Community Bancorp. Common Stock (CMTV) - Net Assets
Based on the latest financial reports, Community Bancorp. Common Stock (CMTV) has net assets worth $116.84 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.24 Billion) and total liabilities ($1.12 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible equity quality of Community Bancorp. Common Stock to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $116.84 Million |
| % of Total Assets | 9.46% |
| Annual Growth Rate | 7.37% |
| 5-Year Change | 34.13% |
| 10-Year Change | 108.79% |
| Growth Volatility | 6.37 |
Community Bancorp. Common Stock - Net Assets Trend (2010–2025)
This chart illustrates how Community Bancorp. Common Stock's net assets have evolved over time, based on quarterly financial data. See defensive interval ratio of Community Bancorp. Common Stock to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Community Bancorp. Common Stock (2010–2025)
The table below shows the annual net assets of Community Bancorp. Common Stock from 2010 to 2025. For live valuation and market cap data, see CMTV market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $113.69 Million | +15.95% |
| 2024-12-31 | $98.05 Million | +10.13% |
| 2023-12-31 | $89.03 Million | +18.43% |
| 2022-12-31 | $75.18 Million | -11.31% |
| 2021-12-31 | $84.76 Million | +9.67% |
| 2020-12-31 | $77.29 Million | +12.18% |
| 2019-12-31 | $68.89 Million | +10.05% |
| 2018-12-31 | $62.60 Million | +8.06% |
| 2017-12-31 | $57.94 Million | +6.40% |
| 2016-12-31 | $54.45 Million | +5.91% |
| 2015-12-31 | $51.41 Million | +4.94% |
| 2014-12-31 | $49.00 Million | +6.20% |
| 2013-12-31 | $46.14 Million | +6.42% |
| 2012-12-31 | $43.35 Million | +5.95% |
| 2011-12-31 | $40.92 Million | +4.57% |
| 2010-12-31 | $39.13 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Community Bancorp. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 16272.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $73.02 Million | 64.23% |
| Common Stock | $14.71 Million | 12.94% |
| Other Comprehensive Income | $-9.61 Million | -8.45% |
| Other Components | $35.57 Million | 31.29% |
| Total Equity | $113.69 Million | 100.00% |
Community Bancorp. Common Stock Competitors by Market Cap
The table below lists competitors of Community Bancorp. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Utah Medical Products Inc
NASDAQ:UTMD
|
$214.83 Million |
|
The Gold Bond Group Ltd
TA:GOLD
|
$214.87 Million |
|
Sweeten Real Estate Development Co Ltd
TW:5525
|
$214.92 Million |
|
Shenzhen Weiye Decoration Group Co Ltd
SHE:300621
|
$214.94 Million |
|
Old Point Financial Corporation
NASDAQ:OPOF
|
$214.80 Million |
|
Exco Technologies Limited
TO:XTC
|
$214.76 Million |
|
Foraco International SA
TO:FAR
|
$214.69 Million |
|
ALTEO ENERG.NYIL M.UF125
F:54O
|
$214.52 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Community Bancorp. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 98,048,205 to 113,686,978, a change of 15,638,773 (16.0%).
- Net income of 16,967,981 contributed positively to equity growth.
- Dividend payments of 4,062,757 reduced retained earnings.
- Share repurchases of 3,383,242 reduced equity.
- Other comprehensive income increased equity by 6,165,684.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $16.97 Million | +14.93% |
| Dividends Paid | $4.06 Million | -3.57% |
| Share Repurchases | $3.38 Million | -2.98% |
| Other Comprehensive Income | $6.17 Million | +5.42% |
| Other Changes | $-48.89K | -0.04% |
| Total Change | $- | 15.95% |
Book Value vs Market Value Analysis
This analysis compares Community Bancorp. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.95x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $39.51 | x |
| 2016-12-31 | $0.00 | $39.51 | x |
| 2017-12-31 | $11.33 | $39.51 | x |
| 2018-12-31 | $12.10 | $39.51 | x |
| 2019-12-31 | $13.15 | $39.51 | x |
| 2020-12-31 | $14.59 | $39.51 | x |
| 2021-12-31 | $15.76 | $39.51 | x |
| 2022-12-31 | $13.91 | $39.51 | x |
| 2023-12-31 | $16.27 | $39.51 | x |
| 2024-12-31 | $17.66 | $39.51 | x |
| 2025-12-31 | $20.29 | $39.51 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Community Bancorp. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.93%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.67%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 11.33x
- Recent ROE (14.93%) is above the historical average (12.35%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 10.08% | 13.45% | 0.05x | 13.95x | $33.20K |
| 2011 | 8.76% | 12.82% | 0.05x | 13.51x | $-507.80K |
| 2012 | 10.15% | 15.17% | 0.05x | 13.28x | $65.70K |
| 2013 | 11.03% | 10.79% | 0.08x | 12.43x | $473.06K |
| 2014 | 10.46% | 10.80% | 0.08x | 11.97x | $225.39K |
| 2015 | 9.39% | 19.00% | 0.04x | 11.59x | $-315.87K |
| 2016 | 10.07% | 20.90% | 0.04x | 11.71x | $39.13K |
| 2017 | 10.76% | 21.87% | 0.04x | 11.51x | $437.71K |
| 2018 | 13.41% | 27.96% | 0.04x | 11.51x | $2.14 Million |
| 2019 | 12.81% | 28.49% | 0.04x | 10.71x | $1.93 Million |
| 2020 | 13.92% | 32.21% | 0.04x | 11.88x | $3.03 Million |
| 2021 | 15.50% | 195.10% | 0.01x | 12.02x | $4.66 Million |
| 2022 | 18.28% | 31.77% | 0.04x | 14.05x | $6.22 Million |
| 2023 | 15.09% | 25.82% | 0.05x | 12.35x | $4.53 Million |
| 2024 | 13.02% | 21.42% | 0.05x | 12.74x | $2.96 Million |
| 2025 | 14.93% | 24.67% | 0.05x | 11.33x | $5.60 Million |
Industry Comparison
This section compares Community Bancorp. Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $805,803,700
- Average return on equity (ROE) among peers: 12.23%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Community Bancorp. Common Stock (CMTV) | $116.84 Million | 10.08% | 9.57x | $214.82 Million |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $4.08 Billion | 10.11% | 5.75x | $5.85 Billion |
| ACNB Corporation (ACNB) | $74.52 Million | 12.49% | 11.40x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $121.52 Million | 5.31% | 5.94x | $137.07 Million |
| Alerus Financial Corp (ALRS) | $182.82 Million | 9.36% | 8.54x | $736.27 Million |
| Amalgamated Bank (AMAL) | $707.65 Million | 15.04% | 10.67x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $938.80 Million | 5.58% | 9.41x | $973.30 Million |
| Arrow Financial Corporation (AROW) | $67.50 Million | 18.37% | 10.70x | $622.98 Million |
| Associated Banc-Corp (ASB) | $325.60 Million | 34.40% | 10.36x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $107.25 Million | 3.36% | 12.26x | $62.43 Million |
About Community Bancorp. Common Stock
Community Bancorp. operates as the bank holding company for Community National Bank that provides various financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as standby letters of credit; and business chec… Read more