Aviva PLC (AV) - Net Assets

Latest as of December 2025: GBX10.10 Billion GBX ≈ $1.23 Million USD

Based on the latest financial reports, Aviva PLC (AV) has net assets worth GBX10.10 Billion GBX (≈ $1.23 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX395.30 Billion ≈ $48.10 Million USD) and total liabilities (GBX385.21 Billion ≈ $46.87 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check AV intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric Value
Current Net Assets GBX10.10 Billion
% of Total Assets 2.55%
Annual Growth Rate 0.27%
5-Year Change -48.1%
10-Year Change -97.66%
Growth Volatility 353.28

Aviva PLC - Net Assets Trend (1985–2025)

This chart illustrates how Aviva PLC's net assets have evolved over time, based on quarterly financial data. See Aviva PLC defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Aviva PLC (1985–2025)

The table below shows the annual net assets of Aviva PLC from 1985 to 2025. For live valuation and market cap data, see Aviva PLC stock valuation.

Year Net Assets Change
2025-12-31 GBX10.10 Billion
≈ $1.23 Million		 +17.12%
2024-12-31 GBX8.62 Billion
≈ $1.05 Million		 -10.20%
2023-12-31 GBX9.60 Billion
≈ $1.17 Million		 -22.57%
2022-12-31 GBX12.40 Billion
≈ $1.51 Million		 -36.27%
2021-12-31 GBX19.45 Billion
≈ $2.37 Million		 -5.38%
2020-12-31 GBX20.56 Billion
≈ $2.50 Million		 +10.03%
2019-12-31 GBX18.68 Billion
≈ $2.27 Million		 -95.55%
2018-12-31 GBX420.35 Billion
≈ $51.14 Million		 -2.94%
2017-12-31 GBX433.07 Billion
≈ $52.69 Million		 +0.53%
2016-12-31 GBX430.77 Billion
≈ $52.41 Million		 +2257.78%
2015-12-31 GBX18.27 Billion
≈ $2.22 Million		 +48.83%
2014-12-31 GBX12.28 Billion
≈ $1.49 Million		 +11.43%
2013-12-31 GBX11.02 Billion
≈ $1.34 Million		 -3.02%
2012-12-31 GBX11.36 Billion
≈ $1.38 Million		 -26.06%
2011-12-31 GBX15.36 Billion
≈ $1.87 Million		 -13.33%
2010-12-31 GBX17.73 Billion
≈ $2.16 Million		 +17.49%
2009-12-31 GBX15.09 Billion
≈ $1.84 Million		 +3.52%
2008-12-31 GBX14.57 Billion
≈ $1.77 Million		 -8.52%
2007-12-31 GBX15.93 Billion
≈ $1.94 Million		 +13.28%
2006-12-31 GBX14.06 Billion
≈ $1.71 Million		 +26.79%
2005-12-31 GBX11.09 Billion
≈ $1.35 Million		 +23.34%
2004-12-31 GBX8.99 Billion
≈ $1.09 Million		 +22.10%
2003-12-31 GBX7.37 Billion
≈ $896.11K		 -43.29%
2002-12-31 GBX12.99 Billion
≈ $1.58 Million		 -92.96%
2001-12-31 GBX184.44 Billion
≈ $22.44 Million		 -2.73%
2000-12-31 GBX189.62 Billion
≈ $23.07 Million		 +64.48%
1999-12-31 GBX115.28 Billion
≈ $14.03 Million		 +10.13%
1998-12-31 GBX104.68 Billion
≈ $12.74 Million		 +80.21%
1997-12-31 GBX58.09 Billion
≈ $7.07 Million		 +8.92%
1996-12-31 GBX53.33 Billion
≈ $6.49 Million		 -3.19%
1995-12-31 GBX55.09 Billion
≈ $6.70 Million		 +19.03%
1994-12-31 GBX46.28 Billion
≈ $5.63 Million		 +66.17%
1993-12-31 GBX27.85 Billion
≈ $3.39 Million		 +26.29%
1992-12-31 GBX22.05 Billion
≈ $2.68 Million		 +20.01%
1991-12-31 GBX18.38 Billion
≈ $2.24 Million		 +12.82%
1990-12-31 GBX16.29 Billion
≈ $1.98 Million		 -3.92%
1989-12-31 GBX16.95 Billion
≈ $2.06 Million		 +25.45%
1988-12-31 GBX13.51 Billion
≈ $1.64 Million		 +21.10%
1987-12-31 GBX11.16 Billion
≈ $1.36 Million		 +0.88%
1986-12-31 GBX11.06 Billion
≈ $1.35 Million		 +21.81%
1985-12-31 GBX9.08 Billion
≈ $1.11 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Aviva PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 872720000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings GBX8.65 Billion 89.21%
Common Stock GBX1.01 Billion 10.38%
Other Comprehensive Income GBX66.00 Million 0.68%
Total Equity GBX9.69 Billion 100.00%

Aviva PLC Competitors by Market Cap

The table below lists competitors of Aviva PLC ranked by their market capitalization.

