FBD Holdings PLC (EG7) - Net Assets

Latest as of June 2025: €476.78 Million EUR ≈ $557.41 Million USD

Based on the latest financial reports, FBD Holdings PLC (EG7) has net assets worth €476.78 Million EUR (≈ $557.41 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.40 Billion ≈ $1.64 Billion USD) and total liabilities (€927.86 Million ≈ $1.08 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check FBD Holdings PLC liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets €476.78 Million
% of Total Assets 33.94%
Annual Growth Rate 10.67%
5-Year Change 25.65%
10-Year Change 121.73%
Growth Volatility 22.54

FBD Holdings PLC - Net Assets Trend (1987–2024)

This chart illustrates how FBD Holdings PLC's net assets have evolved over time, based on quarterly financial data. Also explore FBD Holdings PLC balance sheet assets for the complete picture of this company's asset base.

Annual Net Assets for FBD Holdings PLC (1987–2024)

The table below shows the annual net assets of FBD Holdings PLC from 1987 to 2024. For live valuation and market cap data, see market cap of FBD Holdings PLC.

Year Net Assets Change
2024-12-31 €486.13 Million
≈ $568.33 Million
+1.29%
2023-12-31 €479.96 Million
≈ $561.12 Million
+12.74%
2022-12-31 €425.71 Million
≈ $497.70 Million
-10.43%
2021-12-31 €475.31 Million
≈ $555.68 Million
+22.85%
2020-12-31 €386.90 Million
≈ $452.33 Million
+3.13%
2019-12-31 €375.15 Million
≈ $438.59 Million
+30.99%
2018-12-31 €286.41 Million
≈ $334.84 Million
+4.32%
2017-12-31 €274.55 Million
≈ $320.98 Million
+20.17%
2016-12-31 €228.47 Million
≈ $267.11 Million
+4.21%
2015-12-31 €219.24 Million
≈ $256.31 Million
-9.40%
2014-12-31 €241.99 Million
≈ $282.91 Million
-13.76%
2013-12-31 €280.60 Million
≈ $328.05 Million
+14.69%
2012-12-31 €244.66 Million
≈ $286.03 Million
+14.69%
2011-12-31 €213.31 Million
≈ $249.39 Million
+14.01%
2010-12-31 €187.10 Million
≈ $218.74 Million
-5.25%
2009-12-31 €197.46 Million
≈ $230.85 Million
-18.57%
2008-12-31 €242.48 Million
≈ $283.49 Million
-38.17%
2007-12-31 €392.20 Million
≈ $458.52 Million
-22.63%
2006-12-31 €506.92 Million
≈ $592.64 Million
+4.42%
2005-12-31 €485.47 Million
≈ $567.57 Million
+14.04%
2004-12-31 €425.71 Million
≈ $497.70 Million
+38.23%
2003-12-31 €307.96 Million
≈ $360.04 Million
+36.05%
2002-12-31 €226.36 Million
≈ $264.64 Million
+7.87%
2001-12-31 €209.84 Million
≈ $245.33 Million
+22.41%
2000-12-31 €171.43 Million
≈ $200.42 Million
+19.29%
1999-12-31 €143.71 Million
≈ $168.01 Million
-3.06%
1998-12-31 €148.24 Million
≈ $173.31 Million
+29.14%
1997-12-31 €114.79 Million
≈ $134.20 Million
+24.10%
1996-12-31 €92.50 Million
≈ $108.14 Million
+15.98%
1995-12-31 €79.75 Million
≈ $93.24 Million
+53.56%
1994-12-31 €51.94 Million
≈ $60.72 Million
+0.89%
1993-12-31 €51.48 Million
≈ $60.18 Million
+27.64%
1992-12-31 €40.33 Million
≈ $47.15 Million
+1.41%
1991-12-31 €39.77 Million
≈ $46.49 Million
+10.32%
1990-12-31 €36.05 Million
≈ $42.14 Million
+7.95%
1989-12-31 €33.39 Million
≈ $39.04 Million
+68.23%
1988-12-31 €19.85 Million
≈ $23.21 Million
+73.67%
1987-12-31 €11.43 Million
≈ $13.36 Million
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Equity Component Analysis

This analysis shows how different components contribute to FBD Holdings PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 44526300000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings €445.26 Million 91.59%
Other Components €40.86 Million 8.41%
Total Equity €486.13 Million 100.00%

FBD Holdings PLC Competitors by Market Cap

The table below lists competitors of FBD Holdings PLC ranked by their market capitalization.

Company Market Cap
Danske Andelskassers Bank A/S
CO:DAB
$591.53 Million
Fedbank Financial Services Limited
NSE:FEDFINA
$591.55 Million
Dareway Software Co Ltd
SHG:688579
$591.78 Million
Shanghai Orient-Chip Technology Co. Ltd. A
SHG:688061
$591.78 Million
Wowprime Corp
TW:2727
$591.28 Million
Dateline Resources Ltd
AU:DTR
$591.19 Million
Taiyuan Lionhead Cement Co Ltd
SHG:600539
$591.00 Million
Sichuan Etrol Technologies Co Ltd
SHE:300370
$590.98 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in FBD Holdings PLC's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 479,959,000 to 486,127,000, a change of 6,168,000 (1.3%).
  • Net income of 67,205,000 contributed positively to equity growth.
  • Dividend payments of 72,080,000 reduced retained earnings.
  • Share repurchases of 4,000,000 reduced equity.
  • Other factors increased equity by 15,043,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income €67.20 Million +13.82%
Dividends Paid €72.08 Million -14.83%
Share Repurchases €4.00 Million -0.82%
Other Changes €15.04 Million +3.09%
Total Change €- 1.29%

Book Value vs Market Value Analysis

This analysis compares FBD Holdings PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.19x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 56.72x to 1.19x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1987-12-31 €0.28 €16.05 x
1988-12-31 €0.49 €16.05 x
1989-12-31 €0.83 €16.05 x
1990-12-31 €0.89 €16.05 x
1991-12-31 €0.98 €16.05 x
1992-12-31 €1.00 €16.05 x
1993-12-31 €1.28 €16.05 x
1994-12-31 €1.29 €16.05 x
1995-12-31 €1.97 €16.05 x
1996-12-31 €2.28 €16.05 x
1997-12-31 €2.78 €16.05 x
1998-12-31 €3.56 €16.05 x
1999-12-31 €3.44 €16.05 x
2000-12-31 €4.10 €16.05 x
2001-12-31 €5.01 €16.05 x
2002-12-31 €5.05 €16.05 x
2003-12-31 €6.97 €16.05 x
2004-12-31 €9.60 €16.05 x
2005-12-31 €12.15 €16.05 x
2006-12-31 €13.64 €16.05 x
2007-12-31 €11.16 €16.05 x
2008-12-31 €7.15 €16.05 x
2009-12-31 €5.81 €16.05 x
2010-12-31 €5.54 €16.05 x
2011-12-31 €6.36 €16.05 x
2012-12-31 €7.23 €16.05 x
2013-12-31 €8.27 €16.05 x
2014-12-31 €7.02 €16.05 x
2015-12-31 €6.31 €16.05 x
2016-12-31 €6.59 €16.05 x
2017-12-31 €7.92 €16.05 x
2018-12-31 €6.90 €16.05 x
2019-12-31 €10.58 €16.05 x
2020-12-31 €10.83 €16.05 x
2021-12-31 €13.23 €16.05 x
2022-12-31 €11.96 €16.05 x
2023-12-31 €13.39 €16.05 x
2024-12-31 €13.54 €16.05 x

Capital Efficiency Dashboard

This dashboard shows how efficiently FBD Holdings PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 13.82%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 16.25%
  • • Asset Turnover: 0.30x
  • • Equity Multiplier: 2.81x
  • Recent ROE (13.82%) is below the historical average (14.25%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1992 17.87% 0.00% 0.00x 6.07x €3.18 Million
1993 17.35% 0.00% 0.00x 5.67x €3.79 Million
1994 18.03% 5412.14% 0.00x 7.32x €4.17 Million
1995 17.43% 9928.57% 0.00x 7.17x €5.92 Million
1996 15.88% 12445.76% 0.00x 6.56x €5.44 Million
1997 14.07% 11456.74% 0.00x 5.35x €4.67 Million
1998 27.42% 0.00% 0.00x 4.57x €25.83 Million
1999 0.23% 0.00% 0.00x 4.67x €-14.04 Million
2000 20.20% 0.00% 0.00x 4.38x €17.49 Million
2001 12.17% 0.00% 0.00x 4.18x €4.56 Million
2002 9.74% 0.00% 0.00x 5.21x €-550.80K
2003 32.24% 0.00% 0.00x 4.31x €64.48 Million
2004 27.86% 0.00% 0.00x 3.61x €72.61 Million
2005 33.92% 0.00% 0.00x 3.29x €113.89 Million
2006 49.28% 50.41% 0.29x 3.37x €196.60 Million
2007 36.19% 40.01% 0.25x 3.59x €101.22 Million
2008 -13.96% -10.97% 0.24x 5.36x €-57.10 Million
2009 -15.53% -7.66% 0.31x 6.46x €-49.63 Million
2010 -1.30% -0.62% 0.31x 6.62x €-20.91 Million
2011 24.01% 15.00% 0.32x 4.96x €29.81 Million
2012 20.04% 14.49% 0.32x 4.37x €24.50 Million
2013 15.99% 13.13% 0.31x 3.90x €16.77 Million
2014 -1.42% -0.99% 0.30x 4.77x €-27.57 Million
2015 -33.68% -21.19% 0.28x 5.78x €-95.56 Million
2016 4.71% 3.31% 0.26x 5.56x €-12.09 Million
2017 15.55% 12.41% 0.26x 4.81x €15.24 Million
2018 14.80% 12.13% 0.27x 4.56x €13.74 Million
2019 26.18% 26.89% 0.27x 3.60x €60.71 Million
2020 1.13% 1.31% 0.23x 3.83x €-34.30 Million
2021 20.28% 26.99% 0.23x 3.32x €48.88 Million
2022 15.14% 19.33% 0.23x 3.46x €21.88 Million
2023 14.49% 19.10% 0.27x 2.85x €21.55 Million
2024 13.82% 16.25% 0.30x 2.81x €18.59 Million

Industry Comparison

This section compares FBD Holdings PLC's net assets metrics with peer companies in the Insurance - Property & Casualty industry.

No peer company data available for comparison.

About FBD Holdings PLC

IR:EG7 Ireland Insurance - Property & Casualty
Market Cap
$679.68 Million
€581.37 Million EUR
Market Cap Rank
#11684 Global
#13 in Ireland
Share Price
€16.05
Change (1 day)
-0.31%
52-Week Range
€12.73 - €17.40
All Time High
€17.40
About

FBD Holdings plc, through its subsidiaries, engages in the underwriting of general insurance to farmers, private individuals, and business owners in Ireland. It operates through two segments, General Insurance and Other Services. The company offers personal insurance products, including car, van, and vintage and classic car insurance; house and apartment owner, and renters' insurance; travel insu… Read more