Sparebank 1 Ostfold Akershus (SOAG) — Cash Flow-to-Debt Ratio
Sparebank 1 Ostfold Akershus (SOAG) has a Cash Flow-to-Debt Ratio of 0.03x as of December 2025, meaning its operating cash flow of Nkr724.00 Million could theoretically repay 0% of its total liabilities (Nkr26.14 Billion) in one year. See how much free cash does Sparebank 1 Ostfold Akershus generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Sparebank 1 Ostfold Akershus Cash Flow-to-Debt Ratio (2008–2025)
Historical debt coverage capacity for Sparebank 1 Ostfold Akershus across 18 annual periods. Also explore Sparebank 1 Ostfold Akershus annual equity growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Sparebank 1 Ostfold Akershus (2008–2025)
Year-by-year debt coverage analysis for Sparebank 1 Ostfold Akershus. For market capitalisation and broader financial context, see how much is Sparebank 1 Ostfold Akershus worth.
| Year | CF-to-Debt Ratio | Operating CF (NOK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | Nkr724.00 Million | Nkr26.14 Billion | ▲ +237.5% |
| 2024 | -0.02x | Nkr-491.00 Million | Nkr24.38 Billion | ▲ +25.7% |
| 2023 | -0.03x | Nkr-637.00 Million | Nkr23.51 Billion | ▼ -292.5% |
| 2022 | 0.01x | Nkr315.00 Million | Nkr22.37 Billion | ▼ -57.8% |
| 2021 | 0.03x | Nkr744.00 Million | Nkr22.28 Billion | ▼ -9.0% |
| 2020 | 0.04x | Nkr804.00 Million | Nkr21.90 Billion | ▲ +1.7% |
| 2019 | 0.04x | Nkr738.87 Million | Nkr20.47 Billion | ▲ +324.6% |
| 2018 | -0.02x | Nkr-323.13 Million | Nkr20.11 Billion | ▲ +17.5% |
| 2017 | -0.02x | Nkr-347.70 Million | Nkr17.85 Billion | ▼ -279.4% |
| 2016 | 0.01x | Nkr186.71 Million | Nkr17.19 Billion | ▲ +137.7% |
| 2015 | -0.03x | Nkr-476.82 Million | Nkr16.55 Billion | ▼ -158.5% |
| 2014 | 0.05x | Nkr794.81 Million | Nkr16.15 Billion | ▲ +414.1% |
| 2013 | 0.01x | Nkr157.82 Million | Nkr16.48 Billion | ▼ -75.3% |
| 2012 | 0.04x | Nkr607.41 Million | Nkr15.65 Billion | ▼ -17.3% |
| 2011 | 0.05x | Nkr764.03 Million | Nkr16.28 Billion | ▲ +68.7% |
| 2010 | 0.03x | Nkr356.38 Million | Nkr12.81 Billion | ▲ +173.3% |
| 2009 | 0.01x | Nkr131.28 Million | Nkr12.90 Billion | ▲ +127.5% |
| 2008 | -0.04x | Nkr-445.74 Million | Nkr12.06 Billion | — |