲ +67.9%
2010 0.08x CN¥4.07 Billion CN¥3.95 Billion CN¥47.98 Billion ▲ +139.6%
2009 0.04x CN¥1.34 Billion CN¥1.13 Billion CN¥37.78 Billion ▼ -42.8%
2008 0.06x CN¥2.07 Billion CN¥1.98 Billion CN¥33.37 Billion ▲ +737.1%
2007 0.01x CN¥209.75 Million CN¥37.04 Million CN¥28.32 Billion ▼ -95.1%
2006 0.15x CN¥3.85 Billion CN¥3.83 Billion CN¥25.41 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities