First Busey Corp (BUSE) - Net Assets

Latest as of March 2026: $2.41 Billion USD

Based on the latest financial reports, First Busey Corp (BUSE) has net assets worth $2.41 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($18.04 Billion) and total liabilities ($15.62 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Explore First Busey Corp (BUSE) cash flow conversion to assess how effectively this company generates cash.

Key Net Assets Metrics

Metric	Value
Current Net Assets	$2.41 Billion
% of Total Assets	13.38%
Annual Growth Rate	12.73%
5-Year Change	87.17%
10-Year Change	327.59%
Growth Volatility	38.43

First Busey Corp - Net Assets Trend (1995–2025)

This chart illustrates how First Busey Corp's net assets have evolved over time, based on quarterly financial data. Explore First Busey Corp (BUSE) investment intensity to see how much of total assets are deployed in long-term investments.

Annual Net Assets for First Busey Corp (1995–2025)

The table below shows the annual net assets of First Busey Corp from 1995 to 2025. For live valuation and market cap data, see BUSE market cap overview.

Year	Net Assets	Change
2025-12-31	$2.47 Billion	+78.49%
2024-12-31	$1.38 Billion	+8.75%
2023-12-31	$1.27 Billion	+11.00%
2022-12-31	$1.15 Billion	-13.13%
2021-12-31	$1.32 Billion	+3.86%
2020-12-31	$1.27 Billion	+7.15%
2019-12-31	$1.19 Billion	+19.14%
2018-12-31	$994.96 Million	+8.52%
2017-12-31	$916.82 Million	+58.78%
2016-12-31	$577.42 Million	+54.73%
2015-12-31	$373.19 Million	-13.94%
2014-12-31	$433.64 Million	+4.40%
2013-12-31	$415.36 Million	+1.61%
2012-12-31	$408.80 Million	-0.11%
2011-12-31	$409.27 Million	-2.67%
2010-12-31	$420.50 Million	+28.15%
2009-12-31	$328.13 Million	-27.85%
2008-12-31	$454.82 Million	-14.14%
2007-12-31	$529.70 Million	+185.90%
2006-12-31	$185.27 Million	+9.17%
2005-12-31	$169.71 Million	+22.21%
2004-12-31	$138.87 Million	+10.94%
2003-12-31	$125.18 Million	-10.69%
2002-12-31	$140.16 Million	+7.17%
2001-12-31	$130.79 Million	+41.66%
2000-12-31	$92.33 Million	+12.18%
1999-12-31	$82.30 Million	-5.51%
1998-12-31	$87.10 Million	+7.13%
1997-12-31	$81.30 Million	+10.74%
1996-12-31	$73.42 Million	+8.32%
1995-12-31	$67.78 Million	--

Equity Component Analysis

This analysis shows how different components contribute to First Busey Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 692.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	$336.71 Million	13.64%
Common Stock	$93.00K	0.00%
Other Comprehensive Income	$-124.47 Million	-5.04%
Other Components	$2.26 Billion	91.40%
Total Equity	$2.47 Billion	100.00%

First Busey Corp Competitors by Market Cap

The table below lists competitors of First Busey Corp ranked by their market capitalization.

Company	Market Cap
Lien Hwa Industrial Corp TW:1229	$2.25 Billion
Genting Bhd KLSE:3182	$2.25 Billion
Ashtrom Group Ltd TA:ASHG	$2.25 Billion
Aerospace Hi-Tech Holding Group Co Ltd SHE:000901	$2.25 Billion
TD Power Systems Limited NSE:TDPOWERSYS	$2.25 Billion
Hangzhou Shunwang Tech SHE:300113	$2.25 Billion
Crane NXT Co NYSE:CXT	$2.25 Billion
BGI Genomics Co Ltd SHE:300676	$2.25 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in First Busey Corp's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,383,269,000 to 2,468,982,000, a change of 1,085,713,000 (78.5%).
Net income of 135,262,000 contributed positively to equity growth.
Dividend payments of 90,989,000 reduced retained earnings.
Share repurchases of 69,859,000 reduced equity.
New share issuances of 207,447,000 increased equity.
Other comprehensive income increased equity by 82,566,000.
Other factors increased equity by 821,286,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	$135.26 Million	+5.48%
Dividends Paid	$90.99 Million	-3.69%
Share Repurchases	$69.86 Million	-2.83%
Share Issuances	$207.45 Million	+8.4%
Other Comprehensive Income	$82.57 Million	+3.34%
Other Changes	$821.29 Million	+33.26%
Total Change	$-	78.49%

Book Value vs Market Value Analysis

This analysis compares First Busey Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.98x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 2.78x to 0.98x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
1995-12-31	$9.78	$27.16	x
1996-12-31	$10.57	$27.16	x
1997-12-31	$11.57	$27.16	x
1998-12-31	$12.38	$27.16	x
1999-12-31	$11.85	$27.16	x
2000-12-31	$13.53	$27.16	x
2001-12-31	$15.54	$27.16	x
2002-12-31	$16.85	$27.16	x
2003-12-31	$18.27	$27.16	x
2004-12-31	$20.22	$27.16	x
2005-12-31	$24.38	$27.16	x
2006-12-31	$25.97	$27.16	x
2007-12-31	$56.91	$27.16	x
2008-12-31	$38.07	$27.16	x
2009-12-31	$23.56	$27.16	x
2010-12-31	$19.00	$27.16	x
2011-12-31	$14.39	$27.16	x
2012-12-31	$14.15	$27.16	x
2013-12-31	$14.31	$27.16	x
2014-12-31	$14.90	$27.16	x
2015-12-31	$12.82	$27.16	x
2016-12-31	$16.78	$27.16	x
2017-12-31	$21.68	$27.16	x
2018-12-31	$20.22	$27.16	x
2019-12-31	$22.14	$27.16	x
2020-12-31	$23.17	$27.16	x
2021-12-31	$23.55	$27.16	x
2022-12-31	$20.41	$27.16	x
2023-12-31	$22.61	$27.16	x
2024-12-31	$24.04	$27.16	x
2025-12-31	$27.70	$27.16	x

Capital Efficiency Dashboard

This dashboard shows how efficiently First Busey Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 5.48%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 12.96%
• Asset Turnover: 0.06x
• Equity Multiplier: 7.33x
Recent ROE (5.48%) is below the historical average (6.58%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
1995	12.95%	24.74%	0.04x	12.46x	$2.00 Million
1996	12.68%	23.32%	0.05x	11.78x	$1.96 Million
1997	12.79%	14.02%	0.08x	11.26x	$2.27 Million
1998	13.09%	14.14%	0.08x	10.92x	$2.69 Million
1999	15.19%	14.13%	0.07x	15.15x	$4.27 Million
2000	15.22%	12.60%	0.08x	14.68x	$4.82 Million
2001	14.80%	14.05%	0.09x	12.30x	$5.07 Million
2002	15.55%	18.15%	0.07x	12.47x	$6.39 Million
2003	15.87%	20.16%	0.06x	12.16x	$7.35 Million
2004	16.17%	20.47%	0.06x	14.15x	$8.57 Million
2005	15.87%	19.26%	0.06x	13.34x	$9.96 Million
2006	15.59%	16.52%	0.07x	13.53x	$10.36 Million
2007	5.94%	12.92%	0.06x	7.92x	$-21.49 Million
2008	-8.34%	-13.70%	0.06x	9.81x	$-83.43 Million
2009	-98.47%	-128.97%	0.07x	11.63x	$-355.93 Million
2010	5.52%	10.61%	0.06x	8.57x	$-18.82 Million
2011	7.30%	15.57%	0.06x	8.31x	$-11.05 Million
2012	5.47%	12.17%	0.05x	8.85x	$-18.52 Million
2013	6.92%	16.77%	0.05x	8.52x	$-12.81 Million
2014	7.56%	19.62%	0.05x	8.45x	$-10.59 Million
2015	10.45%	21.34%	0.05x	10.72x	$1.69 Million
2016	8.36%	20.70%	0.04x	9.13x	$-9.74 Million
2017	6.71%	20.31%	0.04x	8.41x	$-30.77 Million
2018	9.94%	26.31%	0.05x	7.74x	$-568.40K
2019	8.44%	21.78%	0.05x	7.94x	$-19.09 Million
2020	7.90%	22.56%	0.04x	8.30x	$-26.66 Million
2021	9.36%	28.60%	0.03x	9.75x	$-8.46 Million
2022	11.20%	26.37%	0.04x	10.77x	$13.71 Million
2023	10.31%	258.16%	0.00x	9.66x	$4.00 Million
2024	8.22%	17.16%	0.05x	8.71x	$-24.64 Million
2025	5.48%	12.96%	0.06x	7.33x	$-111.64 Million

Industry Comparison

This section compares First Busey Corp's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $646,836,800
Average return on equity (ROE) among peers: 7.03%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
First Busey Corp (BUSE)	$2.41 Billion	12.95%	6.47x	$2.25 Billion
Ameris Bancorp (ABCB)	$804.48 Million	9.14%	8.77x	$4.95 Billion
Ameris Bancorp (ABCB)	$76.00 Million	11.84%	9.39x	$5.72 Billion
ACNB Corporation (ACNB)	$2.50 Billion	0.74%	0.02x	$483.21 Million
Affinity Bancshares Inc (AFBI)	$120.97 Million	6.26%	5.51x	$136.89 Million
Alerus Financial Corp (ALRS)	$564.93 Million	3.09%	8.26x	$674.96 Million
Amalgamated Bank (AMAL)	$344.07 Million	1.78%	10.75x	$1.14 Billion
Amerant Bancorp Inc. (AMTB)	$1.00 Billion	3.23%	8.67x	$947.29 Million
Arrow Financial Corporation (AROW)	$91.50 Million	17.28%	11.58x	$609.42 Million
Associated Banc-Corp (ASB)	$812.70 Million	6.45%	12.15x	$5.27 Billion
AmeriServ Financial Inc (ASRV)	$150.50 Million	10.50%	11.53x	$61.92 Million

About First Busey Corp

NASDAQ:BUSE USA Banks - Regional

Market Cap

$2.30 Billion

Market Cap Rank

#5942 Global

#1840 in USA

Share Price

$27.16

Change (1 day)

-1.49%

52-Week Range

$21.97 - $27.57

All Time High

$28.15