Sparebank 1 Ostfold Akershus (SOAG) — Net Asset Quality Index
Sparebank 1 Ostfold Akershus (SOAG) has a Net Asset Quality Index of 16.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr31.41 Billion minus total liabilities of Nkr26.14 Billion yields net assets of Nkr5.27 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Also explore SOAG asset base for the complete picture of this company's asset base.
Quality Index
Net Assets
Total Assets
Total Liabilities
Sparebank 1 Ostfold Akershus Net Asset Quality Index Over Time (2000–2025)
This chart shows how Sparebank 1 Ostfold Akershus's Net Asset Quality Index has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the index stands at 16.8%, representing net assets of Nkr5.27 Billion against total assets of Nkr31.41 Billion NOK. See working capital to net assets of Sparebank 1 Ostfold Akershus to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Sparebank 1 Ostfold Akershus (2000–2025)
The table below presents the year-by-year Net Asset Quality Index for Sparebank 1 Ostfold Akershus from 2000 to 2025, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see SOAG market cap overview.
| Year | Quality Index | Net Assets (NOK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 16.8% | Nkr5.27 Billion | Nkr31.41 Billion | Nkr26.14 Billion | ▼ -0.4 pp |
| 2024 | 17.1% | Nkr5.04 Billion | Nkr29.42 Billion | Nkr24.38 Billion | ▲ +1.0 pp |
| 2023 | 16.1% | Nkr4.52 Billion | Nkr28.02 Billion | Nkr23.51 Billion | ▲ +0.0 pp |
| 2022 | 16.1% | Nkr4.30 Billion | Nkr26.67 Billion | Nkr22.37 Billion | ▲ +0.6 pp |
| 2021 | 15.5% | Nkr4.08 Billion | Nkr26.35 Billion | Nkr22.28 Billion | ▲ +0.9 pp |
| 2020 | 14.6% | Nkr3.74 Billion | Nkr25.64 Billion | Nkr21.90 Billion | ▼ -0.1 pp |
| 2019 | 14.7% | Nkr3.53 Billion | Nkr24.00 Billion | Nkr20.47 Billion | ▲ +0.5 pp |
| 2018 | 14.2% | Nkr3.33 Billion | Nkr23.44 Billion | Nkr20.11 Billion | ▼ -0.6 pp |
| 2017 | 14.8% | Nkr3.10 Billion | Nkr20.95 Billion | Nkr17.85 Billion | ▲ +1.3 pp |
| 2016 | 13.4% | Nkr2.67 Billion | Nkr19.87 Billion | Nkr17.19 Billion | ▲ +1.5 pp |
| 2015 | 11.9% | Nkr2.25 Billion | Nkr18.79 Billion | Nkr16.55 Billion | ▲ +1.7 pp |
| 2014 | 10.2% | Nkr1.84 Billion | Nkr17.99 Billion | Nkr16.15 Billion | ▲ +1.0 pp |
| 2013 | 9.2% | Nkr1.68 Billion | Nkr18.16 Billion | Nkr16.48 Billion | ▲ +0.4 pp |
| 2012 | 8.9% | Nkr1.52 Billion | Nkr17.17 Billion | Nkr15.65 Billion | ▲ +0.9 pp |
| 2011 | 7.9% | Nkr1.40 Billion | Nkr17.68 Billion | Nkr16.28 Billion | ▲ +0.6 pp |
| 2010 | 7.4% | Nkr1.02 Billion | Nkr13.83 Billion | Nkr12.81 Billion | ▲ +0.6 pp |
| 2009 | 6.7% | Nkr930.93 Million | Nkr13.83 Billion | Nkr12.90 Billion | ▼ -0.1 pp |
| 2008 | 6.8% | Nkr878.33 Million | Nkr12.94 Billion | Nkr12.06 Billion | ▼ -1.2 pp |
| 2007 | 8.0% | Nkr856.25 Million | Nkr10.72 Billion | Nkr9.86 Billion | ▼ -1.0 pp |
| 2006 | 9.0% | Nkr810.91 Million | Nkr9.02 Billion | Nkr8.21 Billion | ▼ -0.4 pp |
| 2005 | 9.4% | Nkr735.10 Million | Nkr7.82 Billion | Nkr7.08 Billion | ▲ +2.1 pp |
| 2004 | 7.3% | Nkr492.53 Million | Nkr6.71 Billion | Nkr6.21 Billion | ▼ -0.2 pp |
| 2003 | 7.5% | Nkr431.76 Million | Nkr5.75 Billion | Nkr5.32 Billion | ▲ +0.0 pp |
| 2002 | 7.5% | Nkr376.22 Million | Nkr5.02 Billion | Nkr4.65 Billion | ▼ -0.4 pp |
| 2001 | 7.9% | Nkr358.56 Million | Nkr4.52 Billion | Nkr4.16 Billion | ▼ -0.1 pp |
| 2000 | 8.1% | Nkr322.33 Million | Nkr3.99 Billion | Nkr3.67 Billion | — |