James River Group Holdings Ltd (JRVR) - Net Assets
Based on the latest financial reports, James River Group Holdings Ltd (JRVR) has net assets worth $636.75 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($4.95 Billion) and total liabilities ($4.31 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are James River Group Holdings Ltd's assets to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $636.75 Million |
| % of Total Assets | 12.86% |
| Annual Growth Rate | 10.69% |
| 5-Year Change | -25.34% |
| 10-Year Change | -12.78% |
| Growth Volatility | 68.92 |
James River Group Holdings Ltd - Net Assets Trend (2003–2024)
This chart illustrates how James River Group Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Also explore how large is James River Group Holdings Ltd's balance sheet for the complete picture of this company's asset base.
Annual Net Assets for James River Group Holdings Ltd (2003–2024)
The table below shows the annual net assets of James River Group Holdings Ltd from 2003 to 2024. For live valuation and market cap data, see James River Group Holdings Ltd (JRVR) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $594.03 Million | -12.58% |
| 2023-12-31 | $679.52 Million | -2.74% |
| 2022-12-31 | $698.66 Million | -3.68% |
| 2021-12-31 | $725.36 Million | -8.83% |
| 2020-12-31 | $795.61 Million | +2.19% |
| 2019-12-31 | $778.58 Million | +9.78% |
| 2018-12-31 | $709.24 Million | +2.09% |
| 2017-12-31 | $694.70 Million | +0.21% |
| 2016-12-31 | $693.22 Million | +1.79% |
| 2015-12-31 | $681.04 Million | -1.00% |
| 2014-12-31 | $687.92 Million | -1.93% |
| 2013-12-31 | $701.49 Million | -10.53% |
| 2012-12-31 | $784.04 Million | +265.70% |
| 2006-12-31 | $214.39 Million | +21.71% |
| 2005-12-31 | $176.16 Million | +118.30% |
| 2004-12-31 | $80.69 Million | +14.63% |
| 2003-12-31 | $70.40 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to James River Group Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 40240800000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $9.00K | 0.00% |
| Other Comprehensive Income | $-70.00 Million | -11.78% |
| Other Components | $1.07 Billion | 179.52% |
| Total Equity | $594.03 Million | 100.00% |
James River Group Holdings Ltd Competitors by Market Cap
The table below lists competitors of James River Group Holdings Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Stellus Capital Investment
NYSE:SCM
|
$284.55 Million |
|
Global Standard Technology Limited
KQ:083450
|
$284.56 Million |
|
GomSpace Group AB
ST:GOMX
|
$284.60 Million |
|
Link Net Tbk
JK:LINK
|
$284.61 Million |
|
MFS Intermediate Income Trust
NYSE:MIN
|
$284.50 Million |
|
Spectral Med Inc
TO:EDT
|
$284.46 Million |
|
BROOGE ENERGY DL-0001
F:3SF
|
$284.43 Million |
|
JINMAO PROPERTY SERVICES
F:TZ0
|
$284.34 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in James River Group Holdings Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 679,519,000 to 594,030,000, a change of -85,489,000 (-12.6%).
- Net loss of 81,120,000 reduced equity.
- Dividend payments of 18,999,000 reduced retained earnings.
- Share repurchases of 847,000 reduced equity.
- New share issuances of 12,500,000 increased equity.
- Other comprehensive income decreased equity by 6,276,000.
- Other factors increased equity by 9,253,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-81.12 Million | -13.66% |
| Dividends Paid | $19.00 Million | -3.2% |
| Share Repurchases | $847.00K | -0.14% |
| Share Issuances | $12.50 Million | +2.1% |
| Other Comprehensive Income | $-6.28 Million | -1.06% |
| Other Changes | $9.25 Million | +1.56% |
| Total Change | $- | -12.58% |
Book Value vs Market Value Analysis
This analysis compares James River Group Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.40x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.23x to 0.40x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $27.46 | $6.19 | x |
| 2013-12-31 | $24.58 | $6.19 | x |
| 2014-12-31 | $23.88 | $6.19 | x |
| 2015-12-31 | $23.22 | $6.19 | x |
| 2016-12-31 | $23.19 | $6.19 | x |
| 2017-12-31 | $22.95 | $6.19 | x |
| 2018-12-31 | $23.40 | $6.19 | x |
| 2019-12-31 | $25.38 | $6.19 | x |
| 2020-12-31 | $25.76 | $6.19 | x |
| 2021-12-31 | $20.75 | $6.19 | x |
| 2022-12-31 | $18.56 | $6.19 | x |
| 2023-12-31 | $17.97 | $6.19 | x |
| 2024-12-31 | $15.36 | $6.19 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently James River Group Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -13.66%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -11.46%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 8.43x
- Recent ROE (-13.66%) is below the historical average (2.60%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 10.85% | 10.93% | 0.30x | 3.31x | $685.50K |
| 2005 | 6.85% | 9.40% | 0.22x | 3.39x | $-5.55 Million |
| 2006 | 16.19% | 14.55% | 0.32x | 3.46x | $13.26 Million |
| 2012 | 1.11% | 2.07% | 0.21x | 2.58x | $-69.71 Million |
| 2013 | 9.60% | 17.43% | 0.21x | 2.58x | $-2.81 Million |
| 2014 | 6.50% | 10.18% | 0.22x | 2.85x | $-24.11 Million |
| 2015 | 7.86% | 10.60% | 0.25x | 3.02x | $-14.61 Million |
| 2016 | 10.74% | 12.70% | 0.25x | 3.38x | $5.15 Million |
| 2017 | 6.27% | 5.33% | 0.30x | 3.97x | $-25.90 Million |
| 2018 | 9.00% | 7.21% | 0.28x | 4.42x | $-7.09 Million |
| 2019 | 4.92% | 4.23% | 0.18x | 6.45x | $-39.52 Million |
| 2020 | 0.61% | 0.72% | 0.13x | 6.36x | $-74.74 Million |
| 2021 | -23.82% | -28.37% | 0.12x | 6.82x | $-245.34 Million |
| 2022 | 4.43% | 4.68% | 0.13x | 7.35x | $-38.89 Million |
| 2023 | -15.85% | -13.26% | 0.15x | 7.83x | $-175.64 Million |
| 2024 | -13.66% | -11.46% | 0.14x | 8.43x | $-140.52 Million |
Industry Comparison
This section compares James River Group Holdings Ltd's net assets metrics with peer companies in the Insurance - Specialty industry.
Industry Context
- Industry: Insurance - Specialty
- Average net assets among peers: $3,633,625,600
- Average return on equity (ROE) among peers: 10.63%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| James River Group Holdings Ltd (JRVR) | $636.75 Million | 10.85% | 6.77x | $284.53 Million |
| Enact Holdings Inc (ACT) | $4.11 Billion | 13.32% | 0.44x | $6.01 Billion |
| Assured Guaranty Ltd (AGO) | $16.54 Billion | 2.35% | 0.10x | $3.73 Billion |
| Ambac Financial Group Inc (AMBC) | $1.43 Billion | 0.25% | 4.61x | $393.43 Million |
| AMERISAFE Inc (AMSF) | $302.42 Million | 15.35% | 2.70x | $567.23 Million |
| AXIS Capital Holdings Ltd (AXS) | $5.41 Billion | 11.43% | 4.06x | $7.71 Billion |
| Employers Holdings Inc (EIG) | $1.02 Billion | 13.88% | 2.85x | $816.69 Million |
| Essent Group Ltd (ESNT) | $5.60 Billion | 13.02% | 0.27x | $5.80 Billion |
| First American Corporation (FAF) | $4.43 Billion | 15.98% | 2.60x | $6.55 Billion |
| Fidelity National Financial Inc (FNF) | $-2.50 Billion | 0.00% | 0.00x | $12.96 Billion |
| Investors Title Company (ITIC) | $5.80 Million | 20.69% | 0.36x | $441.47 Million |
About James River Group Holdings Ltd
James River Group Holdings, Inc. provides specialty insurance services. It operates through Excess and Surplus Lines, and Specialty Admitted Insurance segments. The Excess and Surplus Lines segment underwrites liability and property insurance in the United States Puerto Rice, and the United States Virgin Islands. This segment distributes its insurance policies primarily through wholesale insuranc… Read more