Assured Guaranty Ltd Net Assets
Assured Guaranty Ltd net assets. Based on the latest financial reports, Assured Guaranty Ltd (AGO) has net assets worth $5.56 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($12.63 Billion) and total liabilities ($7.07 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Assured Guaranty Ltd (AGO) net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $5.56 Billion |
| % of Total Assets | 44.04% |
| Annual Growth Rate | 7.3% |
| 5-Year Change | -64.99% |
| 10-Year Change | -10.99% |
| Growth Volatility | 28.66 |
Net Assets of Assured Guaranty Ltd (2000–2025)
Net assets of Assured Guaranty Ltd from 2000 to 2025. This chart illustrates how Assured Guaranty Ltd's net assets have evolved over time, based on quarterly financial data. See Assured Guaranty Ltd net asset quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Assured Guaranty Ltd (2000–2025)
The table below shows the annual net assets of Assured Guaranty Ltd from 2000 to 2025. For live market cap and overall valuation, see Assured Guaranty Ltd market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $5.79 Billion | +4.25% |
| 2024-12-31 | $5.55 Billion | -3.68% |
| 2023-12-31 | $5.76 Billion | +8.94% |
| 2022-12-31 | $5.29 Billion | -68.00% |
| 2021-12-31 | $16.54 Billion | +17.19% |
| 2020-12-31 | $14.11 Billion | +7.78% |
| 2019-12-31 | $13.09 Billion | +99.71% |
| 2018-12-31 | $6.55 Billion | -4.15% |
| 2017-12-31 | $6.84 Billion | +5.15% |
| 2016-12-31 | $6.50 Billion | +7.27% |
| 2015-12-31 | $6.06 Billion | +5.30% |
| 2014-12-31 | $5.76 Billion | +12.57% |
| 2013-12-31 | $5.12 Billion | +2.42% |
| 2012-12-31 | $4.99 Billion | +5.84% |
| 2011-12-31 | $4.72 Billion | +24.21% |
| 2010-12-31 | $3.80 Billion | +7.92% |
| 2009-12-31 | $3.52 Billion | +82.75% |
| 2008-12-31 | $1.93 Billion | +15.58% |
| 2007-12-31 | $1.67 Billion | +0.96% |
| 2006-12-31 | $1.65 Billion | -0.65% |
| 2005-12-31 | $1.66 Billion | +8.77% |
| 2004-12-31 | $1.53 Billion | +6.26% |
| 2003-12-31 | $1.44 Billion | +14.35% |
| 2002-12-31 | $1.26 Billion | +18.43% |
| 2001-12-31 | $1.06 Billion | +6.75% |
| 2000-12-31 | $994.50 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Assured Guaranty Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 583000000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Assured Guaranty Ltd Net Assets Breakdown (December 2025)
Assured Guaranty Ltd net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $5.83 Billion | 102.95% |
| Common Stock | $15.00 Million | 0.26% |
| Other Comprehensive Income | $-168.00 Million | -2.97% |
| Total Equity | $5.66 Billion | 100.00% |
Assured Guaranty Ltd Competitors by Market Cap
The table below lists competitors of Assured Guaranty Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Star Bulk Carriers Corp
NASDAQ:SBLK
|
$3.16 Billion |
|
Atkore International Group Inc
NYSE:ATKR
|
$3.16 Billion |
|
Hisense Kelon Electrical Holdings Co Ltd
SHE:000921
|
$3.17 Billion |
|
PPB Group Bhd
KLSE:4065
|
$3.17 Billion |
|
Guizhou Space Appliance Co Ltd
SHE:002025
|
$3.16 Billion |
|
Shift4 Payments Inc
NYSE:FOUR
|
$3.16 Billion |
|
STO Express Co Ltd
SHE:002468
|
$3.16 Billion |
|
Old Mutual Ltd
JSE:OMU
|
$3.16 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Assured Guaranty Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 5,495,000,000 to 5,663,000,000, a change of 168,000,000 (3.1%).
- Net income of 503,000,000 contributed positively to equity growth.
- Dividend payments of 68,000,000 reduced retained earnings.
- Share repurchases of 500,000,000 reduced equity.
