Direct Line Insurance Group plc (DLG) - Net Assets

Latest as of December 2024: GBX2.48 Billion GBX ≈ $302.28K USD

Based on the latest financial reports, Direct Line Insurance Group plc (DLG) has net assets worth GBX2.48 Billion GBX (≈ $302.28K USD) as of December 2024. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX8.80 Billion ≈ $1.07 Million USD) and total liabilities (GBX6.31 Billion ≈ $767.83K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Direct Line Insurance Group plc (DLG) asset resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	GBX2.48 Billion
% of Total Assets	28.25%
Annual Growth Rate	-2.41%
5-Year Change	-18.44%
10-Year Change	-5.54%
Growth Volatility	11.18

Direct Line Insurance Group plc - Net Assets Trend (2009–2024)

This chart illustrates how Direct Line Insurance Group plc's net assets have evolved over time, based on quarterly financial data. Also explore DLG current and non-current assets for the complete picture of this company's asset base.

Annual Net Assets for Direct Line Insurance Group plc (2009–2024)

The table below shows the annual net assets of Direct Line Insurance Group plc from 2009 to 2024. For live valuation and market cap data, see DLG stock market capitalisation.

Year	Net Assets	Change
2024-12-31	GBX2.48 Billion ≈ $302.28K	+3.31%
2023-12-31	GBX2.40 Billion ≈ $292.58K	+5.45%
2022-12-31	GBX2.28 Billion ≈ $277.47K	-21.27%
2021-12-31	GBX2.90 Billion ≈ $352.44K	-4.91%
2020-12-31	GBX3.05 Billion ≈ $370.63K	+1.88%
2019-12-31	GBX2.99 Billion ≈ $363.81K	+2.41%
2018-12-31	GBX2.92 Billion ≈ $355.23K	-4.64%
2017-12-31	GBX3.06 Billion ≈ $372.51K	+21.42%
2016-12-31	GBX2.52 Billion ≈ $306.79K	-4.13%
2015-12-31	GBX2.63 Billion ≈ $319.99K	-6.42%
2014-12-31	GBX2.81 Billion ≈ $341.96K	+0.73%
2013-12-31	GBX2.79 Billion ≈ $339.46K	-1.47%
2012-12-31	GBX2.83 Billion ≈ $344.52K	-26.86%
2011-12-31	GBX3.87 Billion ≈ $471.03K	+11.18%
2010-12-31	GBX3.48 Billion ≈ $423.67K	-2.75%
2009-12-31	GBX3.58 Billion ≈ $435.66K	--

Equity Component Analysis

This analysis shows how different components contribute to Direct Line Insurance Group plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 60.8% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	GBX552.40 Million	22.23%
Common Stock	GBX143.10 Million	5.76%
Other Components	GBX1.79 Billion	72.01%
Total Equity	GBX2.48 Billion	100.00%

Direct Line Insurance Group plc Competitors by Market Cap

The table below lists competitors of Direct Line Insurance Group plc ranked by their market capitalization.

Company	Market Cap
Intergis KO:129260	$48.28 Million
Jorjin Technologies TWO:4980	$48.28 Million
Zaigle Co. Ltd KQ:234920	$48.31 Million
Radiant Cash Management Services Limited NSE:RADIANTCMS	$48.32 Million
Humpuss Intermoda Transportasi JK:HITS	$48.27 Million
Strongpoint ASA OL:STRO	$48.25 Million
Southern Rubber Industry JSC VN:CSM	$48.23 Million
Beneficient Class A Common Stock NASDAQ:BENF	$48.23 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Direct Line Insurance Group plc's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 2,404,700,000 to 2,484,400,000, a change of 79,700,000 (3.3%).
Net income of 162,600,000 contributed positively to equity growth.
Dividend payments of 94,800,000 reduced retained earnings.
Share repurchases of 7,200,000 reduced equity.
Other comprehensive income decreased equity by 1,776,900,000.
Other factors increased equity by 1,796,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	GBX162.60 Million	+6.54%
Dividends Paid	GBX94.80 Million	-3.82%
Share Repurchases	GBX7.20 Million	-0.29%
Other Comprehensive Income	GBX-1.78 Billion	-71.52%
Other Changes	GBX1.80 Billion	+72.29%
Total Change	GBX-	3.31%

