OTP Bank Nyrt (OTP) - Net Assets

Latest as of December 2025: Ft5.63 Trillion HUF ≈ $17.47 Billion USD

Based on the latest financial reports, OTP Bank Nyrt (OTP) has net assets worth Ft5.63 Trillion HUF (≈ $17.47 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Ft45.43 Trillion ≈ $141.04 Billion USD) and total liabilities (Ft39.80 Trillion ≈ $123.58 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check OTP tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Ft5.63 Trillion
% of Total Assets	12.38%
Annual Growth Rate	12.35%
5-Year Change	85.25%
10-Year Change	295.99%
Growth Volatility	11.85

OTP Bank Nyrt - Net Assets Trend (2005–2025)

This chart illustrates how OTP Bank Nyrt's net assets have evolved over time, based on quarterly financial data. See OTP Bank Nyrt liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for OTP Bank Nyrt (2005–2025)

The table below shows the annual net assets of OTP Bank Nyrt from 2005 to 2025. For live valuation and market cap data, see OTP Bank Nyrt market cap and net worth.

Year	Net Assets	Change
2025-12-31	Ft5.63 Trillion ≈ $17.47 Billion	+9.88%
2024-12-31	Ft5.12 Trillion ≈ $15.90 Billion	+25.04%
2023-12-31	Ft4.09 Trillion ≈ $12.71 Billion	+23.25%
2022-12-31	Ft3.32 Trillion ≈ $10.32 Billion	+9.40%
2021-12-31	Ft3.04 Trillion ≈ $9.43 Billion	+19.69%
2020-12-31	Ft2.54 Trillion ≈ $7.88 Billion	+10.73%
2019-12-31	Ft2.29 Trillion ≈ $7.11 Billion	+25.44%
2018-12-31	Ft1.83 Trillion ≈ $5.67 Billion	+11.38%
2017-12-31	Ft1.64 Trillion ≈ $5.09 Billion	+15.44%
2016-12-31	Ft1.42 Trillion ≈ $4.41 Billion	+15.16%
2015-12-31	Ft1.23 Trillion ≈ $3.83 Billion	-2.41%
2014-12-31	Ft1.26 Trillion ≈ $3.93 Billion	-16.24%
2013-12-31	Ft1.51 Trillion ≈ $4.69 Billion	-0.34%
2012-12-31	Ft1.51 Trillion ≈ $4.70 Billion	+6.79%
2011-12-31	Ft1.42 Trillion ≈ $4.40 Billion	+8.36%
2010-12-31	Ft1.31 Trillion ≈ $4.06 Billion	+9.85%
2009-12-31	Ft1.19 Trillion ≈ $3.70 Billion	+13.60%
2008-12-31	Ft1.05 Trillion ≈ $3.26 Billion	+17.13%
2007-12-31	Ft895.58 Billion ≈ $2.78 Billion	+13.62%
2006-12-31	Ft788.21 Billion ≈ $2.45 Billion	+43.97%
2005-12-31	Ft547.47 Billion ≈ $1.70 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to OTP Bank Nyrt's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 195.8% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	Ft1.69 Trillion	30.19%
Other Components	Ft3.92 Trillion	69.81%
Total Equity	Ft5.61 Trillion	100.00%

OTP Bank Nyrt Competitors by Market Cap

The table below lists competitors of OTP Bank Nyrt ranked by their market capitalization.

Company	Market Cap
Gree Electric Appliances Inc of Zhuhai SHE:000651	$32.38 Billion
SANDVIK AB SP.ADR F:SVK	$32.51 Billion
Axon Enterprise Inc. NASDAQ:AXON	$32.53 Billion
Teck Resources Limited TO:TECK-B	$32.60 Billion
Lens Technology Co Ltd SHE:300433	$32.37 Billion
Telefonaktiebolaget LM Ericsson (publ) F:ERCA	$32.28 Billion
Kenvue Inc. NYSE:KVUE	$32.24 Billion
PTT Public Company Limited BK:PTT	$32.22 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in OTP Bank Nyrt's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 5,110,333,000,000 to 5,609,938,000,000, a change of 499,605,000,000 (9.8%).
Net income of 1,140,698,000,000 contributed positively to equity growth.
Dividend payments of 255,916,000,000 reduced retained earnings.
Share repurchases of 249,744,000,000 reduced equity.
New share issuances of 43,719,000,000 increased equity.
Other factors decreased equity by 179,152,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Ft1.14 Trillion	+20.33%
Dividends Paid	Ft255.92 Billion	-4.56%
Share Repurchases	Ft249.74 Billion	-4.45%
Share Issuances	Ft43.72 Billion	+0.78%
Other Changes	Ft-179.15 Billion	-3.19%
Total Change	Ft-	9.78%

