Renta 4 Banco S.A (R4) - Net Assets
Based on the latest financial reports, Renta 4 Banco S.A (R4) has net assets worth €200.69 Million EUR (≈ $234.63 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€2.63 Billion ≈ $3.07 Billion USD) and total liabilities (€2.43 Billion ≈ $2.84 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how strategically is Renta 4 Banco S.A's equity deployed to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €200.69 Million |
| % of Total Assets | 7.63% |
| Annual Growth Rate | 8.5% |
| 5-Year Change | 37.63% |
| 10-Year Change | 97.67% |
| Growth Volatility | 39.99 |
Renta 4 Banco S.A - Net Assets Trend (2005–2025)
This chart illustrates how Renta 4 Banco S.A's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see market value of Renta 4 Banco S.A.
Annual Net Assets for Renta 4 Banco S.A (2005–2025)
The table below shows the annual net assets of Renta 4 Banco S.A from 2005 to 2025. Also explore R4 year-over-year net asset growth to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €178.91 Million ≈ $209.16 Million |
+12.03% |
| 2024-12-31 | €159.69 Million ≈ $186.69 Million |
+12.70% |
| 2023-12-31 | €141.69 Million ≈ $165.65 Million |
+20.65% |
| 2022-12-31 | €117.44 Million ≈ $137.30 Million |
-9.66% |
| 2021-12-31 | €129.99 Million ≈ $151.98 Million |
+6.84% |
| 2020-12-31 | €121.67 Million ≈ $142.25 Million |
+16.71% |
| 2019-12-31 | €104.25 Million ≈ $121.88 Million |
+7.47% |
| 2018-12-31 | €97.00 Million ≈ $113.40 Million |
+2.10% |
| 2017-12-31 | €95.00 Million ≈ $111.07 Million |
+4.97% |
| 2016-12-31 | €90.51 Million ≈ $105.81 Million |
+10.25% |
| 2015-12-31 | €82.09 Million ≈ $95.98 Million |
+1.50% |
| 2014-12-31 | €80.88 Million ≈ $94.55 Million |
+13.44% |
| 2013-12-31 | €71.30 Million ≈ $83.35 Million |
+26.91% |
| 2012-12-31 | €56.18 Million ≈ $65.68 Million |
-18.68% |
| 2011-12-31 | €69.08 Million ≈ $80.76 Million |
+10.38% |
| 2010-12-31 | €62.59 Million ≈ $73.17 Million |
-2.16% |
| 2009-12-31 | €63.97 Million ≈ $74.78 Million |
-18.17% |
| 2008-12-31 | €78.17 Million ≈ $91.38 Million |
-52.48% |
| 2007-12-31 | €164.50 Million ≈ $192.31 Million |
+149.54% |
| 2006-12-31 | €65.92 Million ≈ $77.07 Million |
+88.45% |
| 2005-12-31 | €34.98 Million ≈ $40.90 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Renta 4 Banco S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3825900000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €38.26 Million | 21.63% |
| Common Stock | €18.31 Million | 10.35% |
| Other Comprehensive Income | €-4.37 Million | -2.47% |
| Other Components | €124.68 Million | 70.49% |
| Total Equity | €176.88 Million | 100.00% |
Renta 4 Banco S.A Competitors by Market Cap
The table below lists competitors of Renta 4 Banco S.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
China Resources and Environment Co Ltd
SHG:600217
|
$783.49 Million |
|
Cryoport Inc
NASDAQ:CYRX
|
$783.54 Million |
|
LIGHTHOUSE PROPERTIES
F:87O
|
$783.67 Million |
|
Beta Bionics, Inc. Common Stock
NASDAQ:BBNX
|
$783.72 Million |
|
Lotte Reit Co Ltd
KO:330590
|
$783.32 Million |
|
Hangzhou Youngsun Intelligent
SHG:603901
|
$783.21 Million |
|
Ningxia Western Venture Industrial Co Ltd
SHE:000557
|
$783.20 Million |
|
Shanghai Chengdi Constr Co
SHG:603887
|
$783.17 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Renta 4 Banco S.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 157,947,000 to 176,876,000, a change of 18,929,000 (12.0%).
- Net income of 42,630,000 contributed positively to equity growth.
- Dividend payments of 24,823,000 reduced retained earnings.
- Other comprehensive income decreased equity by 114,971,999.