Book Value vs Market Value Analysis

This analysis compares Direct Line Insurance Group plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 161.85x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has increased from 126.24x to 161.85x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2009-12-31	GBX2.42	GBX305.00	x
2010-12-31	GBX2.34	GBX305.00	x
2011-12-31	GBX2.63	GBX305.00	x
2012-12-31	GBX2.06	GBX305.00	x
2013-12-31	GBX2.03	GBX305.00	x
2014-12-31	GBX2.03	GBX305.00	x
2015-12-31	GBX1.82	GBX305.00	x
2016-12-31	GBX1.82	GBX305.00	x
2017-12-31	GBX2.22	GBX305.00	x
2018-12-31	GBX2.11	GBX305.00	x
2019-12-31	GBX2.16	GBX305.00	x
2020-12-31	GBX2.22	GBX305.00	x
2021-12-31	GBX2.14	GBX305.00	x
2022-12-31	GBX1.75	GBX305.00	x
2023-12-31	GBX1.83	GBX305.00	x
2024-12-31	GBX1.88	GBX305.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Direct Line Insurance Group plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 6.54%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 3.58%
• Asset Turnover: 0.52x
• Equity Multiplier: 3.54x
Recent ROE (6.54%) is below the historical average (9.31%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2009	4.01%	2.32%	0.43x	3.97x	GBX-199.11 Million
2010	-8.43%	-4.86%	0.40x	4.29x	GBX-594.26 Million
2011	6.89%	5.21%	0.35x	3.81x	GBX-112.28 Million
2012	6.51%	4.39%	0.33x	4.48x	GBX-98.86 Million
2013	11.21%	7.98%	0.33x	4.23x	GBX33.80 Million
2014	13.26%	11.16%	0.30x	3.99x	GBX91.55 Million
2015	22.07%	17.86%	0.33x	3.79x	GBX317.40 Million
2016	11.06%	8.41%	0.33x	4.01x	GBX26.65 Million
2017	14.18%	12.48%	0.35x	3.25x	GBX127.84 Million
2018	16.22%	13.93%	0.36x	3.21x	GBX181.74 Million
2019	14.04%	12.80%	0.35x	3.16x	GBX120.89 Million
2020	12.05%	11.47%	0.33x	3.16x	GBX62.58 Million
2021	11.87%	10.64%	0.35x	3.21x	GBX54.03 Million
2022	-1.73%	-1.25%	0.38x	3.66x	GBX-267.55 Million
2023	9.27%	5.67%	0.47x	3.50x	GBX-17.57 Million
2024	6.54%	3.58%	0.52x	3.54x	GBX-85.84 Million

Industry Comparison

This section compares Direct Line Insurance Group plc's net assets metrics with peer companies in the Insurance - Property & Casualty industry.

Industry Context

Industry: Insurance - Property & Casualty
Average net assets among peers: $1,434,852,000
Average return on equity (ROE) among peers: 30.19%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Direct Line Insurance Group plc (DLG)	GBX2.48 Billion	4.01%	2.54x	$48.28 Million
Admiral Group PLC (ADM)	$580.90 Million	49.10%	5.67x	$124.70 Million
Hiscox Ltd (HSX)	$3.69 Billion	17.00%	2.05x	$62.10 Million
Personal Group Holdings PLC (PGH)	$33.76 Million	24.48%	0.47x	$1.33 Million

About Direct Line Insurance Group plc

LSE:DLG UK Insurance - Property & Casualty

Market Cap

$48.28 Million

GBX396.79 Billion GBX

Market Cap Rank

#22018 Global

#156 in UK

Share Price

GBX305.00

Change (1 day)

+0.00%

52-Week Range

GBX286.60 - GBX307.60

All Time High

GBX307.60