Company Market Cap
Sern Kou Resources Bhd
KLSE:7180
 $228.72 Million
Jikai Equipment Manufacturing Co Ltd
SHE:002691
 $228.86 Million
Luca Mining Corp.
V:LUCA
 $228.88 Million
Shandong Longda Meat Foodstuff Co Ltd
SHE:002726
 $228.98 Million
Penns Woods Bancorp Inc
NASDAQ:PWOD
 $228.43 Million
Empire Energy Group Ltd
AU:EEG
 $228.38 Million
Teixeira Duarte
LS:TDSA
 $228.33 Million
Egetis Therapeutics AB (publ)
ST:EGTX
 $228.33 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Aviva PLC's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 8,305,000,000 to 9,694,000,000, a change of 1,389,000,000 (16.7%).
  • Net income of 1,033,000,000 contributed positively to equity growth.
  • Dividend payments of 1,246,000,000 reduced retained earnings.
  • Share repurchases of 477,000,000 reduced equity.
  • New share issuances of 1,000,000 increased equity.
  • Other comprehensive income increased equity by 22,000,000.
  • Other factors increased equity by 2,056,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income GBX1.03 Billion +10.66%
Dividends Paid GBX1.25 Billion -12.85%
Share Repurchases GBX477.00 Million -4.92%
Share Issuances GBX1.00 Million +0.01%
Other Comprehensive Income GBX22.00 Million +0.23%
Other Changes GBX2.06 Billion +21.21%
Total Change GBX- 16.72%

