Moneyme Ltd Net Assets
Moneyme Ltd net assets. Based on the latest financial reports, Moneyme Ltd (MME) has net assets worth AU$104.10 Million AUD (≈ $73.66 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$1.89 Billion ≈ $1.34 Billion USD) and total liabilities (AU$1.79 Billion ≈ $1.26 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Moneyme Ltd (MME) net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AU$104.10 Million |
| % of Total Assets | 5.51% |
| Annual Growth Rate | 61.87% |
| 5-Year Change | 205.41% |
| 10-Year Change | N/A |
| Growth Volatility | 278.01 |
Net Assets of Moneyme Ltd (2017–2025)
Net assets of Moneyme Ltd from 2017 to 2025. This chart illustrates how Moneyme Ltd's net assets have evolved over time, based on quarterly financial data. See MME equity financing ratio to measure how much of total assets are equity-financed.
Annual Net Assets for Moneyme Ltd (2017–2025)
The table below shows the annual net assets of Moneyme Ltd from 2017 to 2025. For live market cap and overall valuation, see MME market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | AU$122.89 Million ≈ $86.95 Million |
-35.28% |
| 2024-06-30 | AU$189.89 Million ≈ $134.36 Million |
+14.35% |
| 2023-06-30 | AU$166.06 Million ≈ $117.50 Million |
+81.94% |
| 2022-06-30 | AU$91.28 Million ≈ $64.58 Million |
+126.84% |
| 2021-06-30 | AU$40.24 Million ≈ $28.47 Million |
-14.12% |
| 2020-06-30 | AU$46.85 Million ≈ $33.15 Million |
+7.71% |
| 2019-06-30 | AU$43.50 Million ≈ $30.78 Million |
+862.88% |
| 2018-06-30 | AU$4.52 Million ≈ $3.20 Million |
+73.26% |
| 2017-06-30 | AU$2.61 Million ≈ $1.84 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Moneyme Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 9723.9% over the analyzed period, potentially due to dividend distributions or operating losses.
Moneyme Ltd Net Assets Breakdown (June 2025)
Moneyme Ltd net assets breakdown by equity component as of June 2025.
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | AU$207.37 Million | 168.74% |
| Other Comprehensive Income | AU$3.43 Million | 2.79% |
| Total Equity | AU$122.89 Million | 100.00% |
Moneyme Ltd Competitors by Market Cap
The table below lists competitors of Moneyme Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Baan Rock Garden Public Company Limited
BK:BROCK
|
$34.50 Million |
|
Victory Square Technologies Inc
F:6F6
|
$34.51 Million |
|
Netgem SA
PA:ALNTG
|
$34.51 Million |
|
Total Soft Bank Ltd
KQ:045340
|
$34.53 Million |
|
Aberdeen Global IF Inc
NYSE MKT:FCO
|
$34.50 Million |
|
Samhwa Crown
KO:004450
|
$34.48 Million |
|
Headway
TW:1776
|
$34.47 Million |
|
JNK Heaters Co. Ltd
KQ:126880
|
$34.47 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Moneyme Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 189,888,000 to 122,891,000, a change of -66,997,000 (-35.3%).
- Net loss of 66,608,000 reduced equity.
- Other comprehensive income decreased equity by 4,331,000.
- Other factors increased equity by 3,942,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AU$-66.61 Million | -54.2% |
| Other Comprehensive Income | AU$-4.33 Million | -3.52% |
| Other Changes | AU$3.94 Million | +3.21% |
| Total Change | AU$- | -35.28% |
Book Value vs Market Value Analysis
This analysis compares Moneyme Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.39x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.01x to 0.39x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-06-30 | AU$10.49 | AU$0.06 | x |
| 2018-06-30 | AU$18.17 | AU$0.06 | x |
| 2019-06-30 | AU$175.07 | AU$0.06 | x |
| 2020-06-30 | AU$0.30 | AU$0.06 | x |
| 2021-06-30 | AU$0.24 | AU$0.06 | x |
| 2022-06-30 | AU$0.48 | AU$0.06 | x |
| 2023-06-30 | AU$0.52 | AU$0.06 | x |
| 2024-06-30 | AU$0.24 | AU$0.06 | x |
| 2025-06-30 | AU$0.15 | AU$0.06 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Moneyme Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -54.20%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.00%
- • Asset Turnover: -0.00x
- • Equity Multiplier: 13.49x
- Recent ROE (-54.20%) is below the historical average (75.14%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 379.69% | 62.26% | 0.36x | 17.06x | AU$9.64 Million |
| 2018 | 356.38% | 66.80% | 0.48x | 11.00x | AU$15.65 Million |
| 2019 | 47.17% | 64.33% | 0.25x | 2.89x | AU$16.17 Million |
| 2020 | 2.77% | 2.75% | 0.28x | 3.56x | AU$-3.39 Million |
| 2021 | -19.71% | -13.89% | 0.16x | 8.60x | AU$-11.95 Million |
| 2022 | -55.18% | -35.20% | 0.10x | 16.12x | AU$-59.49 Million |
| 2023 | 7.40% | 5.14% | 0.18x | 7.79x | AU$-4.32 Million |
| 2024 | 11.97% | 10.61% | 0.16x | 7.20x | AU$3.74 Million |
| 2025 | -54.20% | 0.00% | 0.00x | 13.49x | AU$-78.90 Million |
Industry Comparison
This section compares Moneyme Ltd's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $300,507,632
- Average return on equity (ROE) among peers: -43.86%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Moneyme Ltd (MME) | AU$104.10 Million | 379.69% | 17.16x | $34.50 Million |
| Butn Ltd (BTN) | $-907.04K | 0.00% | 0.00x | $2.69 Million |
| Credit Corp Group Ltd (CCP) | $5.39 Million | 9.70% | 0.03x | $736.87 Million |
| Earlypay Ltd (EPY) | $10.27 Million | 10.83% | 2.13x | $21.71 Million |
| FSA Group Ltd (FSA) | $54.11 Million | 26.63% | 8.03x | $103.52 Million |
| Harmoney Corp Ltd (HMY) | $53.76 Million | -14.10% | 13.67x | $50.80 Million |
| Humm Group Ltd (HUM) | $205.63 Million | 28.65% | 3.00x | $169.70 Million |
| Lawfinance Ltd (LAW) | $243.35K | -469.82% | 4.39x | $225.95K |
| Liberty Financial Group (LFG) | $901.58 Million | 10.82% | 13.15x | $730.38 Million |
| Latitude Group Holdings Ltd (LFS) | $1.47 Billion | 2.56% | 4.37x | $595.90 Million |
About Moneyme Ltd
MoneyMe Limited provides digital consumer finance services in Australia. The company offers various loans, including personal, car, refinance, medical expenses, student, home renovation, kitchen and bathroom renovation, wedding, boat, pet and cosmetic surgery, dental surgery, appliance purchase, travel, and holidays; autopay secured vehicle finance; credit cards; and debt consolidation. It provid… Read more