Sparebank 1 Ostfold Akershus Financial Flexibility Index

Latest as of March 2026: 0.01x

Sparebank 1 Ostfold Akershus financial flexibility index. Sparebank 1 Ostfold Akershus (SOAG) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of Nkr307.00 Million (operating CF Nkr305.00 Million minus capex Nkr2.00 Million) represents 0% of total liabilities (Nkr27.30 Billion). See cash generation quality of Sparebank 1 Ostfold Akershus to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Nkr307.00 Million
Operating CF − Capex

Total Liabilities

Nkr27.30 Billion
NOK

Capital Expenditures

Nkr2.00 Million
NOK

Financial Flexibility Index of Sparebank 1 Ostfold Akershus (2008–2025)

Financial flexibility index of Sparebank 1 Ostfold Akershus from 2008 to 2025. Historical Financial Flexibility Index trend for Sparebank 1 Ostfold Akershus across 18 annual periods. Check Sparebank 1 Ostfold Akershus cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Sparebank 1 Ostfold Akershus Financial Flexibility Index by Year (2008–2025)

Sparebank 1 Ostfold Akershus financial flexibility index by year from 2008 to 2025. Year-by-year free cash flow to debt coverage for Sparebank 1 Ostfold Akershus. For the full cash flow conversion analysis, see SOAG cash flow metrics.

Year Flexibility Index Free Cash Flow (NOK) Operating CF Total Liabilities YoY Change
2025 0.03x Nkr730.00 Million Nkr724.00 Million Nkr26.14 Billion ▲ +242.5%
2024 -0.02x Nkr-478.00 Million Nkr-491.00 Million Nkr24.38 Billion ▲ +27.7%
2023 -0.03x Nkr-637.00 Million Nkr-637.00 Million Nkr23.51 Billion ▼ -283.7%
2022 0.01x Nkr330.00 Million Nkr315.00 Million Nkr22.37 Billion ▼ -57.1%
2021 0.03x Nkr765.00 Million Nkr744.00 Million Nkr22.28 Billion ▼ -7.1%
2020 0.04x Nkr810.00 Million Nkr804.00 Million Nkr21.90 Billion ▼ -19.6%
2019 0.05x Nkr941.36 Million Nkr738.87 Million Nkr20.47 Billion ▲ +833.1%
2018 -0.01x Nkr-126.14 Million Nkr-323.13 Million Nkr20.11 Billion ▲ +67.4%
2017 -0.02x Nkr-342.97 Million Nkr-347.70 Million Nkr17.85 Billion ▼ -267.6%
2016 0.01x Nkr197.13 Million Nkr186.71 Million Nkr17.19 Billion ▲ +140.2%
2015 -0.03x Nkr-471.37 Million Nkr-476.82 Million Nkr16.55 Billion ▼ -157.8%
2014 0.05x Nkr796.38 Million Nkr794.81 Million Nkr16.15 Billion ▲ +369.8%
2013 0.01x Nkr173.03 Million Nkr157.82 Million Nkr16.48 Billion ▼ -73.2%
2012 0.04x Nkr612.25 Million Nkr607.41 Million Nkr15.65 Billion ▼ -18.9%
2011 0.05x Nkr785.81 Million Nkr764.03 Million Nkr16.28 Billion ▲ +71.3%
2010 0.03x Nkr361.07 Million Nkr356.38 Million Nkr12.81 Billion ▲ +130.0%
2009 0.01x Nkr158.03 Million Nkr131.28 Million Nkr12.90 Billion ▲ +137.1%
2008 -0.03x Nkr-397.98 Million Nkr-445.74 Million Nkr12.06 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities