Jb Financial (175330) - Net Assets
Based on the latest financial reports, Jb Financial (175330) has net assets worth ₩6.18 Trillion KRW (≈ $4.18 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩73.12 Trillion ≈ $49.55 Billion USD) and total liabilities (₩66.95 Trillion ≈ $45.37 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Jb Financial (175330) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₩6.18 Trillion |
| % of Total Assets | 8.44% |
| Annual Growth Rate | 16.97% |
| 5-Year Change | 42.72% |
| 10-Year Change | 108.35% |
| Growth Volatility | 36.82 |
Jb Financial - Net Assets Trend (2013–2025)
This chart illustrates how Jb Financial's net assets have evolved over time, based on quarterly financial data. See 175330 defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Jb Financial (2013–2025)
The table below shows the annual net assets of Jb Financial from 2013 to 2025. For live valuation and market cap data, see 175330 market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ₩6.18 Trillion ≈ $4.18 Billion |
+7.87% |
| 2024-12-31 | ₩5.72 Trillion ≈ $3.88 Billion |
+11.90% |
| 2023-12-31 | ₩5.12 Trillion ≈ $3.47 Billion |
+7.41% |
| 2022-12-31 | ₩4.76 Trillion ≈ $3.23 Billion |
+10.08% |
| 2021-12-31 | ₩4.33 Trillion ≈ $2.93 Billion |
+7.39% |
| 2020-12-31 | ₩4.03 Trillion ≈ $2.73 Billion |
+5.47% |
| 2019-12-31 | ₩3.82 Trillion ≈ $2.59 Billion |
+10.45% |
| 2018-12-31 | ₩3.46 Trillion ≈ $2.34 Billion |
+12.05% |
| 2017-12-31 | ₩3.09 Trillion ≈ $2.09 Billion |
+4.14% |
| 2016-12-31 | ₩2.96 Trillion ≈ $2.01 Billion |
+10.64% |
| 2015-12-31 | ₩2.68 Trillion ≈ $1.82 Billion |
+17.52% |
| 2014-12-31 | ₩2.28 Trillion ≈ $1.54 Billion |
+142.22% |
| 2013-12-31 | ₩941.07 Billion ≈ $637.75 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Jb Financial's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 13932.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₩3.81 Trillion | 64.41% |
| Other Components | ₩2.11 Trillion | 35.59% |
| Total Equity | ₩5.91 Trillion | 100.00% |
Jb Financial Competitors by Market Cap
The table below lists competitors of Jb Financial ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
WesBanco, Inc.
NASDAQ:WSBC
|
$3.42 Billion |
|
Crescent Energy Co
NYSE:CRGY
|
$3.42 Billion |
|
KB Home
NYSE:KBH
|
$3.42 Billion |
|
ARIS MNG.CORP.
F:ZP1
|
$3.42 Billion |
|
Sejong Telecom Inc
KQ:036630
|
$3.42 Billion |
|
Inner Mongolia Yuan Xing Energy Co Ltd
SHE:000683
|
$3.42 Billion |
|
National Storage Affiliates Trust
NYSE:NSA
|
$3.42 Billion |
|
Krishna Institute of Medical Sciences Limited
NSE:KIMS
|
$3.42 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Jb Financial's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 5,580,578,000,000 to 5,914,615,000,000, a change of 334,037,000,000 (6.0%).
- Net income of 710,386,000,000 contributed positively to equity growth.
- Dividend payments of 246,799,000,000 reduced retained earnings.
- Share repurchases of 106,346,000,000 reduced equity.