- Other comprehensive income increased equity by 217,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $503.00 Million | +8.88% |
| Dividends Paid | $68.00 Million | -1.2% |
| Share Repurchases | $500.00 Million | -8.83% |
| Other Comprehensive Income | $217.00 Million | +3.83% |
| Other Changes | $16.00 Million | +0.28% |
| Total Change | $- | 3.06% |
Book Value vs Market Value Analysis
This analysis compares Assured Guaranty Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.61x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 5.33x to 0.61x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2000-12-31 | $13.23 | $70.48 | x |
| 2001-12-31 | $14.14 | $70.48 | x |
| 2002-12-31 | $16.80 | $70.48 | x |
| 2003-12-31 | $19.17 | $70.48 | x |
| 2004-12-31 | $20.39 | $70.48 | x |
| 2005-12-31 | $22.31 | $70.48 | x |
| 2006-12-31 | $22.22 | $70.48 | x |
| 2007-12-31 | $24.50 | $70.48 | x |
| 2008-12-31 | $21.87 | $70.48 | x |
| 2009-12-31 | $27.27 | $70.48 | x |
| 2010-12-31 | $20.11 | $70.48 | x |
| 2011-12-31 | $25.44 | $70.48 | x |
| 2012-12-31 | $26.19 | $70.48 | x |
| 2013-12-31 | $27.27 | $70.48 | x |
| 2014-12-31 | $33.17 | $70.48 | x |
| 2015-12-31 | $40.69 | $70.48 | x |
| 2016-12-31 | $48.50 | $70.48 | x |
| 2017-12-31 | $55.92 | $70.48 | x |
| 2018-12-31 | $58.89 | $70.48 | x |
| 2019-12-31 | $130.65 | $70.48 | x |
| 2020-12-31 | $163.69 | $70.48 | x |
| 2021-12-31 | $222.54 | $70.48 | x |
| 2022-12-31 | $82.82 | $70.48 | x |
| 2023-12-31 | $95.86 | $70.48 | x |
| 2024-12-31 | $101.20 | $70.48 | x |
| 2025-12-31 | $114.64 | $70.48 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Assured Guaranty Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.88%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 63.83%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 2.15x
- Recent ROE (8.88%) is above the historical average (8.02%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 9.37% | 37.29% | 0.13x | 1.92x | $-6.25 Million |
| 2001 | 6.01% | 21.66% | 0.13x | 2.19x | $-42.36 Million |
| 2002 | 5.77% | 24.04% | 0.11x | 2.20x | $-53.12 Million |
| 2003 | 14.92% | 41.87% | 0.18x | 1.99x | $70.74 Million |
| 2004 | 11.97% | 52.54% | 0.13x | 1.76x | $30.04 Million |
| 2005 | 11.34% | 63.98% | 0.11x | 1.61x | $22.30 Million |
| 2006 | 9.68% | 49.60% | 0.11x | 1.78x | $-5.34 Million |
| 2007 | -18.20% | 0.00% | -0.08x | 2.28x | $-469.93 Million |
| 2008 | 3.58% | 13.82% | 0.11x | 2.37x | $-123.72 Million |
| 2009 | 2.76% | 8.22% | 0.07x | 4.71x | $-254.85 Million |
| 2010 | 14.45% | 39.17% | 0.07x | 5.39x | $169.04 Million |
| 2011 | 16.44% | 42.63% | 0.10x | 3.83x | $303.78 Million |
| 2012 | 2.20% | 14.42% | 0.04x | 3.45x | $-389.40 Million |
| 2013 | 15.80% | 64.03% | 0.08x | 3.18x | $296.50 Million |
| 2014 | 18.90% | 62.56% | 0.12x | 2.59x | $512.20 Million |
| 2015 | 17.42% | 54.02% | 0.13x | 2.40x | $449.70 Million |
| 2016 | 13.55% | 63.84% | 0.10x | 2.18x | $230.60 Million |
| 2017 | 10.67% | 44.22% | 0.11x | 2.11x | $46.10 Million |
| 2018 | 7.95% | 52.73% | 0.07x | 2.08x | $-134.50 Million |
| 2019 | 3.07% | 43.65% | 0.06x | 1.09x | $-907.10 Million |
| 2020 | 2.57% | 33.39% | 0.07x | 1.09x | $-1.05 Billion |
| 2021 | 2.35% | 55.73% | 0.04x | 1.10x | $-1.26 Billion |
| 2022 | 2.34% | 18.13% | 0.04x | 3.18x | $-405.20 Million |
| 2023 | 8.00% | 33.28% | 0.11x | 2.19x | $-114.30 Million |
| 2024 | 6.84% | 46.19% | 0.07x | 2.17x | $-173.50 Million |
| 2025 | 8.88% | 63.83% | 0.06x | 2.15x | $-63.30 Million |
Industry Comparison
This section compares Assured Guaranty Ltd's net assets metrics with peer companies in the Insurance - Specialty industry.
Industry Context
- Industry: Insurance - Specialty
- Average net assets among peers: $3,344,552,083
- Average return on equity (ROE) among peers: 8.84%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Assured Guaranty Ltd (AGO) | $5.56 Billion | 9.37% | 1.27x | $3.16 Billion |
| Enact Holdings Inc (ACT) | $4.11 Billion | 13.32% | 0.44x | $6.15 Billion |
| Ambac Financial Group Inc (AMBC) | $1.20 Billion | -46.54% | 5.74x | $393.43 Million |
| AMERISAFE Inc (AMSF) | $381.14 Million | 20.43% | 2.79x | $391.10 Million |
| AXIS Capital Holdings Ltd (AXS) | $6.27 Billion | 8.18% | 2.32x | $7.96 Billion |
| Employers Holdings Inc (EIG) | $1.02 Billion | 13.88% | 2.85x | $766.39 Million |
| Essent Group Ltd (ESNT) | $3.86 Billion | 10.69% | 0.35x | $6.30 Billion |
| First American Corporation (FAF) | $3.75 Billion | 12.67% | 2.84x | $6.41 Billion |
| Fidelity National Financial Inc (FNF) | $9.46 Billion | 29.58% | 5.42x | $10.86 Billion |
| Investors Title Company (ITIC) | $63.19 Million | 17.35% | 0.59x | $507.34 Million |
About Assured Guaranty Ltd
Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments… Read more