Huntington Bancshares Incorporated - Asset Resilience Ratio
Huntington Bancshares Incorporated (HBAN) has an Asset Resilience Ratio of 5.49% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. For the complete balance sheet picture, see Huntington Bancshares Incorporated assets under control.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2024)
This chart shows how Huntington Bancshares Incorporated's Asset Resilience Ratio has changed over time. Read Huntington Bancshares Incorporated (HBAN) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Huntington Bancshares Incorporated's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. See Huntington Bancshares Incorporated liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $11.54 Billion | 5.49% |
| Total Liquid Assets | $11.54 Billion | 5.49% |
Asset Resilience Insights
- Limited Liquidity: Huntington Bancshares Incorporated maintains only 5.49% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Huntington Bancshares Incorporated Industry Peers by Asset Resilience Ratio
Compare Huntington Bancshares Incorporated's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
Banco de Chile
SN:CHILE |
Banks - Regional | 6.38% |
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Banco Santander (Brasil) S.A.
SA:SANB3 |
Banks - Regional | 5.81% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Djurslands Bank
CO:DJUR |
Banks - Regional | -49.81% |
|
Kreditbanken A/S
CO:KRE |
Banks - Regional | 0.05% |
Annual Asset Resilience Ratio for Huntington Bancshares Incorporated (1989–2024)
The table below shows the annual Asset Resilience Ratio data for Huntington Bancshares Incorporated.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 1.90% | $3.88 Billion | $204.23 Billion | +0.12pp |
| 2023-12-31 | 1.78% | $3.37 Billion | $189.37 Billion | +1.50pp |
| 2022-12-31 | 0.28% | $511.00 Million | $182.91 Billion | +0.06pp |
| 2021-12-31 | 0.21% | $374.00 Million | $174.06 Billion | -0.03pp |
| 2020-12-31 | 0.25% | $304.00 Million | $123.04 Billion | +0.04pp |
| 2019-12-31 | 0.21% | $229.00 Million | $109.00 Billion | +0.04pp |
| 2018-12-31 | 0.17% | $185.00 Million | $108.78 Billion | -14.10pp |
| 2017-12-31 | 14.27% | $14.87 Billion | $104.19 Billion | +13.48pp |
| 2016-12-31 | 0.79% | $786.00 Million | $99.71 Billion | -0.17pp |
| 2015-12-31 | 0.95% | $677.16 Million | $71.02 Billion | -0.11pp |
| 2014-12-31 | 1.06% | $704.45 Million | $66.30 Billion | +0.05pp |
| 2013-12-31 | 1.01% | $600.71 Million | $59.47 Billion | +0.32pp |
| 2012-12-31 | 0.69% | $385.90 Million | $56.15 Billion | -0.13pp |
| 2011-12-31 | 0.82% | $444.21 Million | $54.45 Billion | -0.48pp |
| 2010-12-31 | 1.30% | $699.72 Million | $53.82 Billion | +0.15pp |
| 2009-12-31 | 1.15% | $595.39 Million | $51.55 Billion | +0.33pp |
| 2008-12-31 | 0.82% | $447.24 Million | $54.35 Billion | -0.14pp |
| 2007-12-31 | 0.96% | $527.46 Million | $54.70 Billion | +0.50pp |
| 2006-12-31 | 0.47% | $165.27 Million | $35.33 Billion | +0.02pp |
| 2005-12-31 | 0.45% | $147.07 Million | $32.76 Billion | -2.43pp |
| 2004-12-31 | 2.88% | $937.67 Million | $32.57 Billion | +2.54pp |
| 2003-12-31 | 0.34% | $104.40 Million | $30.52 Billion | +0.03pp |
| 2002-12-31 | 0.31% | $86.58 Million | $27.53 Billion | -0.02pp |
| 2001-12-31 | 0.34% | $96.67 Million | $28.50 Billion | -0.14pp |
| 2000-12-31 | 0.48% | $137.91 Million | $28.60 Billion | +0.38pp |
| 1999-12-31 | 0.10% | $28.90 Million | $29.04 Billion | -0.39pp |
| 1998-12-31 | 0.49% | $139.60 Million | $28.30 Billion | +0.47pp |
| 1997-12-31 | 0.03% | $7.10 Million | $26.73 Billion | +0.02pp |
| 1996-12-31 | 0.01% | $1.90 Million | $20.85 Billion | -0.05pp |
| 1995-12-31 | 0.06% | $12.90 Million | $20.25 Billion | +0.01pp |
| 1994-12-31 | 0.05% | $9.40 Million | $17.77 Billion | -0.07pp |
| 1993-12-31 | 0.12% | $22.00 Million | $17.62 Billion | +0.12pp |
| 1992-12-31 | 0.01% | $1.30 Million | $13.89 Billion | -0.23pp |
| 1990-12-31 | 0.24% | $28.00 Million | $11.81 Billion | +0.06pp |
| 1989-12-31 | 0.18% | $21.00 Million | $11.68 Billion | -- |
About Huntington Bancshares Incorporated
Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, ins… Read more