Sparebank 1 Ostfold Akershus (SOAG) — Financial Flexibility Index
Sparebank 1 Ostfold Akershus (SOAG) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of Nkr307.00 Million (operating CF Nkr305.00 Million minus capex Nkr2.00 Million) represents 0% of total liabilities (Nkr27.30 Billion). Check SOAG PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sparebank 1 Ostfold Akershus Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for Sparebank 1 Ostfold Akershus across 18 annual periods. See SOAG working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Sparebank 1 Ostfold Akershus (2008–2025)
Year-by-year free cash flow to debt coverage for Sparebank 1 Ostfold Akershus. For the full company profile including market capitalisation, see SOAG stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | Nkr730.00 Million | Nkr724.00 Million | Nkr26.14 Billion | ▲ +242.5% |
| 2024 | -0.02x | Nkr-478.00 Million | Nkr-491.00 Million | Nkr24.38 Billion | ▲ +27.7% |
| 2023 | -0.03x | Nkr-637.00 Million | Nkr-637.00 Million | Nkr23.51 Billion | ▼ -283.7% |
| 2022 | 0.01x | Nkr330.00 Million | Nkr315.00 Million | Nkr22.37 Billion | ▼ -57.1% |
| 2021 | 0.03x | Nkr765.00 Million | Nkr744.00 Million | Nkr22.28 Billion | ▼ -7.1% |
| 2020 | 0.04x | Nkr810.00 Million | Nkr804.00 Million | Nkr21.90 Billion | ▼ -19.6% |
| 2019 | 0.05x | Nkr941.36 Million | Nkr738.87 Million | Nkr20.47 Billion | ▲ +833.1% |
| 2018 | -0.01x | Nkr-126.14 Million | Nkr-323.13 Million | Nkr20.11 Billion | ▲ +67.4% |
| 2017 | -0.02x | Nkr-342.97 Million | Nkr-347.70 Million | Nkr17.85 Billion | ▼ -267.6% |
| 2016 | 0.01x | Nkr197.13 Million | Nkr186.71 Million | Nkr17.19 Billion | ▲ +140.2% |
| 2015 | -0.03x | Nkr-471.37 Million | Nkr-476.82 Million | Nkr16.55 Billion | ▼ -157.8% |
| 2014 | 0.05x | Nkr796.38 Million | Nkr794.81 Million | Nkr16.15 Billion | ▲ +369.8% |
| 2013 | 0.01x | Nkr173.03 Million | Nkr157.82 Million | Nkr16.48 Billion | ▼ -73.2% |
| 2012 | 0.04x | Nkr612.25 Million | Nkr607.41 Million | Nkr15.65 Billion | ▼ -18.9% |
| 2011 | 0.05x | Nkr785.81 Million | Nkr764.03 Million | Nkr16.28 Billion | ▲ +71.3% |
| 2010 | 0.03x | Nkr361.07 Million | Nkr356.38 Million | Nkr12.81 Billion | ▲ +130.0% |
| 2009 | 0.01x | Nkr158.03 Million | Nkr131.28 Million | Nkr12.90 Billion | ▲ +137.1% |
| 2008 | -0.03x | Nkr-397.98 Million | Nkr-445.74 Million | Nkr12.06 Billion | — |