James River Group Holdings Ltd (JRVR) - Net Assets
Based on the latest financial reports, James River Group Holdings Ltd (JRVR) has net assets worth $655.72 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.48 Billion) and total liabilities ($1.83 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check James River Group Holdings Ltd (JRVR) strategic investment index to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $655.72 Million |
| % of Total Assets | 26.42% |
| Annual Growth Rate | 10.79% |
| 5-Year Change | -7.46% |
| 10-Year Change | -3.17% |
| Growth Volatility | 66.92 |
James River Group Holdings Ltd - Net Assets Trend (2003–2025)
This chart illustrates how James River Group Holdings Ltd's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see James River Group Holdings Ltd (JRVR) total market value.
Annual Net Assets for James River Group Holdings Ltd (2003–2025)
The table below shows the annual net assets of James River Group Holdings Ltd from 2003 to 2025. Also explore James River Group Holdings Ltd (JRVR) equity growth momentum to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $671.27 Million | +13.00% |
| 2024-12-31 | $594.03 Million | -12.58% |
| 2023-12-31 | $679.52 Million | -2.74% |
| 2022-12-31 | $698.66 Million | -3.68% |
| 2021-12-31 | $725.36 Million | -8.83% |
| 2020-12-31 | $795.61 Million | +2.19% |
| 2019-12-31 | $778.58 Million | +9.78% |
| 2018-12-31 | $709.24 Million | +2.09% |
| 2017-12-31 | $694.70 Million | +0.21% |
| 2016-12-31 | $693.22 Million | +1.79% |
| 2015-12-31 | $681.04 Million | -1.00% |
| 2014-12-31 | $687.92 Million | -1.93% |
| 2013-12-31 | $701.49 Million | -10.53% |
| 2012-12-31 | $784.04 Million | +265.70% |
| 2006-12-31 | $214.39 Million | +21.71% |
| 2005-12-31 | $176.16 Million | +118.30% |
| 2004-12-31 | $80.69 Million | +14.63% |
| 2003-12-31 | $70.40 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to James River Group Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 36472600000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $9.00K | 0.00% |
| Other Comprehensive Income | $-34.74 Million | -5.18% |
| Other Components | $1.07 Billion | 159.51% |
| Total Equity | $671.27 Million | 100.00% |
James River Group Holdings Ltd Competitors by Market Cap
The table below lists competitors of James River Group Holdings Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shangri-La Hotel Public Company Limited
BK:SHANG
|
$175.25 Million |
|
Go Fashion (India) Limited
NSE:GOCOLORS
|
$175.25 Million |
|
Kang Yong Electric Public Company Limited
BK:KYE
|
$175.27 Million |
|
Fleetwood Ltd
AU:FWD
|
$175.28 Million |
|
TON Strategy Co
NASDAQ:TONX
|
$175.24 Million |
|
United Pharm
KO:033270
|
$175.19 Million |
|
Medigen Biotechnology
TWO:3176
|
$175.12 Million |
|
Kolibri Global Energy Inc
TO:KEI
|
$175.08 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in James River Group Holdings Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 594,030,000 to 671,268,000, a change of 77,238,000 (13.0%).
- Net income of 47,427,000 contributed positively to equity growth.
- Dividend payments of 9,874,000 reduced retained earnings.
- Share repurchases of 745,000 reduced equity.
