Skandinaviska Enskilda Banken AB (publ) (SEB-A) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Skandinaviska Enskilda Banken AB (publ) (SEB-A) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of Skr34.72 Billion (operating CF Skr34.72 Billion minus capex Skr0.00) represents 0% of total liabilities (Skr3.44 Trillion). Check total reinvestment intensity of Skandinaviska Enskilda Banken AB (publ) to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Skr34.72 Billion
Operating CF − Capex

Total Liabilities

Skr3.44 Trillion
SEK

Capital Expenditures

Skr0.00
SEK

Skandinaviska Enskilda Banken AB (publ) Financial Flexibility Index (2002–2025)

Historical Financial Flexibility Index trend for Skandinaviska Enskilda Banken AB (publ) across 24 annual periods. For the full cash flow conversion analysis, see SEB-A cash generation efficiency.

Annual Financial Flexibility Index for Skandinaviska Enskilda Banken AB (publ) (2002–2025)

Year-by-year free cash flow to debt coverage for Skandinaviska Enskilda Banken AB (publ). Explore cash flow to debt ratio of Skandinaviska Enskilda Banken AB (publ) to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (SEK) Operating CF Total Liabilities YoY Change
2025 0.01x Skr34.72 Billion Skr34.72 Billion Skr3.44 Trillion ▲ +207.1%
2024 -0.01x Skr-33.24 Billion Skr-34.43 Billion Skr3.53 Trillion ▲ +14.6%
2023 -0.01x Skr-37.35 Billion Skr-38.39 Billion Skr3.39 Trillion ▲ +46.9%
2022 -0.02x Skr-69.14 Billion Skr-70.17 Billion Skr3.33 Trillion ▼ -149.4%
2021 0.04x Skr130.94 Billion Skr130.29 Billion Skr3.11 Trillion ▼ -36.7%
2020 0.07x Skr190.63 Billion Skr190.32 Billion Skr2.87 Trillion ▲ +397.0%
2019 -0.02x Skr-60.43 Billion Skr-61.51 Billion Skr2.70 Trillion ▼ -284.9%
2018 0.01x Skr29.27 Billion Skr28.26 Billion Skr2.42 Trillion ▼ -39.4%
2017 0.02x Skr48.26 Billion Skr48.00 Billion Skr2.42 Trillion ▲ +14.0%
2016 0.02x Skr43.46 Billion Skr43.41 Billion Skr2.48 Trillion ▲ +90.1%
2015 0.01x Skr21.69 Billion Skr21.00 Billion Skr2.35 Trillion ▲ +115.6%
2014 -0.06x Skr-147.83 Billion Skr-148.50 Billion Skr2.51 Trillion ▼ -352.5%
2013 -0.01x Skr-30.78 Billion Skr-33.17 Billion Skr2.36 Trillion ▼ -569.5%
2012 0.00x Skr-4.56 Billion Skr-6.65 Billion Skr2.34 Trillion ▼ -102.0%
2011 0.10x Skr222.81 Billion Skr219.06 Billion Skr2.25 Trillion ▲ +6024.0%
2010 0.00x Skr-3.47 Billion Skr-3.47 Billion Skr2.08 Trillion ▲ +95.0%
2009 -0.03x Skr-73.48 Billion Skr-74.46 Billion Skr2.21 Trillion ▼ -661.7%
2008 0.00x Skr-10.60 Billion Skr-16.44 Billion Skr2.43 Trillion ▼ -111.2%
2007 0.04x Skr88.22 Billion Skr85.19 Billion Skr2.27 Trillion ▲ +543.9%
2006 -0.01x Skr-16.36 Billion Skr-16.98 Billion Skr1.87 Trillion ▼ -42.3%
2005 -0.01x Skr-11.29 Billion Skr-13.72 Billion Skr1.83 Trillion ▲ +83.2%
2004 -0.04x Skr-23.97 Billion Skr-24.90 Billion Skr654.68 Billion ▼ -105.9%
2003 -0.02x Skr-8.71 Billion Skr-9.68 Billion Skr489.62 Billion ▼ -219.7%
2002 0.01x Skr6.91 Billion Skr4.89 Billion Skr464.77 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities