Huntington Bancshares Incorporated (HBAN) - Net Assets

Latest as of September 2025: $22.29 Billion USD

Based on the latest financial reports, Huntington Bancshares Incorporated (HBAN) has net assets worth $22.29 Billion USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($210.23 Billion) and total liabilities ($187.94 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $22.29 Billion
% of Total Assets 10.6%
Annual Growth Rate 9.93%
5-Year Change 52.25%
10-Year Change 199.97%
Growth Volatility 21.7

Huntington Bancshares Incorporated - Net Assets Trend (1989–2024)

This chart illustrates how Huntington Bancshares Incorporated's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Huntington Bancshares Incorporated (1989–2024)

The table below shows the annual net assets of Huntington Bancshares Incorporated from 1989 to 2024.

Year Net Assets Change
2024-12-31 $19.78 Billion +1.98%
2023-12-31 $19.40 Billion +9.17%
2022-12-31 $17.77 Billion -8.02%
2021-12-31 $19.32 Billion +48.68%
2020-12-31 $12.99 Billion +10.16%
2019-12-31 $11.79 Billion +6.24%
2018-12-31 $11.10 Billion +2.66%
2017-12-31 $10.81 Billion +4.91%
2016-12-31 $10.31 Billion +56.31%
2015-12-31 $6.59 Billion +4.21%
2014-12-31 $6.33 Billion +3.91%
2013-12-31 $6.09 Billion +5.18%
2012-12-31 $5.79 Billion +6.87%
2011-12-31 $5.42 Billion +8.79%
2010-12-31 $4.98 Billion -6.66%
2009-12-31 $5.34 Billion -26.19%
2008-12-31 $7.23 Billion +21.51%
2007-12-31 $5.95 Billion +97.36%
2006-12-31 $3.01 Billion +17.86%
2005-12-31 $2.56 Billion +0.78%
2004-12-31 $2.54 Billion +11.54%
2003-12-31 $2.28 Billion +3.89%
2002-12-31 $2.19 Billion -19.39%
2001-12-31 $2.72 Billion +1.89%
2000-12-31 $2.67 Billion +22.16%
1999-12-31 $2.18 Billion +1.56%
1998-12-31 $2.15 Billion +6.09%
1997-12-31 $2.03 Billion +34.00%
1996-12-31 $1.51 Billion -0.49%
1995-12-31 $1.52 Billion +7.59%
1994-12-31 $1.41 Billion +6.58%
1993-12-31 $1.32 Billion +40.71%
1992-12-31 $941.40 Million +10.36%
1991-12-31 $853.00 Million +8.59%
1990-12-31 $785.50 Million +8.99%
1989-12-31 $720.70 Million --

Equity Component Analysis

This analysis shows how different components contribute to Huntington Bancshares Incorporated's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 4328.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $5.20 Billion 26.36%
Common Stock $15.00 Million 0.08%
Other Comprehensive Income $-2.87 Billion -14.52%
Other Components $17.39 Billion 88.08%
Total Equity $19.74 Billion 100.00%

Huntington Bancshares Incorporated Competitors by Market Cap

The table below lists competitors of Huntington Bancshares Incorporated ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Huntington Bancshares Incorporated's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 19,353,000,000 to 19,740,000,000, a change of 387,000,000 (2.0%).
  • Net income of 1,940,000,000 contributed positively to equity growth.
  • Dividend payments of 1,046,000,000 reduced retained earnings.
  • Share repurchases of 410,000,000 reduced equity.
  • Other comprehensive income decreased equity by 190,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $1.94 Billion +9.83%
Dividends Paid $1.05 Billion -5.3%
Share Repurchases $410.00 Million -2.08%
Other Comprehensive Income $-190.00 Million -0.96%
Other Changes $93.00 Million +0.47%
Total Change $- 2.00%

Book Value vs Market Value Analysis

This analysis compares Huntington Bancshares Incorporated's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.23x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 2.70x to 1.23x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1989-12-31 $6.07 $16.38 x
1990-12-31 $5.70 $16.38 x
1991-12-31 $4.71 $16.38 x
1992-12-31 $4.86 $16.38 x
1993-12-31 $5.69 $16.38 x
1994-12-31 $6.41 $16.38 x
1995-12-31 $6.71 $16.38 x
1996-12-31 $6.41 $16.38 x
1997-12-31 $8.65 $16.38 x
1998-12-31 $8.32 $16.38 x
1999-12-31 $8.38 $16.38 x
2000-12-31 $9.29 $16.38 x
2001-12-31 $9.68 $16.38 x
2002-12-31 $8.97 $16.38 x
2003-12-31 $9.82 $16.38 x
2004-12-31 $10.85 $16.38 x
2005-12-31 $10.95 $16.38 x
2006-12-31 $12.56 $16.38 x
2007-12-31 $19.60 $16.38 x
2008-12-31 $19.74 $16.38 x
2009-12-31 $10.01 $16.38 x
2010-12-31 $6.83 $16.38 x
2011-12-31 $6.24 $16.38 x
2012-12-31 $6.71 $16.38 x
2013-12-31 $7.22 $16.38 x
2014-12-31 $7.60 $16.38 x
2015-12-31 $8.07 $16.38 x
2016-12-31 $11.22 $16.38 x
2017-12-31 $9.52 $16.38 x
2018-12-31 $10.61 $16.38 x
2019-12-31 $11.17 $16.38 x
2020-12-31 $12.58 $16.38 x
2021-12-31 $15.00 $16.38 x
2022-12-31 $12.10 $16.38 x
2023-12-31 $13.18 $16.38 x
2024-12-31 $13.37 $16.38 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Huntington Bancshares Incorporated utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 9.83%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 16.22%
  • • Asset Turnover: 0.06x
  • • Equity Multiplier: 10.35x
  • Recent ROE (9.83%) is below the historical average (9.97%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1989 14.99% 9.31% 0.10x 16.21x $35.93 Million
1990 10.85% 6.78% 0.11x 15.03x $6.65 Million
1991 13.72% 9.59% 0.10x 14.46x $31.70 Million
1992 14.77% 11.04% 0.09x 14.76x $44.86 Million
1993 17.88% 15.36% 0.09x 13.30x $104.44 Million
1994 17.18% 16.67% 0.08x 12.59x $101.42 Million
1995 16.10% 14.30% 0.08x 13.34x $92.61 Million
1996 20.13% 14.56% 0.10x 13.80x $153.15 Million
1997 14.45% 12.59% 0.09x 13.20x $90.16 Million
1998 14.05% 12.38% 0.09x 13.17x $86.92 Million
1999 19.34% 16.24% 0.09x 13.31x $203.86 Million
2000 13.88% 12.62% 0.09x 12.09x $91.84 Million
2001 5.58% 4.72% 0.10x 11.79x $-106.85 Million
2002 14.78% 12.29% 0.10x 12.57x $104.75 Million
2003 16.37% 15.68% 0.08x 13.42x $144.86 Million
2004 15.72% 18.45% 0.07x 12.83x $145.16 Million
2005 16.11% 18.12% 0.07x 12.81x $156.34 Million
2006 15.30% 17.55% 0.07x 11.72x $159.79 Million
2007 1.26% 2.20% 0.06x 9.19x $-519.75 Million
2008 -1.57% -3.27% 0.06x 7.52x $-836.70 Million
2009 -57.99% -96.32% 0.06x 9.66x $-3.63 Billion
2010 6.27% 9.80% 0.06x 10.81x $-185.71 Million
2011 10.01% 18.35% 0.05x 10.05x $803.00K
2012 10.90% 20.79% 0.05x 9.70x $52.27 Million
2013 10.53% 22.32% 0.05x 9.76x $32.27 Million
2014 9.99% 21.40% 0.04x 10.48x $-425.00K
2015 10.51% 21.99% 0.04x 10.77x $33.50 Million
2016 6.91% 18.83% 0.04x 9.67x $-318.80 Million
2017 10.97% 25.03% 0.05x 9.63x $104.60 Million
2018 12.55% 26.43% 0.05x 9.80x $282.80 Million
2019 11.96% 24.95% 0.05x 9.24x $231.50 Million
2020 6.29% 15.60% 0.04x 9.47x $-482.30 Million
2021 6.71% 21.30% 0.03x 9.02x $-634.70 Million
2022 12.62% 28.15% 0.04x 10.32x $464.90 Million
2023 10.08% 18.10% 0.06x 9.78x $15.70 Million
2024 9.83% 16.22% 0.06x 10.35x $-34.00 Million

Industry Comparison

This section compares Huntington Bancshares Incorporated's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $11,062,731,826
  • Average return on equity (ROE) among peers: 7.58%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Huntington Bancshares Incorporated (HBAN) $22.29 Billion 14.99% 8.43x $25.80 Billion
Ameris Bancorp (ABCB) $33.90 Million 18.88% 9.07x $5.66 Billion
ACNB Corporation (ACNB) $51.46 Million 12.55% 7.93x $483.21 Million
Addiko Bank AG (ADBKF) $8.03 Billion -1.21% 0.00x $210.07 Million
Affinity Bancshares Inc (AFBI) $121.52 Million 5.31% 5.94x $135.98 Million
Absa Group Limited (AGRPF) $56.49 Billion 12.11% 11.71x $6.72 Billion
AIB Group plc (AIBGY) $11.34 Billion -21.29% 14.38x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $31.62 Billion 12.93% 7.37x $8.60 Billion
Alpha Bank SA (ALBKY) $2.35 Billion 17.54% 13.16x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $588.14 Million 11.94% 10.65x $248.47 Million

About Huntington Bancshares Incorporated

NASDAQ:HBAN USA Banks - Regional
Market Cap
$25.80 Billion
Market Cap Rank
#889 Global
#625 in USA
Share Price
$16.38
Change (1 day)
-1.27%
52-Week Range
$13.15 - $19.27
All Time High
$19.27
About

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, ins… Read more