- Other comprehensive income increased equity by 35,256,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $47.43 Million | +7.07% |
| Dividends Paid | $9.87 Million | -1.47% |
| Share Repurchases | $745.00K | -0.11% |
| Other Comprehensive Income | $35.26 Million | +5.25% |
| Other Changes | $5.17 Million | +0.77% |
| Total Change | $- | 13.00% |
Book Value vs Market Value Analysis
This analysis compares James River Group Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.34x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.14x to 0.34x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $27.46 | $3.79 | x |
| 2013-12-31 | $24.58 | $3.79 | x |
| 2014-12-31 | $23.88 | $3.79 | x |
| 2015-12-31 | $23.22 | $3.79 | x |
| 2016-12-31 | $23.19 | $3.79 | x |
| 2017-12-31 | $22.95 | $3.79 | x |
| 2018-12-31 | $23.40 | $3.79 | x |
| 2019-12-31 | $25.38 | $3.79 | x |
| 2020-12-31 | $25.76 | $3.79 | x |
| 2021-12-31 | $20.75 | $3.79 | x |
| 2022-12-31 | $18.56 | $3.79 | x |
| 2023-12-31 | $17.97 | $3.79 | x |
| 2024-12-31 | $15.36 | $3.79 | x |
| 2025-12-31 | $11.19 | $3.79 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently James River Group Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.07%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.90%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 7.24x
- Recent ROE (7.07%) is above the historical average (2.86%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 10.85% | 10.93% | 0.30x | 3.31x | $685.50K |
| 2005 | 6.85% | 9.40% | 0.22x | 3.39x | $-5.55 Million |
| 2006 | 16.19% | 14.55% | 0.32x | 3.46x | $13.26 Million |
| 2012 | 1.11% | 2.07% | 0.21x | 2.58x | $-69.71 Million |
| 2013 | 9.60% | 17.43% | 0.21x | 2.58x | $-2.81 Million |
| 2014 | 6.50% | 10.18% | 0.22x | 2.85x | $-24.11 Million |
| 2015 | 7.86% | 10.60% | 0.25x | 3.02x | $-14.61 Million |
| 2016 | 10.74% | 12.70% | 0.25x | 3.38x | $5.15 Million |
| 2017 | 6.27% | 5.33% | 0.30x | 3.97x | $-25.90 Million |
| 2018 | 9.00% | 7.21% | 0.28x | 4.42x | $-7.09 Million |
| 2019 | 4.92% | 4.23% | 0.18x | 6.45x | $-39.52 Million |
| 2020 | 0.61% | 0.72% | 0.13x | 6.36x | $-74.74 Million |
| 2021 | -23.82% | -28.37% | 0.12x | 6.82x | $-245.34 Million |
| 2022 | 4.43% | 4.68% | 0.13x | 7.35x | $-38.89 Million |
| 2023 | -15.85% | -13.26% | 0.15x | 7.83x | $-175.64 Million |
| 2024 | -13.66% | -11.46% | 0.14x | 8.43x | $-140.52 Million |
| 2025 | 7.07% | 6.90% | 0.14x | 7.24x | $-19.70 Million |
Industry Comparison
This section compares James River Group Holdings Ltd's net assets metrics with peer companies in the Insurance - Specialty industry.
Industry Context
- Industry: Insurance - Specialty
- Average net assets among peers: $3,062,996,500
- Average return on equity (ROE) among peers: 8.66%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| James River Group Holdings Ltd (JRVR) | $655.72 Million | 10.85% | 2.78x | $175.25 Million |
| Enact Holdings Inc (ACT) | $4.63 Billion | 14.37% | 0.34x | $6.15 Billion |
| Assured Guaranty Ltd (AGO) | $6.06 Billion | 17.42% | 1.40x | $3.19 Billion |
| Ambac Financial Group Inc (AMBC) | $6.18 Billion | 14.16% | 2.28x | $393.43 Million |
| AMERISAFE Inc (AMSF) | $262.59 Million | 9.21% | 3.03x | $461.42 Million |
| AXIS Capital Holdings Ltd (AXS) | $5.54 Billion | 5.83% | 3.62x | $7.70 Billion |
| Employers Holdings Inc (EIG) | $944.20 Million | 5.13% | 2.94x | $766.39 Million |
| Essent Group Ltd (ESNT) | $176.06 Million | -19.06% | 0.19x | $6.30 Billion |
| First American Corporation (FAF) | $3.48 Billion | 12.15% | 2.75x | $6.98 Billion |
| Fidelity National Financial Inc (FNF) | $3.33 Billion | 6.67% | 1.39x | $11.55 Billion |
| Investors Title Company (ITIC) | $5.80 Million | 20.69% | 0.36x | $558.85 Million |
About James River Group Holdings Ltd
James River Group Holdings, Inc. provides specialty insurance services. It operates in Excess and Surplus Lines, and Specialty Admitted Insurance segments. The Excess and Surplus Lines segment offers commercial excess and surplus lines liability and excess property insurance products in the United States, Puerto Rico, and the United States Virgin Islands. This segment distributes its insurance po… Read more