- New share issuances of 20,321,000,000 increased equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₩710.39 Billion | +12.01% |
| Dividends Paid | ₩246.80 Billion | -4.17% |
| Share Repurchases | ₩106.35 Billion | -1.8% |
| Share Issuances | ₩20.32 Billion | +0.34% |
| Other Changes | ₩-43.52 Billion | -0.74% |
| Total Change | ₩- | 5.99% |
Book Value vs Market Value Analysis
This analysis compares Jb Financial's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.84x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.67x to 0.84x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | ₩15894.84 | ₩26600.00 | x |
| 2018-12-31 | ₩16114.13 | ₩26600.00 | x |
| 2019-12-31 | ₩17854.31 | ₩26600.00 | x |
| 2020-12-31 | ₩19328.21 | ₩26600.00 | x |
| 2021-12-31 | ₩21392.03 | ₩26600.00 | x |
| 2022-12-31 | ₩23551.35 | ₩26600.00 | x |
| 2023-12-31 | ₩26119.52 | ₩26600.00 | x |
| 2024-12-31 | ₩29347.59 | ₩26600.00 | x |
| 2025-12-31 | ₩31545.01 | ₩26600.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Jb Financial utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.01%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 27.94%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 12.36x
- Recent ROE (12.01%) is above the historical average (11.01%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 3.45% | 4.93% | 0.03x | 20.55x | ₩-51.63 Billion |
| 2014 | 29.38% | 30.27% | 0.05x | 19.00x | ₩362.15 Billion |
| 2015 | 5.36% | 10.22% | 0.03x | 18.60x | ₩-99.30 Billion |
| 2016 | 8.86% | 21.33% | 0.02x | 20.09x | ₩-26.07 Billion |
| 2017 | 7.62% | 17.05% | 0.02x | 19.59x | ₩-57.88 Billion |
| 2018 | 7.71% | 20.33% | 0.03x | 14.94x | ₩-71.63 Billion |
| 2019 | 9.85% | 27.31% | 0.03x | 13.70x | ₩-5.05 Billion |
| 2020 | 9.68% | 24.91% | 0.03x | 14.21x | ₩-12.12 Billion |
| 2021 | 12.18% | 30.07% | 0.03x | 13.57x | ₩90.82 Billion |
| 2022 | 13.13% | 30.87% | 0.03x | 13.07x | ₩143.31 Billion |
| 2023 | 11.71% | 26.30% | 0.04x | 12.67x | ₩85.70 Billion |
| 2024 | 12.14% | 28.31% | 0.04x | 11.96x | ₩119.46 Billion |
| 2025 | 12.01% | 27.94% | 0.03x | 12.36x | ₩118.92 Billion |
Industry Comparison
This section compares Jb Financial's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $14,800,014,043,222
- Average return on equity (ROE) among peers: 7.96%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Jb Financial (175330) | ₩6.18 Trillion | 3.45% | 10.84x | $3.42 Billion |
| Jeju Bank (006220) | $108.54 Billion | 5.84% | 16.34x | $307.64 Million |
| Industrial Bank Of Korea (024110) | $17.29 Trillion | 6.61% | 12.87x | $11.81 Billion |
| Shinhan Financial Group (055550) | $8.21 Trillion | 17.37% | 16.48x | $32.42 Billion |
| Hana Financial (086790) | $20.89 Trillion | 4.38% | 13.13x | $23.41 Billion |
| KB Financial Group (105560) | $39.24 Trillion | 1.38% | 0.15x | $39.20 Billion |
| BNK Financial Group Inc (138930) | $3.26 Trillion | 11.09% | 12.18x | $3.73 Billion |
| Dgb Financial (139130) | $1.77 Trillion | 9.62% | 14.86x | $1.88 Billion |
| Woori Financial Group Inc (316140) | $35.90 Trillion | 8.60% | 13.65x | $15.63 Billion |
| KakaoBank Corp (323410) | $6.54 Trillion | 6.73% | 8.60x | $7.39 Billion |
About Jb Financial
JB Financial Group Co., Ltd., through its subsidiaries, engages in the provision of financial services in South Korea and internationally. It is involved in banking business for smaller enterprises, merchants, and households; and installment financing, rental of facilities business. The company also offers asset management in the energy and resources fund markets; venture investment; finance, mic… Read more