- Other factors increased equity by 116,093,999.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €42.63 Million | +24.1% |
| Dividends Paid | €24.82 Million | -14.03% |
| Other Comprehensive Income | €-114.97 Million | -65.0% |
| Other Changes | €116.09 Million | +65.64% |
| Total Change | €- | 11.98% |
Book Value vs Market Value Analysis
This analysis compares Renta 4 Banco S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.42x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 9.23x to 4.42x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | €2.08 | €19.20 | x |
| 2006-12-31 | €3.70 | €19.20 | x |
| 2007-12-31 | €4.57 | €19.20 | x |
| 2008-12-31 | €1.78 | €19.20 | x |
| 2009-12-31 | €1.45 | €19.20 | x |
| 2010-12-31 | €1.49 | €19.20 | x |
| 2011-12-31 | €1.65 | €19.20 | x |
| 2012-12-31 | €1.30 | €19.20 | x |
| 2013-12-31 | €1.76 | €19.20 | x |
| 2014-12-31 | €1.95 | €19.20 | x |
| 2015-12-31 | €2.03 | €19.20 | x |
| 2016-12-31 | €2.20 | €19.20 | x |
| 2017-12-31 | €2.32 | €19.20 | x |
| 2018-12-31 | €2.37 | €19.20 | x |
| 2019-12-31 | €2.55 | €19.20 | x |
| 2020-12-31 | €2.97 | €19.20 | x |
| 2021-12-31 | €3.18 | €19.20 | x |
| 2022-12-31 | €2.87 | €19.20 | x |
| 2023-12-31 | €3.44 | €19.20 | x |
| 2024-12-31 | €3.88 | €19.20 | x |
| 2025-12-31 | €4.35 | €19.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Renta 4 Banco S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 24.10%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.19%
- • Asset Turnover: 0.12x
- • Equity Multiplier: 14.47x
- Recent ROE (24.10%) is above the historical average (15.23%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 11.09% | 0.00% | -0.02x | 11.19x | €379.90K |
| 2006 | 26.09% | 0.00% | -0.02x | 7.74x | €10.61 Million |
| 2007 | 9.32% | 23.54% | 0.09x | 4.36x | €-1.12 Million |
| 2008 | 7.17% | 9.62% | 0.11x | 6.91x | €-2.21 Million |
| 2009 | 9.92% | 15.73% | 0.08x | 8.08x | €-48.50K |
| 2010 | 9.78% | 14.71% | 0.10x | 6.78x | €-137.70K |
| 2011 | 6.73% | 10.12% | 0.09x | 7.22x | €-2.22 Million |
| 2012 | 9.54% | 10.73% | 0.08x | 11.40x | €-249.60K |
| 2013 | 15.08% | 18.48% | 0.06x | 12.93x | €3.56 Million |
| 2014 | 16.85% | 19.79% | 0.05x | 18.81x | €5.44 Million |
| 2015 | 17.09% | 19.69% | 0.07x | 13.11x | €5.81 Million |
| 2016 | 13.54% | 17.06% | 0.06x | 13.34x | €3.17 Million |
| 2017 | 17.50% | 20.43% | 0.07x | 12.95x | €7.08 Million |
| 2018 | 16.71% | 19.68% | 0.06x | 13.98x | €6.46 Million |
| 2019 | 17.26% | 19.15% | 0.05x | 17.10x | €7.50 Million |
| 2020 | 15.02% | 18.20% | 0.06x | 14.73x | €6.06 Million |
| 2021 | 19.61% | 21.08% | 0.05x | 17.04x | €12.42 Million |
| 2022 | 18.49% | 18.91% | 0.05x | 20.69x | €9.89 Million |
| 2023 | 18.65% | 13.05% | 0.09x | 15.63x | €12.12 Million |
| 2024 | 20.35% | 17.47% | 0.07x | 15.70x | €16.34 Million |
| 2025 | 24.10% | 14.19% | 0.12x | 14.47x | €24.94 Million |
Industry Comparison
This section compares Renta 4 Banco S.A's net assets metrics with peer companies in the Asset Management industry.
Industry Context
- Industry: Asset Management
- Average net assets among peers: $4,058,900,000
- Average return on equity (ROE) among peers: 3.80%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Renta 4 Banco S.A (R4) | €200.69 Million | 11.09% | 12.10x | $783.34 Million |
| Corporacion Financiera Alba SA (ALB) | $4.06 Billion | 3.80% | 0.05x | $5.02 Billion |
About Renta 4 Banco S.A
Renta 4 Banco, S.A., together with its subsidiaries, engages in the provision of wealth management, brokerage, and corporate advisory services in Spain and internationally. The company is involved in the management of collective investment institution CII and pension funds; and discretionary management of equity portfolios and investment funds, or a combination of equity and investment funds, as … Read more