Book Value vs Market Value Analysis

This analysis compares Aviva PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 187.36x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 1881.45x to 187.36x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1985-12-31 GBX0.33 GBX627.80 x
1986-12-31 GBX0.41 GBX627.80 x
1987-12-31 GBX0.33 GBX627.80 x
1988-12-31 GBX0.75 GBX627.80 x
1989-12-31 GBX1.01 GBX627.80 x
1990-12-31 GBX0.72 GBX627.80 x
1991-12-31 GBX0.78 GBX627.80 x
1992-12-31 GBX0.39 GBX627.80 x
1993-12-31 GBX0.96 GBX627.80 x
1994-12-31 GBX0.85 GBX627.80 x
1995-12-31 GBX1.11 GBX627.80 x
1996-12-31 GBX1.07 GBX627.80 x
1997-12-31 GBX1.23 GBX627.80 x
1998-12-31 GBX2.54 GBX627.80 x
1999-12-31 GBX2.70 GBX627.80 x
2000-12-31 GBX3.87 GBX627.80 x
2001-12-31 GBX3.33 GBX627.80 x
2002-12-31 GBX0.93 GBX627.80 x
2003-12-31 GBX1.89 GBX627.80 x
2004-12-31 GBX2.33 GBX627.80 x
2005-12-31 GBX2.87 GBX627.80 x
2006-12-31 GBX1.78 GBX627.80 x
2007-12-31 GBX4.07 GBX627.80 x
2008-12-31 GBX3.56 GBX627.80 x
2009-12-31 GBX3.04 GBX627.80 x
2010-12-31 GBX3.74 GBX627.80 x
2011-12-31 GBX3.70 GBX627.80 x
2012-12-31 GBX2.82 GBX627.80 x
2013-12-31 GBX2.75 GBX627.80 x
2014-12-31 GBX3.20 GBX627.80 x
2015-12-31 GBX4.93 GBX627.80 x
2016-12-31 GBX5.22 GBX627.80 x
2017-12-31 GBX5.15 GBX627.80 x
2018-12-31 GBX5.03 GBX627.80 x
2019-12-31 GBX5.10 GBX627.80 x
2020-12-31 GBX5.63 GBX627.80 x
2021-12-31 GBX5.53 GBX627.80 x
2022-12-31 GBX3.48 GBX627.80 x
2023-12-31 GBX3.16 GBX627.80 x
2024-12-31 GBX2.83 GBX627.80 x
2025-12-31 GBX3.35 GBX627.80 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Aviva PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.66%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 1.77%
  • • Asset Turnover: 0.15x
  • • Equity Multiplier: 40.78x
  • Recent ROE (10.66%) is above the historical average (5.83%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1990 0.06% 0.00% 0.00x 6.83x GBX-247.64 Million
1991 -2.52% 0.00% 0.00x 7.01x GBX-340.44 Million
1992 1.20% 0.00% 0.00x 16.88x GBX-117.80 Million
1993 5.61% 0.00% 0.00x 8.51x GBX-147.10 Million
1994 12.89% 0.00% 0.00x 16.21x GBX84.90 Million
1995 11.47% 0.00% 0.00x 14.55x GBX56.80 Million
1996 10.73% 0.00% 0.00x 14.70x GBX27.00 Million
1997 8.68% 0.00% 0.00x 13.81x GBX-56.40 Million
1998 5.64% 0.00% 0.00x 11.98x GBX-385.70 Million
1999 5.50% 0.00% 0.00x 12.46x GBX-421.70 Million
2000 -12.75% 0.00% 0.00x 14.39x GBX-3.06 Billion
2001 2.24% 0.00% 0.00x 16.30x GBX-896.20 Million
2002 -8.22% 0.00% 0.00x 28.87x GBX-1.18 Billion
2003 14.48% 0.00% 0.00x 31.84x GBX293.60 Million
2004 15.77% 3.17% 0.17x 29.61x GBX466.70 Million
2005 17.73% 3.50% 0.19x 26.44x GBX770.60 Million
2006 17.77% 4.92% 0.15x 23.84x GBX961.40 Million
2007 9.34% 3.26% 0.13x 22.73x GBX-93.60 Million
2008 -7.86% -5.02% 0.05x 28.67x GBX-2.21 Billion
2009 10.28% 1.84% 0.17x 33.57x GBX29.40 Million
2010 11.26% 2.51% 0.16x 28.48x GBX163.60 Million
2011 1.75% 0.75% 0.10x 24.32x GBX-1.06 Billion
2012 -32.88% -7.48% 0.14x 32.26x GBX-4.20 Billion
2013 21.03% 5.84% 0.12x 29.21x GBX1.05 Billion
2014 14.12% 3.65% 0.15x 25.72x GBX458.00 Million
2015 5.47% 3.98% 0.06x 22.65x GBX-776.50 Million
2016 3.88% 1.75% 0.09x 24.30x GBX-1.11 Billion
2017 8.36% 3.06% 0.11x 24.73x GBX-293.00 Million
2018 8.97% 8.63% 0.04x 24.56x GBX-180.90 Million
2019 14.39% 5.93% 0.10x 25.28x GBX777.20 Million
2020 10.52% 6.74% 0.07x 23.86x GBX102.60 Million
2021 2.17% 1.30% 0.09x 17.89x GBX-1.50 Billion
2022 -8.52% -4.46% 0.08x 25.00x GBX-2.24 Billion
2023 12.59% 3.24% 0.10x 37.43x GBX227.40 Million
2024 8.22% 1.67% 0.12x 42.61x GBX-147.50 Million
2025 10.66% 1.77% 0.15x 40.78x GBX63.60 Million

Industry Comparison

This section compares Aviva PLC's net assets metrics with peer companies in the Insurance - Diversified industry.

Industry Context

  • Industry: Insurance - Diversified
  • Average net assets among peers: $472,270,000
  • Average return on equity (ROE) among peers: 10.45%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Aviva PLC (AV) GBX10.10 Billion 0.06% 38.15x $228.59 Million
Helios Underwriting PLC (HUW) $7.74 Million 9.35% 1.78x $1.85 Million
Saga plc (SAGA) $936.80 Million 11.54% 3.95x $10.05 Million

About Aviva PLC

LSE:AV UK Insurance - Diversified
Market Cap
$228.59 Million
GBX1.88 Trillion GBX
Market Cap Rank
#16115 Global
#85 in UK
Share Price
GBX627.80
Change (1 day)
+1.42%
52-Week Range
GBX591.40 - GBX694.00
All Time High
GBX694.00
Categories
Companies in UK Insurance - Diversified
About

Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides … Read more