Skandinaviska Enskilda Banken AB (publ) (SEB-A) — Tangible Net Worth Ratio

Latest as of December 2025: 98.6%

Skandinaviska Enskilda Banken AB (publ) (SEB-A) has a Tangible Net Worth Ratio of 98.6% as of December 2025. This metric is calculated by deducting intangible assets (Skr3.30 Billion) from net assets (Skr230.26 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Skandinaviska Enskilda Banken AB (publ) current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

98.6%
Tangible equity / total equity

Net Assets (Equity)

Skr230.26 Billion
SEK

Intangible Assets

Skr3.30 Billion
Goodwill, patents, brand value

Total Assets

Skr3.67 Trillion
SEK

Skandinaviska Enskilda Banken AB (publ) Tangible Net Worth Ratio (2002–2025)

This chart shows how Skandinaviska Enskilda Banken AB (publ)'s Tangible Net Worth Ratio has changed across 24 annual periods from 2002 to 2025. As of December 2025, the ratio stands at 98.6%, reflecting net assets of Skr230.26 Billion with intangible assets of Skr3.30 Billion SEK. See SEB-A days of operational coverage to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for Skandinaviska Enskilda Banken AB (publ) (2002–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Skandinaviska Enskilda Banken AB (publ) from 2002 to 2025, covering 24 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see SEB-A company net worth.

Year Tangible NW Ratio Net Assets (SEK) Intangible Assets Total Assets Change (pp)
2025 98.6% Skr230.26 Billion Skr3.30 Billion Skr3.67 Trillion ▲ +0.2 pp
2024 98.4% Skr231.15 Billion Skr3.80 Billion Skr3.76 Trillion ▼ -0.6 pp
2023 98.9% Skr221.78 Billion Skr2.35 Billion Skr3.61 Trillion ▲ +0.2 pp
2022 98.7% Skr204.52 Billion Skr2.65 Billion Skr3.53 Trillion ▲ +0.2 pp
2021 98.5% Skr193.23 Billion Skr2.88 Billion Skr3.30 Trillion ▲ +0.3 pp
2020 98.2% Skr171.94 Billion Skr3.11 Billion Skr3.04 Trillion ▲ +0.4 pp
2019 97.8% Skr155.70 Billion Skr3.39 Billion Skr2.86 Trillion ▲ +0.1 pp
2018 97.7% Skr148.79 Billion Skr3.40 Billion Skr2.57 Trillion ▲ +1.9 pp
2017 95.8% Skr143.93 Billion Skr5.99 Billion Skr2.56 Trillion ▲ +0.6 pp
2016 95.3% Skr140.98 Billion Skr6.64 Billion Skr2.62 Trillion ▲ +0.2 pp
2015 95.1% Skr142.80 Billion Skr7.07 Billion Skr2.50 Trillion ▲ +0.2 pp
2014 94.8% Skr134.58 Billion Skr6.95 Billion Skr2.64 Trillion ▲ +0.3 pp
2013 94.5% Skr122.81 Billion Skr6.76 Billion Skr2.48 Trillion ▲ +0.7 pp
2012 93.8% Skr109.51 Billion Skr6.83 Billion Skr2.45 Trillion ▲ +0.5 pp
2011 93.2% Skr109.16 Billion Skr7.38 Billion Skr2.36 Trillion ▼ -0.3 pp
2010 93.5% Skr99.54 Billion Skr6.43 Billion Skr2.18 Trillion ▼ -0.1 pp
2009 93.6% Skr99.67 Billion Skr6.35 Billion Skr2.31 Trillion ▲ +0.4 pp
2008 93.2% Skr83.73 Billion Skr5.70 Billion Skr2.51 Trillion ▼ -1.0 pp
2007 94.2% Skr76.72 Billion Skr4.47 Billion Skr2.34 Trillion ▼ 0.0 pp
2006 94.2% Skr67.27 Billion Skr3.90 Billion Skr1.93 Trillion ▲ +21.0 pp
2005 73.2% Skr56.80 Billion Skr15.20 Billion Skr1.89 Trillion ▼ -26.8 pp
2004 100.0% Skr936.63 Billion Skr0.00 Skr1.59 Trillion ▲ +0.0 pp
2003 100.0% Skr789.77 Billion Skr0.00 Skr1.28 Trillion ▲ +0.0 pp
2002 100.0% Skr776.34 Billion Skr0.00 Skr1.24 Trillion
pp = percentage points