Citizens & Northern Corp (CZNC) — Net Asset Momentum

Latest YoY growth as of December 2025: +24.1%

Citizens & Northern Corp (CZNC) recorded a net asset momentum of 24.1% as of December 2025, with net assets of $341.71 Million USD. Net Asset Momentum measures the year-over-year percentage change in net assets (total assets minus total liabilities), indicating how rapidly the company is building or eroding its equity base. Check tangible equity quality of Citizens & Northern Corp to evaluate the tangible quality of the company's equity base.

YoY Momentum

+24.1%
Year-over-year

Current Net Assets

$341.71 Million
USD · December 2025

Years of Data

32
1994 – 2025

Country

USA
NASDAQ

Citizens & Northern Corp Net Asset Momentum (1994–2025)

This chart tracks Citizens & Northern Corp's year-over-year net asset growth across 32 annual reporting periods from 1994 to 2025. The most recent momentum reading is +24.1%, with net assets of $341.71 Million USD as of December 2025. Read Citizens & Northern Corp debt and liabilities for a breakdown of total debt and financial obligations.

Annual Net Asset History for Citizens & Northern Corp (1994–2025)

The table below shows the complete annual net asset history for Citizens & Northern Corp from 1994 to 2025, covering 32 yearly periods. Each row includes total assets, total liabilities, net assets, and the year-over-year momentum figure for that period. For live market cap and broader valuation context, see CZNC market cap.

Year Net Assets (USD) Total Assets Total Liabilities YoY Momentum
2025 $341.71 Million $3.13 Billion $2.79 Billion ▲ +24.1%
2024 $275.28 Million $2.61 Billion $2.34 Billion ▲ +4.9%
2023 $262.38 Million $2.52 Billion $2.25 Billion ▲ +5.2%
2022 $249.32 Million $2.45 Billion $2.20 Billion ▼ -17.3%
2021 $301.40 Million $2.33 Billion $2.03 Billion ▲ +0.6%
2020 $299.76 Million $2.24 Billion $1.94 Billion ▲ +22.6%
2019 $244.45 Million $1.65 Billion $1.41 Billion ▲ +23.9%
2018 $197.37 Million $1.29 Billion $1.09 Billion ▲ +4.7%
2017 $188.44 Million $1.28 Billion $1.09 Billion ▲ +1.3%
2016 $186.01 Million $1.24 Billion $1.06 Billion ▼ -0.8%
2015 $187.49 Million $1.22 Billion $1.04 Billion ▼ -0.5%
2014 $188.36 Million $1.24 Billion $1.05 Billion ▲ +5.0%
2013 $179.47 Million $1.24 Billion $1.06 Billion ▼ -1.8%
2012 $182.79 Million $1.29 Billion $1.10 Billion ▲ +9.2%
2011 $167.38 Million $1.32 Billion $1.16 Billion ▲ +20.5%
2010 $138.94 Million $1.32 Billion $1.18 Billion ▼ -8.8%
2009 $152.41 Million $1.32 Billion $1.17 Billion ▲ +24.9%
2008 $122.03 Million $1.28 Billion $1.16 Billion ▼ -11.4%
2007 $137.78 Million $1.28 Billion $1.15 Billion ▲ +6.1%
2006 $129.89 Million $1.13 Billion $997.48 Million ▼ -1.6%
2005 $131.97 Million $1.16 Billion $1.03 Billion ▲ +0.3%
2004 $131.59 Million $1.12 Billion $991.42 Million ▲ +5.0%
2003 $125.34 Million $1.07 Billion $941.56 Million ▲ +8.2%
2002 $115.84 Million $1.02 Billion $902.93 Million ▲ +15.6%
2001 $100.19 Million $867.00 Million $766.81 Million ▲ +12.6%
2000 $88.97 Million $719.34 Million $630.37 Million ▲ +16.1%
1999 $76.62 Million $705.90 Million $629.27 Million ▼ -15.4%
1998 $90.60 Million $646.30 Million $555.70 Million ▲ +5.9%
1997 $85.53 Million $615.35 Million $529.82 Million ▲ +19.5%
1996 $71.59 Million $610.19 Million $538.60 Million ▲ +6.9%
1995 $66.98 Million $585.99 Million $519.01 Million ▲ +43.1%
1994 $46.80 Million $546.48 Million $499.68 Million