Arion banki hf (ARION-SDB) — Financial Flexibility Index

Latest as of December 2025: 0.02x

Arion banki hf (ARION-SDB) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of Skr31.28 Billion (operating CF Skr31.15 Billion minus capex Skr133.09 Million) represents 0% of total liabilities (Skr1.54 Trillion). Check asset allocation strategy of Arion banki hf to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

Skr31.28 Billion
Operating CF − Capex

Total Liabilities

Skr1.54 Trillion
SEK

Capital Expenditures

Skr133.09 Million
SEK

Arion banki hf Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for Arion banki hf across 14 annual periods. See ARION-SDB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Arion banki hf (2012–2025)

Year-by-year free cash flow to debt coverage for Arion banki hf. For the full company profile including market capitalisation, see ARION-SDB market cap overview.

Year Flexibility Index Free Cash Flow (SEK) Operating CF Total Liabilities YoY Change
2025 0.00x Skr57.26 Million Skr-424.74 Million Skr1.54 Trillion ▼ -99.8%
2024 0.02x Skr24.54 Billion Skr23.59 Billion Skr1.41 Trillion ▲ +320.9%
2023 -0.01x Skr-10.44 Billion Skr-11.37 Billion Skr1.33 Trillion ▼ -117.3%
2022 0.05x Skr58.16 Billion Skr57.39 Billion Skr1.28 Trillion ▼ -22.9%
2021 0.06x Skr66.06 Billion Skr64.47 Billion Skr1.12 Trillion ▲ +212.1%
2020 -0.05x Skr-51.33 Billion Skr-54.61 Billion Skr974.86 Billion ▼ -644.5%
2019 -0.01x Skr-6.31 Billion Skr-9.56 Billion Skr892.03 Billion ▲ +70.1%
2018 -0.02x Skr-22.77 Billion Skr-24.51 Billion Skr963.47 Billion ▼ -133.5%
2017 0.07x Skr65.10 Billion Skr62.66 Billion Skr922.02 Billion ▲ +194.6%
2016 0.02x Skr19.76 Billion Skr17.48 Billion Skr824.64 Billion ▼ -49.1%
2015 0.05x Skr38.09 Billion Skr36.59 Billion Skr809.15 Billion ▲ +520.6%
2014 0.01x Skr5.85 Billion Skr3.38 Billion Skr771.52 Billion ▲ +116.6%
2013 -0.05x Skr-36.36 Billion Skr-39.20 Billion Skr793.90 Billion ▼ -152.2%
2012 0.09x Skr67.56 Billion Skr66.60 Billion Skr769.80 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities