Arch Capital Group Ltd (ACGL) - Net Assets
Based on the latest financial reports, Arch Capital Group Ltd (ACGL) has net assets worth $24.21 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($67.06 Billion) and total liabilities ($42.85 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Arch Capital Group Ltd liquidity resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $24.21 Billion |
| % of Total Assets | 36.1% |
| Annual Growth Rate | 15.28% |
| 5-Year Change | 78.57% |
| 10-Year Change | 159.97% |
| Growth Volatility | 49.78 |
Arch Capital Group Ltd - Net Assets Trend (1995–2025)
This chart illustrates how Arch Capital Group Ltd's net assets have evolved over time, based on quarterly financial data. Also explore ACGL total asset value for the complete picture of this company's asset base.
Annual Net Assets for Arch Capital Group Ltd (1995–2025)
The table below shows the annual net assets of Arch Capital Group Ltd from 1995 to 2025. For live valuation and market cap data, see ACGL market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $24.21 Billion | +16.26% |
| 2024-12-31 | $20.82 Billion | +13.43% |
| 2023-12-31 | $18.36 Billion | +42.06% |
| 2022-12-31 | $12.92 Billion | -4.68% |
| 2021-12-31 | $13.56 Billion | -3.09% |
| 2020-12-31 | $13.99 Billion | +13.58% |
| 2019-12-31 | $12.32 Billion | +17.99% |
| 2018-12-31 | $10.44 Billion | +1.87% |
| 2017-12-31 | $10.25 Billion | +10.04% |
| 2016-12-31 | $9.31 Billion | +30.95% |
| 2015-12-31 | $7.11 Billion | -0.11% |
| 2014-12-31 | $7.12 Billion | +26.05% |
| 2013-12-31 | $5.65 Billion | +9.26% |
| 2012-12-31 | $5.17 Billion | +12.56% |
| 2011-12-31 | $4.59 Billion | +1.75% |
| 2010-12-31 | $4.51 Billion | +4.39% |
| 2009-12-31 | $4.32 Billion | +25.94% |
| 2008-12-31 | $3.43 Billion | -14.94% |
| 2007-12-31 | $4.04 Billion | +12.40% |
| 2006-12-31 | $3.59 Billion | +44.75% |
| 2005-12-31 | $2.48 Billion | +10.64% |
| 2004-12-31 | $2.24 Billion | +31.05% |
| 2003-12-31 | $1.71 Billion | +21.22% |
| 2002-12-31 | $1.41 Billion | +38.31% |
| 2001-12-31 | $1.02 Billion | +274.72% |
| 2000-12-31 | $272.30 Million | -21.42% |
| 1999-12-31 | $346.51 Million | -12.94% |
| 1998-12-31 | $398.00 Million | -0.76% |
| 1997-12-31 | $401.03 Million | +13.86% |
| 1996-12-31 | $352.20 Million | +3.53% |
| 1995-12-31 | $340.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Arch Capital Group Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2704400.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $27.05 Billion | 111.73% |
| Common Stock | $1.00 Million | 0.00% |
| Other Comprehensive Income | $5.00 Million | 0.02% |
| Total Equity | $24.21 Billion | 100.00% |
Arch Capital Group Ltd Competitors by Market Cap
The table below lists competitors of Arch Capital Group Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Chunghwa Telecom Co Ltd
NYSE:CHT
|
$33.47 Billion |
|
JBS S.A
SA:JBSS3
|
$33.48 Billion |
|
Daimler Truck Holding AG
F:DTG
|
$33.52 Billion |
|
Coupang Inc.
F:788
|
$33.56 Billion |
|
Archer-Daniels-Midland Company
NYSE:ADM
|
$33.40 Billion |
|
Paychex Inc
NASDAQ:PAYX
|
$33.39 Billion |
|
Orix Corp Ads
NYSE:IX
|
$33.39 Billion |
|
LEGRAND UNSP.ARD 1/5 EO 4
F:LRC0
|
$33.38 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Arch Capital Group Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 20,820,000,000 to 24,206,000,000, a change of 3,386,000,000 (16.3%).
- Net income of 4,399,000,000 contributed positively to equity growth.
- Dividend payments of 47,000,000 reduced retained earnings.
- Share repurchases of 1,889,000,000 reduced equity.
- New share issuances of 50,000,000 increased equity.
