N1 Holdings Ltd
N1 Holdings Limited operates as a property-backed lender in Australia. It operates through four segments: Financial Services, Real Estate Services, Migration Services, and Other. The company offers direct lending and private credit for the purpose of bridging finance, purchase and urgent settlement, renovation of business premises, working capital, business expansion, equipment acquisition and/or… Read more
N1 Holdings Ltd (N1H) - Net Assets
Latest net assets as of December 2025: AU$3.02 Million AUD
Based on the latest financial reports, N1 Holdings Ltd (N1H) has net assets worth AU$3.02 Million AUD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$169.64 Million) and total liabilities (AU$166.62 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AU$3.02 Million |
| % of Total Assets | 1.78% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | -57.01% |
| Growth Volatility | 260.8 |
N1 Holdings Ltd - Net Assets Trend (2012–2025)
This chart illustrates how N1 Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for N1 Holdings Ltd (2012–2025)
The table below shows the annual net assets of N1 Holdings Ltd from 2012 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | AU$2.24 Million | +32.92% |
| 2024-06-30 | AU$1.69 Million | +185.11% |
| 2023-06-30 | AU$591.66K | -5.29% |
| 2022-06-30 | AU$624.74K | +142.28% |
| 2021-06-30 | AU$-1.48 Million | +8.63% |
| 2020-06-30 | AU$-1.62 Million | -792.53% |
| 2019-06-30 | AU$233.52K | -89.68% |
| 2018-06-30 | AU$2.26 Million | -44.78% |
| 2017-06-30 | AU$4.10 Million | -21.45% |
| 2016-06-30 | AU$5.22 Million | -8.60% |
| 2015-06-30 | AU$5.71 Million | +6794397.62% |
| 2014-06-30 | AU$-84.00 | -184.00% |
| 2013-06-30 | AU$100.00 | +100.53% |
| 2012-06-30 | AU$-19.00K | -- |
Equity Component Analysis
This analysis shows how different components contribute to N1 Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 491832400.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | AU$6.95 Million | 310.14% |
| Other Comprehensive Income | AU$206.52K | 9.21% |
| Other Components | AU$1.00 | 0.00% |
| Total Equity | AU$2.24 Million | 100.00% |
N1 Holdings Ltd Competitors by Market Cap
The table below lists competitors of N1 Holdings Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
UNITED CONTL
BE:UAL1
|
$948.71K |
|
PT Lavender Bina Cendikia Tbk
JK:BMBL
|
$949.41K |
|
Goobit Group AB
ST:BTCX
|
$949.53K |
|
Martello Technologies Group Inc
PINK:DRKOF
|
$949.95K |
|
Pushfor Investments Inc
PINK:PUSOF
|
$946.33K |
|
Greenlane Holdings Inc
NASDAQ:GNLN
|
$946.10K |
|
TFP Solutions Bhd
KLSE:0145
|
$945.80K |
|
Embelton Ltd
AU:EMB
|
$945.07K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in N1 Holdings Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,686,862 to 2,242,261, a change of 555,399 (32.9%).
- Net income of 855,826 contributed positively to equity growth.
- Dividend payments of 290,583 reduced retained earnings.
- Other comprehensive income decreased equity by 9,845.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AU$855.83K | +38.17% |
| Dividends Paid | AU$290.58K | -12.96% |
| Other Comprehensive Income | AU$-9.85K | -0.44% |
| Other Changes | AU$1.00 | +0.0% |
| Total Change | AU$- | 32.92% |
Book Value vs Market Value Analysis
This analysis compares N1 Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.12x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-06-30 | AU$0.00 | AU$0.11 | x |
| 2015-06-30 | AU$0.21 | AU$0.11 | x |
| 2016-06-30 | AU$0.22 | AU$0.11 | x |
| 2017-06-30 | AU$0.05 | AU$0.11 | x |
| 2018-06-30 | AU$0.03 | AU$0.11 | x |
| 2019-06-30 | AU$0.00 | AU$0.11 | x |
| 2020-06-30 | AU$-0.02 | AU$0.11 | x |
| 2021-06-30 | AU$-0.02 | AU$0.11 | x |
| 2022-06-30 | AU$0.01 | AU$0.11 | x |
| 2023-06-30 | AU$0.01 | AU$0.11 | x |
| 2024-06-30 | AU$0.02 | AU$0.11 | x |
| 2025-06-30 | AU$0.03 | AU$0.11 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently N1 Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 38.17%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.26%
- • Asset Turnover: 0.15x
- • Equity Multiplier: 58.16x
- Recent ROE (38.17%) is below the historical average (2596.33%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 34642.00% | 4.92% | 3.02x | 2333.53x | AU$34.63K |
| 2014 | 0.00% | -0.01% | 2.70x | 0.00x | AU$-175.60 |
| 2015 | 10.91% | 13.92% | 0.61x | 1.28x | AU$46.64K |
| 2016 | -25.03% | -38.53% | 0.50x | 1.31x | AU$-1.83 Million |
| 2017 | -29.23% | -27.83% | 0.56x | 1.88x | AU$-1.61 Million |
| 2018 | -81.85% | -50.61% | 0.40x | 4.02x | AU$-2.08 Million |
| 2019 | -1101.12% | -62.82% | 0.41x | 42.78x | AU$-2.59 Million |
| 2020 | 0.00% | -43.13% | 0.31x | 0.00x | AU$-1.65 Million |
| 2021 | 0.00% | 2.57% | 0.35x | 0.00x | AU$287.33K |
| 2022 | 176.45% | 10.37% | 0.13x | 127.90x | AU$1.04 Million |
| 2023 | 57.62% | 2.42% | 0.16x | 152.48x | AU$281.78K |
| 2024 | 64.34% | 5.85% | 0.16x | 67.95x | AU$916.67K |
| 2025 | 38.17% | 4.26% | 0.15x | 58.16x | AU$631.60K |
Industry Comparison
This section compares N1 Holdings Ltd's net assets metrics with peer companies in the Mortgage Finance industry.
Industry Context
- Industry: Mortgage Finance
- Average net assets among peers: $318,897,500
- Average return on equity (ROE) among peers: 11.82%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| N1 Holdings Ltd (N1H) | AU$3.02 Million | 34642.00% | 55.18x | $947.93K |
| Australian Finance Group Ltd (AFG) | $604.13 Million | 16.05% | 1.17x | $223.36 Million |
| Resimac Group Ltd (RMC) | $33.66 Million | 7.60% | 0.16x | $74.26 Million |