Huntington Bancshares Incorporated (HBAN) — Defensive Interval Ratio
Huntington Bancshares Incorporated (HBAN) has a Defensive Interval Ratio of 19344 days as of September 2025. Defensive assets of $13.36 Billion (cash $-, short-term investments $11.54 Billion, receivables $1.82 Billion) cover 19344 days of daily cash needs of $690.41K/day. Explore Huntington Bancshares Incorporated (HBAN) long-term investment share to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Huntington Bancshares Incorporated Defensive Interval Ratio (1989–2024)
This chart shows how Huntington Bancshares Incorporated's Defensive Interval Ratio has evolved across 35 annual periods from 1989 to 2024. As of September 2025, the ratio stands at 19344 days, meaning defensive assets of $13.36 Billion can fund 19344 days of operations without new revenue. Read Huntington Bancshares Incorporated (HBAN) financial obligations for a breakdown of total debt and financial obligations.
Annual Defensive Interval Ratio for Huntington Bancshares Incorporated (1989–2024)
The table below presents the year-by-year Defensive Interval Ratio for Huntington Bancshares Incorporated from 1989 to 2024, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Huntington Bancshares Incorporated (HBAN) total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 26 days | $11.46 Billion | $445.61 Million/day | $- | $3.88 Billion | ▲ +1 days |
| 2023 | 25 days | $10.20 Billion | $416.03 Million/day | $- | $3.37 Billion | ▲ +7 days |
| 2022 | 18 days | $7.28 Billion | $410.80 Million/day | $- | $511.00 Million | ▲ +1 days |
| 2021 | 17 days | $6.65 Billion | $393.42 Million/day | $- | $374.00 Million | ▲ +8 days |
| 2020 | 9 days | $2.47 Billion | $271.59 Million/day | $- | $304.00 Million | ▲ +8 days |
| 2019 | 1 days | $229.00 Million | $232.75 Million/day | $- | $229.00 Million | ▲ +0 days |
| 2018 | 1 days | $185.00 Million | $237.78 Million/day | $- | $185.00 Million | ▼ -73 days |
| 2017 | 74 days | $17.02 Billion | $230.59 Million/day | $- | $14.87 Billion | ▲ +61 days |
| 2016 | 13 days | $2.85 Billion | $222.18 Million/day | $- | $786.00 Million | ▼ -2 days |
| 2015 | 15 days | $2.31 Billion | $157.21 Million/day | $- | $677.16 Million | ▼ -2 days |
| 2014 | 16 days | $2.51 Billion | $152.42 Million/day | $- | $704.45 Million | ▲ +1 days |
| 2013 | 16 days | $2.21 Billion | $139.50 Million/day | $- | $600.71 Million | ▼ -2 days |
| 2012 | 17 days | $2.29 Billion | $131.50 Million/day | $- | $385.90 Million | ▼ -3 days |
| 2011 | 21 days | $2.61 Billion | $125.85 Million/day | $- | $444.21 Million | ▼ -5 days |
| 2010 | 25 days | $3.14 Billion | $123.36 Million/day | $- | $699.72 Million | ▼ -2 days |
| 2009 | 28 days | $3.23 Billion | $116.21 Million/day | $- | $595.39 Million | ▼ -7 days |
| 2008 | 35 days | $3.88 Billion | $110.28 Million/day | $- | $447.24 Million | ▲ +7 days |
| 2007 | 28 days | $3.19 Billion | $114.50 Million/day | $- | $527.46 Million | ▼ -12 days |
| 2006 | 40 days | $3.03 Billion | $76.17 Million/day | $- | $165.27 Million | ▼ -9 days |
| 2005 | 49 days | $3.34 Billion | $68.13 Million/day | $- | $147.07 Million | ▲ +33 days |
| 2004 | 16 days | $937.67 Million | $60.21 Million/day | $- | $937.67 Million | ▲ +14 days |
| 2003 | 2 days | $104.40 Million | $54.63 Million/day | $- | $104.40 Million | ▲ +0 days |
| 2002 | 2 days | $86.58 Million | $53.81 Million/day | $- | $86.58 Million | ▲ +0 days |
| 2001 | 2 days | $96.67 Million | $60.67 Million/day | $- | $96.67 Million | ▼ -1 days |
| 2000 | 2 days | $137.91 Million | $59.63 Million/day | $- | $137.91 Million | ▲ +2 days |
| 1999 | 0 days | $28.90 Million | $60.04 Million/day | $- | $28.90 Million | ▼ -2 days |
| 1998 | 2 days | $139.60 Million | $60.11 Million/day | $- | $139.60 Million | ▲ +2 days |
| 1997 | 0 days | $7.10 Million | $58.28 Million/day | $- | $7.10 Million | ▲ +0 days |
| 1996 | 0 days | $1.90 Million | $47.48 Million/day | $- | $1.90 Million | ▼ 0 days |
| 1995 | 0 days | $12.90 Million | $44.25 Million/day | $- | $12.90 Million | ▲ +0 days |
| 1994 | 0 days | $9.40 Million | $40.72 Million/day | $- | $9.40 Million | ▼ 0 days |
| 1993 | 1 days | $22.00 Million | $41.75 Million/day | $- | $22.00 Million | ▲ +0 days |
| 1992 | 0 days | $1.30 Million | $34.17 Million/day | $- | $1.30 Million | ▼ -13 days |
| 1990 | 13 days | $393.00 Million | $29.13 Million/day | $- | $28.00 Million | ▲ +3 days |
| 1989 | 11 days | $309.60 Million | $28.87 Million/day | $- | $21.00 Million | — |