Renta 4 Banco S.A (R4) — Net Asset Quality Index

Latest as of December 2025: 7.0%

Renta 4 Banco S.A (R4) has a Net Asset Quality Index of 7.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €2.56 Billion minus total liabilities of €2.38 Billion yields net assets of €178.91 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check R4 cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

7.0%
Equity / Total Assets

Net Assets

€178.91 Million
EUR

Total Assets

€2.56 Billion
EUR

Total Liabilities

€2.38 Billion
EUR

Renta 4 Banco S.A Net Asset Quality Index Over Time (2005–2025)

This chart shows how Renta 4 Banco S.A's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of December 2025, the index stands at 7.0%, representing net assets of €178.91 Million against total assets of €2.56 Billion EUR. See working capital position of Renta 4 Banco S.A to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Renta 4 Banco S.A (2005–2025)

The table below presents the year-by-year Net Asset Quality Index for Renta 4 Banco S.A from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Renta 4 Banco S.A market cap and net worth.

Year Quality Index Net Assets (EUR) Total Assets Total Liabilities Change (pp)
2025 7.0% €178.91 Million €2.56 Billion €2.38 Billion ▲ +0.6 pp
2024 6.4% €159.69 Million €2.48 Billion €2.32 Billion ▼ 0.0 pp
2023 6.5% €141.69 Million €2.19 Billion €2.05 Billion ▲ +1.6 pp
2022 4.9% €117.44 Million €2.41 Billion €2.29 Billion ▼ -1.0 pp
2021 5.9% €129.99 Million €2.20 Billion €2.07 Billion ▼ -0.9 pp
2020 6.8% €121.67 Million €1.78 Billion €1.66 Billion ▲ +0.9 pp
2019 5.9% €104.25 Million €1.77 Billion €1.66 Billion ▼ -1.3 pp
2018 7.2% €97.00 Million €1.35 Billion €1.25 Billion ▼ -0.6 pp
2017 7.8% €95.00 Million €1.22 Billion €1.13 Billion ▲ +0.2 pp
2016 7.6% €90.51 Million €1.20 Billion €1.10 Billion ▼ -0.1 pp
2015 7.6% €82.09 Million €1.08 Billion €993.26 Million ▲ +2.2 pp
2014 5.4% €80.88 Million €1.49 Billion €1.41 Billion ▼ -2.5 pp
2013 7.9% €71.30 Million €905.16 Million €833.87 Million ▼ -1.2 pp
2012 9.1% €56.18 Million €620.01 Million €563.83 Million ▼ -5.0 pp
2011 14.1% €69.08 Million €490.79 Million €421.71 Million ▼ -0.9 pp
2010 15.0% €62.59 Million €417.11 Million €354.53 Million ▲ +2.4 pp
2009 12.6% €63.97 Million €508.01 Million €444.04 Million ▼ -1.9 pp
2008 14.5% €78.17 Million €539.83 Million €461.67 Million ▼ -8.4 pp
2007 22.9% €164.50 Million €717.98 Million €553.49 Million ▲ +10.0 pp
2006 12.9% €65.92 Million €509.93 Million €444.01 Million ▲ +4.0 pp
2005 8.9% €34.98 Million €391.46 Million €356.48 Million
pp = percentage points