- Other comprehensive income increased equity by 725,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $4.40 Billion | +18.17% |
| Dividends Paid | $47.00 Million | -0.19% |
| Share Repurchases | $1.89 Billion | -7.8% |
| Share Issuances | $50.00 Million | +0.21% |
| Other Comprehensive Income | $725.00 Million | +3.0% |
| Other Changes | $148.00 Million | +0.61% |
| Total Change | $- | 16.26% |
Book Value vs Market Value Analysis
This analysis compares Arch Capital Group Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.46x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 41.37x to 1.46x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1995-12-31 | $2.27 | $93.82 | x |
| 1996-12-31 | $2.29 | $93.82 | x |
| 1997-12-31 | $2.61 | $93.82 | x |
| 1998-12-31 | $2.50 | $93.82 | x |
| 1999-12-31 | $2.25 | $93.82 | x |
| 2000-12-31 | $2.29 | $93.82 | x |
| 2001-12-31 | $6.67 | $93.82 | x |
| 2002-12-31 | $2.63 | $93.82 | x |
| 2003-12-31 | $2.80 | $93.82 | x |
| 2004-12-31 | $3.43 | $93.82 | x |
| 2005-12-31 | $3.69 | $93.82 | x |
| 2006-12-31 | $5.23 | $93.82 | x |
| 2007-12-31 | $6.08 | $93.82 | x |
| 2008-12-31 | $5.89 | $93.82 | x |
| 2009-12-31 | $7.76 | $93.82 | x |
| 2010-12-31 | $9.55 | $93.82 | x |
| 2011-12-31 | $11.07 | $93.82 | x |
| 2012-12-31 | $12.46 | $93.82 | x |
| 2013-12-31 | $13.86 | $93.82 | x |
| 2014-12-31 | $15.14 | $93.82 | x |
| 2015-12-31 | $16.31 | $93.82 | x |
| 2016-12-31 | $22.06 | $93.82 | x |
| 2017-12-31 | $22.01 | $93.82 | x |
| 2018-12-31 | $22.86 | $93.82 | x |
| 2019-12-31 | $27.93 | $93.82 | x |
| 2020-12-31 | $31.95 | $93.82 | x |
| 2021-12-31 | $33.84 | $93.82 | x |
| 2022-12-31 | $34.19 | $93.82 | x |
| 2023-12-31 | $48.45 | $93.82 | x |
| 2024-12-31 | $54.53 | $93.82 | x |
| 2025-12-31 | $64.36 | $93.82 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Arch Capital Group Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 18.17%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.07%
- • Asset Turnover: 0.30x
- • Equity Multiplier: 2.77x
- Recent ROE (18.17%) is above the historical average (10.33%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1995 | 0.29% | 20.00% | 0.01x | 1.03x | $-33.02 Million |
| 1996 | 1.17% | 8.20% | 0.12x | 1.23x | $-31.11 Million |
| 1997 | 0.51% | 1.69% | 0.21x | 1.45x | $-38.06 Million |
| 1998 | 0.78% | 1.25% | 0.33x | 1.90x | $-36.71 Million |
| 1999 | -9.36% | -9.30% | 0.40x | 2.49x | $-67.09 Million |
| 2000 | -3.21% | -7.13% | 0.41x | 1.09x | $-35.97 Million |
| 2001 | 2.16% | 28.80% | 0.06x | 1.29x | $-80.02 Million |
| 2002 | 4.18% | 8.17% | 0.24x | 2.12x | $-82.14 Million |
| 2003 | 16.40% | 11.97% | 0.42x | 3.26x | $109.52 Million |
| 2004 | 14.14% | 10.21% | 0.38x | 3.67x | $92.71 Million |
| 2005 | 10.34% | 8.10% | 0.28x | 4.63x | $8.43 Million |
| 2006 | 19.86% | 20.66% | 0.24x | 3.99x | $354.15 Million |
| 2007 | 21.26% | 24.85% | 0.22x | 3.87x | $454.36 Million |
| 2008 | 8.48% | 9.81% | 0.20x | 4.26x | $-52.33 Million |
| 2009 | 20.28% | 25.04% | 0.23x | 3.56x | $444.61 Million |
| 2010 | 18.67% | 25.97% | 0.21x | 3.49x | $391.29 Million |
| 2011 | 9.50% | 13.96% | 0.18x | 3.72x | $-22.85 Million |
| 2012 | 11.48% | 17.55% | 0.19x | 3.45x | $76.51 Million |
| 2013 | 12.57% | 20.41% | 0.18x | 3.46x | $144.98 Million |
| 2014 | 13.61% | 20.59% | 0.18x | 3.59x | $221.35 Million |
| 2015 | 8.72% | 13.52% | 0.17x | 3.75x | $-78.92 Million |
| 2016 | 8.39% | 15.56% | 0.15x | 3.56x | $-132.63 Million |
| 2017 | 6.73% | 11.53% | 0.17x | 3.49x | $-300.38 Million |
| 2018 | 8.03% | 13.85% | 0.17x | 3.41x | $-186.01 Million |
| 2019 | 14.23% | 24.13% | 0.18x | 3.30x | $486.58 Million |
| 2020 | 10.72% | 16.95% | 0.19x | 3.30x | $94.93 Million |
| 2021 | 15.92% | 24.17% | 0.20x | 3.33x | $802.41 Million |
| 2022 | 11.43% | 15.28% | 0.20x | 3.72x | $185.00 Million |
| 2023 | 24.21% | 33.42% | 0.23x | 3.21x | $2.61 Billion |
| 2024 | 20.71% | 24.72% | 0.25x | 3.41x | $2.23 Billion |
| 2025 | 18.17% | 22.07% | 0.30x | 2.77x | $1.98 Billion |
Industry Comparison
This section compares Arch Capital Group Ltd's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $53,331,441,321
- Average return on equity (ROE) among peers: 2.68%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Arch Capital Group Ltd (ACGL) | $24.21 Billion | 0.29% | 1.77x | $33.43 Billion |
| American International Group Inc (AIG) | $86.50 Billion | 12.11% | 8.87x | $42.23 Billion |
| Brookfield Wealth Solutions Ltd. (BNT) | $8.85 Billion | 9.00% | 5.97x | $2.71 Billion |
| Berkshire Hathaway Inc (BRK-A) | $86.66 Billion | 8.43% | 1.18x | $363.55 Billion |
| Berkshire Hathaway Inc (BRK-B) | $286.36 Billion | 8.41% | 1.17x | $649.36 Billion |
| Enstar Group Limited (ESGR) | $1.68 Billion | 9.13% | 2.92x | $5.04 Billion |
| FG Financial Group (FGF) | $74.20 Million | -1.56% | 0.48x | $6.32 Million |
| Fidelis Insurance Holdings Limited (FIHL) | $1.98 Billion | 6.40% | 1.69x | $2.06 Billion |
| Hartford Financial Services Group (HIG) | $7.58 Billion | -36.27% | 31.71x | $37.61 Billion |
| International General Insurance Holdings Ltd (IGIC) | $301.16 Million | 8.48% | 2.00x | $1.08 Billion |
About Arch Capital Group Ltd
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liabi… Read more