Pender Growth Fund VCC Inc (PTF) — Financial Flexibility Index

Latest as of December 2025: 12.72x

Pender Growth Fund VCC Inc (PTF) has a Financial Flexibility Index of 12.72x as of December 2025. Free cash flow of CA$5.44 Million (operating CF CA$5.44 Million minus capex CA$0.00) represents 13% of total liabilities (CA$427.55K). Check Pender Growth Fund VCC Inc (PTF) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

12.72x
Free Cash Flow / Total Liabilities

Free Cash Flow

CA$5.44 Million
Operating CF − Capex

Total Liabilities

CA$427.55K
CAD

Capital Expenditures

CA$0.00
CAD

Pender Growth Fund VCC Inc Financial Flexibility Index (2008–2025)

Historical Financial Flexibility Index trend for Pender Growth Fund VCC Inc across 18 annual periods. For the full cash flow conversion analysis, see how efficiently does Pender Growth Fund VCC Inc generate cash.

Annual Financial Flexibility Index for Pender Growth Fund VCC Inc (2008–2025)

Year-by-year free cash flow to debt coverage for Pender Growth Fund VCC Inc. Explore how well can Pender Growth Fund VCC Inc service its debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (CAD) Operating CF Total Liabilities YoY Change
2025 -17.70x CA$-7.57 Million CA$-7.57 Million CA$427.55K ▼ -239.2%
2024 12.72x CA$16.30 Million CA$16.30 Million CA$1.28 Million ▼ -58.7%
2023 30.82x CA$5.42 Million CA$5.42 Million CA$175.90K ▲ +2692.3%
2022 -1.19x CA$-7.40 Million CA$-7.40 Million CA$6.22 Million ▼ -953.8%
2021 0.14x CA$3.88 Million CA$3.88 Million CA$27.87 Million ▲ +100.3%
2020 -45.67x CA$-5.31 Million CA$-5.31 Million CA$116.18K ▲ +26.9%
2019 -62.50x CA$-6.38 Million CA$-6.38 Million CA$101.99K ▼ -1535.4%
2018 -3.82x CA$-293.21K CA$-293.21K CA$76.72K ▲ +70.7%
2017 -13.06x CA$-957.80K CA$-957.80K CA$73.34K ▼ -114.6%
2016 89.44x CA$6.93 Million CA$6.93 Million CA$77.44K ▲ +58.1%
2015 56.58x CA$2.77 Million CA$2.77 Million CA$48.92K ▲ +6856.4%
2014 0.81x CA$73.74K CA$73.74K CA$90.67K ▼ -97.4%
2013 31.83x CA$3.07 Million CA$3.07 Million CA$96.48K ▲ +685.9%
2012 4.05x CA$534.32K CA$534.32K CA$131.95K ▲ +167.3%
2011 -6.02x CA$-793.59K CA$-793.59K CA$131.79K ▼ -13.8%
2010 -5.29x CA$-1.29 Million CA$-1.29 Million CA$244.51K ▲ +6.0%
2009 -5.63x CA$-1.13 Million CA$-1.13 Million CA$201.49K ▲ +73.8%
2008 -21.46x CA$-2.73 Million CA$-2.73 Million CA$127.37K —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities