FBD Holdings PLC (EG7) - Net Assets
Based on the latest financial reports, FBD Holdings PLC (EG7) has net assets worth €476.78 Million EUR (≈ $557.41 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.40 Billion ≈ $1.64 Billion USD) and total liabilities (€927.86 Million ≈ $1.08 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check FBD Holdings PLC liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €476.78 Million |
| % of Total Assets | 33.94% |
| Annual Growth Rate | 10.67% |
| 5-Year Change | 25.65% |
| 10-Year Change | 121.73% |
| Growth Volatility | 22.54 |
FBD Holdings PLC - Net Assets Trend (1987–2024)
This chart illustrates how FBD Holdings PLC's net assets have evolved over time, based on quarterly financial data. Also explore FBD Holdings PLC balance sheet assets for the complete picture of this company's asset base.
Annual Net Assets for FBD Holdings PLC (1987–2024)
The table below shows the annual net assets of FBD Holdings PLC from 1987 to 2024. For live valuation and market cap data, see market cap of FBD Holdings PLC.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €486.13 Million ≈ $568.33 Million |
+1.29% |
| 2023-12-31 | €479.96 Million ≈ $561.12 Million |
+12.74% |
| 2022-12-31 | €425.71 Million ≈ $497.70 Million |
-10.43% |
| 2021-12-31 | €475.31 Million ≈ $555.68 Million |
+22.85% |
| 2020-12-31 | €386.90 Million ≈ $452.33 Million |
+3.13% |
| 2019-12-31 | €375.15 Million ≈ $438.59 Million |
+30.99% |
| 2018-12-31 | €286.41 Million ≈ $334.84 Million |
+4.32% |
| 2017-12-31 | €274.55 Million ≈ $320.98 Million |
+20.17% |
| 2016-12-31 | €228.47 Million ≈ $267.11 Million |
+4.21% |
| 2015-12-31 | €219.24 Million ≈ $256.31 Million |
-9.40% |
| 2014-12-31 | €241.99 Million ≈ $282.91 Million |
-13.76% |
| 2013-12-31 | €280.60 Million ≈ $328.05 Million |
+14.69% |
| 2012-12-31 | €244.66 Million ≈ $286.03 Million |
+14.69% |
| 2011-12-31 | €213.31 Million ≈ $249.39 Million |
+14.01% |
| 2010-12-31 | €187.10 Million ≈ $218.74 Million |
-5.25% |
| 2009-12-31 | €197.46 Million ≈ $230.85 Million |
-18.57% |
| 2008-12-31 | €242.48 Million ≈ $283.49 Million |
-38.17% |
| 2007-12-31 | €392.20 Million ≈ $458.52 Million |
-22.63% |
| 2006-12-31 | €506.92 Million ≈ $592.64 Million |
+4.42% |
| 2005-12-31 | €485.47 Million ≈ $567.57 Million |
+14.04% |
| 2004-12-31 | €425.71 Million ≈ $497.70 Million |
+38.23% |
| 2003-12-31 | €307.96 Million ≈ $360.04 Million |
+36.05% |
| 2002-12-31 | €226.36 Million ≈ $264.64 Million |
+7.87% |
| 2001-12-31 | €209.84 Million ≈ $245.33 Million |
+22.41% |
| 2000-12-31 | €171.43 Million ≈ $200.42 Million |
+19.29% |
| 1999-12-31 | €143.71 Million ≈ $168.01 Million |
-3.06% |
| 1998-12-31 | €148.24 Million ≈ $173.31 Million |
+29.14% |
| 1997-12-31 | €114.79 Million ≈ $134.20 Million |
+24.10% |
| 1996-12-31 | €92.50 Million ≈ $108.14 Million |
+15.98% |
| 1995-12-31 | €79.75 Million ≈ $93.24 Million |
+53.56% |
| 1994-12-31 | €51.94 Million ≈ $60.72 Million |
+0.89% |
| 1993-12-31 | €51.48 Million ≈ $60.18 Million |
+27.64% |
| 1992-12-31 | €40.33 Million ≈ $47.15 Million |
+1.41% |
| 1991-12-31 | €39.77 Million ≈ $46.49 Million |
+10.32% |
| 1990-12-31 | €36.05 Million ≈ $42.14 Million |
+7.95% |
| 1989-12-31 | €33.39 Million ≈ $39.04 Million |
+68.23% |
| 1988-12-31 | €19.85 Million ≈ $23.21 Million |
+73.67% |
| 1987-12-31 | €11.43 Million ≈ $13.36 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to FBD Holdings PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 44526300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €445.26 Million | 91.59% |
| Other Components | €40.86 Million | 8.41% |
| Total Equity | €486.13 Million | 100.00% |
FBD Holdings PLC Competitors by Market Cap
The table below lists competitors of FBD Holdings PLC ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Danske Andelskassers Bank A/S
CO:DAB
|
$591.53 Million |
|
Fedbank Financial Services Limited
NSE:FEDFINA
|
$591.55 Million |
|
Dareway Software Co Ltd
SHG:688579
|
$591.78 Million |
|
Shanghai Orient-Chip Technology Co. Ltd. A
SHG:688061
|
$591.78 Million |
|
Wowprime Corp
TW:2727
|
$591.28 Million |
|
Dateline Resources Ltd
AU:DTR
|
$591.19 Million |
|
Taiyuan Lionhead Cement Co Ltd
SHG:600539
|
$591.00 Million |
|
Sichuan Etrol Technologies Co Ltd
SHE:300370
|
$590.98 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in FBD Holdings PLC's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 479,959,000 to 486,127,000, a change of 6,168,000 (1.3%).
- Net income of 67,205,000 contributed positively to equity growth.
- Dividend payments of 72,080,000 reduced retained earnings.
- Share repurchases of 4,000,000 reduced equity.
- Other factors increased equity by 15,043,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €67.20 Million | +13.82% |
| Dividends Paid | €72.08 Million | -14.83% |
| Share Repurchases | €4.00 Million | -0.82% |
| Other Changes | €15.04 Million | +3.09% |
| Total Change | €- | 1.29% |
Book Value vs Market Value Analysis
This analysis compares FBD Holdings PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.19x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 56.72x to 1.19x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1987-12-31 | €0.28 | €16.05 | x |
| 1988-12-31 | €0.49 | €16.05 | x |
| 1989-12-31 | €0.83 | €16.05 | x |
| 1990-12-31 | €0.89 | €16.05 | x |
| 1991-12-31 | €0.98 | €16.05 | x |
| 1992-12-31 | €1.00 | €16.05 | x |
| 1993-12-31 | €1.28 | €16.05 | x |
| 1994-12-31 | €1.29 | €16.05 | x |
| 1995-12-31 | €1.97 | €16.05 | x |
| 1996-12-31 | €2.28 | €16.05 | x |
| 1997-12-31 | €2.78 | €16.05 | x |
| 1998-12-31 | €3.56 | €16.05 | x |
| 1999-12-31 | €3.44 | €16.05 | x |
| 2000-12-31 | €4.10 | €16.05 | x |
| 2001-12-31 | €5.01 | €16.05 | x |
| 2002-12-31 | €5.05 | €16.05 | x |
| 2003-12-31 | €6.97 | €16.05 | x |
| 2004-12-31 | €9.60 | €16.05 | x |
| 2005-12-31 | €12.15 | €16.05 | x |
| 2006-12-31 | €13.64 | €16.05 | x |
| 2007-12-31 | €11.16 | €16.05 | x |
| 2008-12-31 | €7.15 | €16.05 | x |
| 2009-12-31 | €5.81 | €16.05 | x |
| 2010-12-31 | €5.54 | €16.05 | x |
| 2011-12-31 | €6.36 | €16.05 | x |
| 2012-12-31 | €7.23 | €16.05 | x |
| 2013-12-31 | €8.27 | €16.05 | x |
| 2014-12-31 | €7.02 | €16.05 | x |
| 2015-12-31 | €6.31 | €16.05 | x |
| 2016-12-31 | €6.59 | €16.05 | x |
| 2017-12-31 | €7.92 | €16.05 | x |
| 2018-12-31 | €6.90 | €16.05 | x |
| 2019-12-31 | €10.58 | €16.05 | x |
| 2020-12-31 | €10.83 | €16.05 | x |
| 2021-12-31 | €13.23 | €16.05 | x |
| 2022-12-31 | €11.96 | €16.05 | x |
| 2023-12-31 | €13.39 | €16.05 | x |
| 2024-12-31 | €13.54 | €16.05 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently FBD Holdings PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.82%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.25%
- • Asset Turnover: 0.30x
- • Equity Multiplier: 2.81x
- Recent ROE (13.82%) is below the historical average (14.25%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1992 | 17.87% | 0.00% | 0.00x | 6.07x | €3.18 Million |
| 1993 | 17.35% | 0.00% | 0.00x | 5.67x | €3.79 Million |
| 1994 | 18.03% | 5412.14% | 0.00x | 7.32x | €4.17 Million |
| 1995 | 17.43% | 9928.57% | 0.00x | 7.17x | €5.92 Million |
| 1996 | 15.88% | 12445.76% | 0.00x | 6.56x | €5.44 Million |
| 1997 | 14.07% | 11456.74% | 0.00x | 5.35x | €4.67 Million |
| 1998 | 27.42% | 0.00% | 0.00x | 4.57x | €25.83 Million |
| 1999 | 0.23% | 0.00% | 0.00x | 4.67x | €-14.04 Million |
| 2000 | 20.20% | 0.00% | 0.00x | 4.38x | €17.49 Million |
| 2001 | 12.17% | 0.00% | 0.00x | 4.18x | €4.56 Million |
| 2002 | 9.74% | 0.00% | 0.00x | 5.21x | €-550.80K |
| 2003 | 32.24% | 0.00% | 0.00x | 4.31x | €64.48 Million |
| 2004 | 27.86% | 0.00% | 0.00x | 3.61x | €72.61 Million |
| 2005 | 33.92% | 0.00% | 0.00x | 3.29x | €113.89 Million |
| 2006 | 49.28% | 50.41% | 0.29x | 3.37x | €196.60 Million |
| 2007 | 36.19% | 40.01% | 0.25x | 3.59x | €101.22 Million |
| 2008 | -13.96% | -10.97% | 0.24x | 5.36x | €-57.10 Million |
| 2009 | -15.53% | -7.66% | 0.31x | 6.46x | €-49.63 Million |
| 2010 | -1.30% | -0.62% | 0.31x | 6.62x | €-20.91 Million |
| 2011 | 24.01% | 15.00% | 0.32x | 4.96x | €29.81 Million |
| 2012 | 20.04% | 14.49% | 0.32x | 4.37x | €24.50 Million |
| 2013 | 15.99% | 13.13% | 0.31x | 3.90x | €16.77 Million |
| 2014 | -1.42% | -0.99% | 0.30x | 4.77x | €-27.57 Million |
| 2015 | -33.68% | -21.19% | 0.28x | 5.78x | €-95.56 Million |
| 2016 | 4.71% | 3.31% | 0.26x | 5.56x | €-12.09 Million |
| 2017 | 15.55% | 12.41% | 0.26x | 4.81x | €15.24 Million |
| 2018 | 14.80% | 12.13% | 0.27x | 4.56x | €13.74 Million |
| 2019 | 26.18% | 26.89% | 0.27x | 3.60x | €60.71 Million |
| 2020 | 1.13% | 1.31% | 0.23x | 3.83x | €-34.30 Million |
| 2021 | 20.28% | 26.99% | 0.23x | 3.32x | €48.88 Million |
| 2022 | 15.14% | 19.33% | 0.23x | 3.46x | €21.88 Million |
| 2023 | 14.49% | 19.10% | 0.27x | 2.85x | €21.55 Million |
| 2024 | 13.82% | 16.25% | 0.30x | 2.81x | €18.59 Million |
Industry Comparison
This section compares FBD Holdings PLC's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
No peer company data available for comparison.
About FBD Holdings PLC
FBD Holdings plc, through its subsidiaries, engages in the underwriting of general insurance to farmers, private individuals, and business owners in Ireland. It operates through two segments, General Insurance and Other Services. The company offers personal insurance products, including car, van, and vintage and classic car insurance; house and apartment owner, and renters' insurance; travel insu… Read more