Book Value vs Market Value Analysis

This analysis compares OTP Bank Nyrt's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.86x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 39.69x to 1.86x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-12-31	Ft1034.69	Ft41070.00	x
2006-12-31	Ft1498.58	Ft41070.00	x
2007-12-31	Ft1696.79	Ft41070.00	x
2008-12-31	Ft8106.70	Ft41070.00	x
2009-12-31	Ft8983.11	Ft41070.00	x
2010-12-31	Ft9665.85	Ft41070.00	x
2011-12-31	Ft10604.37	Ft41070.00	x
2012-12-31	Ft5665.51	Ft41070.00	x
2013-12-31	Ft5631.93	Ft41070.00	x
2014-12-31	Ft4716.45	Ft41070.00	x
2015-12-31	Ft4690.99	Ft41070.00	x
2016-12-31	Ft5363.36	Ft41070.00	x
2017-12-31	Ft6250.07	Ft41070.00	x
2018-12-31	Ft6964.23	Ft41070.00	x
2019-12-31	Ft8737.76	Ft41070.00	x
2020-12-31	Ft9797.19	Ft41070.00	x
2021-12-31	Ft11562.86	Ft41070.00	x
2022-12-31	Ft12653.25	Ft41070.00	x
2023-12-31	Ft14627.29	Ft41070.00	x
2024-12-31	Ft19580.57	Ft41070.00	x
2025-12-31	Ft22097.79	Ft41070.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently OTP Bank Nyrt utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 20.33%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 36.38%
• Asset Turnover: 0.07x
• Equity Multiplier: 8.10x
Recent ROE (20.33%) is above the historical average (14.51%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	28.93%	32.05%	0.09x	9.54x	Ft103.54 Billion
2006	23.83%	32.91%	0.08x	9.04x	Ft108.54 Billion
2007	23.39%	28.76%	0.09x	9.51x	Ft119.19 Billion
2008	23.07%	30.40%	0.08x	9.00x	Ft136.25 Billion
2009	12.74%	19.32%	0.08x	8.23x	Ft32.50 Billion
2010	9.05%	14.44%	0.08x	7.51x	Ft-12.37 Billion
2011	5.89%	9.60%	0.08x	7.22x	Ft-58.12 Billion
2012	8.07%	14.67%	0.08x	6.70x	Ft-29.19 Billion
2013	4.27%	7.03%	0.09x	6.90x	Ft-86.26 Billion
2014	-8.09%	-9.91%	0.09x	8.70x	Ft-228.07 Billion
2015	5.17%	7.24%	0.08x	8.71x	Ft-59.52 Billion
2016	14.27%	24.55%	0.07x	7.98x	Ft60.47 Billion
2017	17.18%	31.87%	0.07x	8.06x	Ft117.48 Billion
2018	17.45%	32.62%	0.07x	8.00x	Ft135.81 Billion
2019	18.23%	37.03%	0.06x	8.80x	Ft188.28 Billion
2020	10.24%	21.12%	0.05x	9.21x	Ft6.16 Billion
2021	15.03%	32.69%	0.05x	9.09x	Ft152.54 Billion
2022	10.44%	19.93%	0.05x	9.89x	Ft14.72 Billion
2023	24.19%	43.17%	0.06x	9.69x	Ft579.97 Billion
2024	20.98%	39.58%	0.06x	8.50x	Ft560.88 Billion
2025	20.33%	36.38%	0.07x	8.10x	Ft579.70 Billion

Industry Comparison

This section compares OTP Bank Nyrt's net assets metrics with peer companies in the Banks - Regional industry.

No peer company data available for comparison.

About OTP Bank Nyrt

BUD:OTP Hungary Banks - Regional

Market Cap

$32.37 Billion

Ft10.43 Trillion HUF

Market Cap Rank

#838 Global

#1 in Hungary

Share Price

Ft41070.00

Change (1 day)

-1.96%

52-Week Range

Ft25730.00 - Ft44850.00

All Time High

Ft44850.00