Citizens & Northern Corp (CZNC) — Strategic Asset Allocation Index

Latest as of December 2025: 85.3%

Citizens & Northern Corp (CZNC) has a Strategic Asset Allocation Index of 85.3% as of December 2025. Strategic assets (PP&E of $- plus long-term investments of $291.32 Million) total $291.32 Million, measured against net assets of $341.71 Million. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base.

SAAI

85.3%
Strategic Assets / Net Assets

Strategic Assets

$291.32 Million
PP&E + LT Investments

PP&E

$-
USD

Net Assets

$341.71 Million
USD

Citizens & Northern Corp Strategic Asset Allocation Index (2000–2025)

This chart shows how Citizens & Northern Corp's Strategic Asset Allocation Index has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the index stands at 85.3%, representing strategic assets of $291.32 Million against net assets of $341.71 Million USD. Explore Citizens & Northern Corp cash flow conversion to assess how effectively this company generates cash.

Annual Strategic Asset Allocation Index for Citizens & Northern Corp (2000–2025)

The table below presents the year-by-year Strategic Asset Allocation Index for Citizens & Northern Corp from 2000 to 2025, covering 26 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. For the full company profile including market capitalisation, see Citizens & Northern Corp market capitalisation.

Year SAAI Strategic Assets (USD) PP&E LT Investments Net Assets Change (pp)
2025 85.3% $291.32 Million $- $291.32 Million $341.71 Million ▼ -60.9 pp
2024 146.2% $402.38 Million $- $402.38 Million $275.28 Million ▼ -12.3 pp
2023 158.5% $415.75 Million $- $415.75 Million $262.38 Million ▼ -50.0 pp
2022 208.4% $519.61 Million $21.57 Million $498.03 Million $249.32 Million ▲ +29.8 pp
2021 178.6% $538.36 Million $20.68 Million $517.68 Million $301.40 Million ▼ -492.9 pp
2020 671.5% $2.01 Billion $21.53 Million $1.99 Billion $299.76 Million ▲ +40.7 pp
2019 630.8% $1.54 Billion $17.17 Million $1.52 Billion $244.45 Million ▲ +22.7 pp
2018 608.2% $1.20 Billion $14.59 Million $1.19 Billion $197.37 Million ▲ +169.2 pp
2017 438.9% $827.10 Million $15.43 Million $811.67 Million $188.44 Million ▲ +28.8 pp
2016 410.1% $762.86 Million $15.40 Million $747.47 Million $186.01 Million ▲ +28.0 pp
2015 382.1% $716.45 Million $15.41 Million $701.04 Million $187.49 Million ▲ +40.6 pp
2014 341.6% $643.37 Million $16.26 Million $627.12 Million $188.36 Million ▼ -24.6 pp
2013 366.2% $657.22 Million $17.43 Million $639.79 Million $179.47 Million ▼ -16.8 pp
2012 383.0% $700.04 Million $18.71 Million $681.33 Million $182.79 Million ▼ -49.8 pp
2011 432.8% $724.43 Million $19.03 Million $705.41 Million $167.38 Million ▲ +416.5 pp
2010 16.3% $22.64 Million $22.64 Million $- $138.94 Million ▲ +0.3 pp
2009 16.0% $24.32 Million $24.32 Million $- $152.41 Million ▼ -5.3 pp
2008 21.2% $25.91 Million $25.91 Million $- $122.03 Million ▲ +1.1 pp
2007 20.2% $27.80 Million $27.80 Million $- $137.78 Million ▲ +2.4 pp
2006 17.8% $23.13 Million $23.13 Million $- $129.89 Million ▲ +0.7 pp
2005 17.1% $22.61 Million $22.61 Million $- $131.97 Million ▲ +4.4 pp
2004 12.7% $16.73 Million $16.73 Million $- $131.59 Million ▲ +2.8 pp
2003 10.0% $12.48 Million $12.48 Million $- $125.34 Million ▲ +1.0 pp
2002 8.9% $10.33 Million $10.33 Million $- $115.84 Million ▼ -1.0 pp
2001 9.9% $9.97 Million $9.97 Million $- $100.19 Million ▼ -0.5 pp
2000 10.5% $9.33 Million $9.33 Million $- $88.97 Million
pp = percentage points