OTP Bank Nyrt (OTP) — Net Asset Quality Index
OTP Bank Nyrt (OTP) has a Net Asset Quality Index of 12.4% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Ft45.43 Trillion minus total liabilities of Ft39.80 Trillion yields net assets of Ft5.63 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check how resilient are OTP Bank Nyrt's assets to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
OTP Bank Nyrt Net Asset Quality Index Over Time (2005–2025)
This chart shows how OTP Bank Nyrt's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of December 2025, the index stands at 12.4%, representing net assets of Ft5.63 Trillion against total assets of Ft45.43 Trillion HUF. See OTP working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for OTP Bank Nyrt (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for OTP Bank Nyrt from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see OTP Bank Nyrt (OTP) total market value.
| Year | Quality Index | Net Assets (HUF) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.4% | Ft5.63 Trillion | Ft45.43 Trillion | Ft39.80 Trillion | ▲ +0.6 pp |
| 2024 | 11.8% | Ft5.12 Trillion | Ft43.42 Trillion | Ft38.30 Trillion | ▲ +1.5 pp |
| 2023 | 10.3% | Ft4.09 Trillion | Ft39.61 Trillion | Ft35.51 Trillion | ▲ +0.2 pp |
| 2022 | 10.1% | Ft3.32 Trillion | Ft32.80 Trillion | Ft29.48 Trillion | ▼ -0.9 pp |
| 2021 | 11.0% | Ft3.04 Trillion | Ft27.55 Trillion | Ft24.52 Trillion | ▲ +0.1 pp |
| 2020 | 10.9% | Ft2.54 Trillion | Ft23.34 Trillion | Ft20.80 Trillion | ▼ -0.5 pp |
| 2019 | 11.4% | Ft2.29 Trillion | Ft20.12 Trillion | Ft17.83 Trillion | ▼ -1.1 pp |
| 2018 | 12.5% | Ft1.83 Trillion | Ft14.59 Trillion | Ft12.76 Trillion | ▲ +0.1 pp |
| 2017 | 12.4% | Ft1.64 Trillion | Ft13.19 Trillion | Ft11.55 Trillion | ▼ -0.1 pp |
| 2016 | 12.6% | Ft1.42 Trillion | Ft11.31 Trillion | Ft9.89 Trillion | ▲ +1.1 pp |
| 2015 | 11.5% | Ft1.23 Trillion | Ft10.72 Trillion | Ft9.49 Trillion | ▼ 0.0 pp |
| 2014 | 11.5% | Ft1.26 Trillion | Ft10.97 Trillion | Ft9.71 Trillion | ▼ -3.0 pp |
| 2013 | 14.5% | Ft1.51 Trillion | Ft10.38 Trillion | Ft8.87 Trillion | ▼ -0.4 pp |
| 2012 | 15.0% | Ft1.51 Trillion | Ft10.11 Trillion | Ft8.60 Trillion | ▲ +1.1 pp |
| 2011 | 13.9% | Ft1.42 Trillion | Ft10.20 Trillion | Ft8.78 Trillion | ▲ +0.5 pp |
| 2010 | 13.4% | Ft1.31 Trillion | Ft9.78 Trillion | Ft8.47 Trillion | ▲ +1.2 pp |
| 2009 | 12.2% | Ft1.19 Trillion | Ft9.76 Trillion | Ft8.56 Trillion | ▲ +1.0 pp |
| 2008 | 11.2% | Ft1.05 Trillion | Ft9.38 Trillion | Ft8.33 Trillion | ▲ +0.6 pp |
| 2007 | 10.6% | Ft895.58 Billion | Ft8.46 Trillion | Ft7.57 Trillion | ▼ -0.5 pp |
| 2006 | 11.1% | Ft788.21 Billion | Ft7.10 Trillion | Ft6.31 Trillion | ▲ +0.6 pp |
| 2005 | 10.5% | Ft547.47 Billion | Ft5.22 Trillion | Ft4.67 Trillion | — |