Opal Balance (OPAL) - Net Assets
Based on the latest financial reports, Opal Balance (OPAL) has net assets worth ILA241.27 Million ILA (≈ $646.83K USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA606.29 Million ≈ $1.63 Million USD) and total liabilities (ILA365.03 Million ≈ $978.62K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore OPAL current and non-current assets for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ILA241.27 Million |
| % of Total Assets | 39.79% |
| Annual Growth Rate | N/A |
| 5-Year Change | 32.86% |
| 10-Year Change | 395.55% |
| Growth Volatility | 29.95 |
Opal Balance - Net Assets Trend (2009–2025)
This chart illustrates how Opal Balance's net assets have evolved over time, based on quarterly financial data. Check Opal Balance (OPAL) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Net Assets for Opal Balance (2009–2025)
The table below shows the annual net assets of Opal Balance from 2009 to 2025. For live valuation and market cap data, see OPAL market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ILA241.27 Million ≈ $646.83K |
+9.38% |
| 2024-12-31 | ILA220.58 Million ≈ $591.36K |
+4.83% |
| 2023-12-31 | ILA210.41 Million ≈ $564.10K |
+7.55% |
| 2022-12-31 | ILA195.63 Million ≈ $524.48K |
+7.73% |
| 2021-12-31 | ILA181.59 Million ≈ $486.84K |
+8.32% |
| 2020-12-31 | ILA167.65 Million ≈ $449.45K |
+25.17% |
| 2019-12-31 | ILA133.93 Million ≈ $359.07K |
+75.87% |
| 2018-12-31 | ILA76.16 Million ≈ $204.17K |
+22.13% |
| 2017-12-31 | ILA62.36 Million ≈ $167.17K |
+28.08% |
| 2016-12-31 | ILA48.69 Million ≈ $130.53K |
+64.83% |
| 2015-12-31 | ILA29.54 Million ≈ $79.19K |
+72.76% |
| 2014-12-31 | ILA17.10 Million ≈ $45.84K |
+86.95% |
| 2013-12-31 | ILA9.14 Million ≈ $24.52K |
+645.97% |
| 2012-12-31 | ILA-1.68 Million ≈ $-4.49K |
-25.09% |
| 2011-12-31 | ILA-1.34 Million ≈ $-3.59K |
+99.17% |
| 2010-12-31 | ILA-161.40 Million ≈ $-432.71K |
-30.24% |
| 2009-12-31 | ILA-123.92 Million ≈ $-332.23K |
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Equity Component Analysis
This analysis shows how different components contribute to Opal Balance's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 14182600000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ILA140.22 Million | 58.12% |
| Other Comprehensive Income | ILA3.75 Million | 1.55% |
| Other Components | ILA97.30 Million | 40.33% |
| Total Equity | ILA241.27 Million | 100.00% |
Opal Balance Competitors by Market Cap
The table below lists competitors of Opal Balance ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Vaziva Sa
PA:ALVAZ
|
$91.18 Million |
|
Sejal Glass Limited
NSE:SEJALLTD
|
$91.18 Million |
|
RF Acquisition Corp II Ordinary Shares
NASDAQ:RFAI
|
$91.20 Million |
|
Raba Jarmuipari Holding Nyrt
BUD:RABA
|
$91.21 Million |
|
Cps Technologies
NASDAQ:CPSH
|
$91.14 Million |
|
Aifeex Nexus Acquisition Corporation
NASDAQ:AIFE
|
$91.13 Million |
|
Buriram Sugar Public Company Limited
BK:BRR
|
$91.12 Million |
|
Bioton S.A.
WAR:BIO
|
$91.10 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Opal Balance's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 220,578,000 to 241,268,000, a change of 20,690,000 (9.4%).
- Net income of 40,398,000 contributed positively to equity growth.
- Dividend payments of 24,750,000 reduced retained earnings.
- Other comprehensive income increased equity by 1.
- Other factors increased equity by 5,041,999.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ILA40.40 Million | +16.74% |
| Dividends Paid | ILA24.75 Million | -10.26% |
| Other Comprehensive Income | ILA1.00 | +0.0% |
| Other Changes | ILA5.04 Million | +2.09% |
| Total Change | ILA- | 9.38% |
Book Value vs Market Value Analysis
This analysis compares Opal Balance's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 140.91x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 6570.41x to 140.91x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | ILA0.05 | ILA325.00 | x |
| 2013-12-31 | ILA0.61 | ILA325.00 | x |
| 2014-12-31 | ILA0.25 | ILA325.00 | x |
| 2015-12-31 | ILA0.41 | ILA325.00 | x |
| 2016-12-31 | ILA0.65 | ILA325.00 | x |
| 2017-12-31 | ILA0.78 | ILA325.00 | x |
| 2018-12-31 | ILA0.95 | ILA325.00 | x |
| 2019-12-31 | ILA1.53 | ILA325.00 | x |
| 2020-12-31 | ILA1.64 | ILA325.00 | x |
| 2021-12-31 | ILA1.74 | ILA325.00 | x |
| 2022-12-31 | ILA1.87 | ILA325.00 | x |
| 2023-12-31 | ILA2.01 | ILA325.00 | x |
| 2024-12-31 | ILA2.12 | ILA325.00 | x |
| 2025-12-31 | ILA2.31 | ILA325.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Opal Balance utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.74%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 39.51%
- • Asset Turnover: 0.17x
- • Equity Multiplier: 2.51x
- Recent ROE (16.74%) is below the historical average (46.35%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 396.25% | 0.00% | 0.00x | 0.06x | ILA3.70 Million |
| 2013 | -23.59% | -15.66% | 0.33x | 4.55x | ILA-3.07 Million |
| 2014 | 51.31% | 28.64% | 0.53x | 3.39x | ILA7.06 Million |
| 2015 | 35.72% | 30.42% | 0.24x | 4.82x | ILA7.60 Million |
| 2016 | 28.59% | 33.81% | 0.23x | 3.71x | ILA9.05 Million |
| 2017 | 25.66% | 32.94% | 0.20x | 3.83x | ILA9.77 Million |
| 2018 | 29.85% | 37.72% | 0.19x | 4.12x | ILA15.12 Million |
| 2019 | 19.84% | 40.08% | 0.18x | 2.79x | ILA13.18 Million |
| 2020 | 12.27% | 35.82% | 0.17x | 2.02x | ILA3.81 Million |
| 2021 | 14.84% | 40.12% | 0.14x | 2.68x | ILA8.80 Million |
| 2022 | 14.82% | 32.19% | 0.18x | 2.59x | ILA9.43 Million |
| 2023 | 12.54% | 28.56% | 0.25x | 1.77x | ILA5.34 Million |
| 2024 | 13.99% | 37.19% | 0.19x | 1.98x | ILA8.81 Million |
| 2025 | 16.74% | 39.51% | 0.17x | 2.51x | ILA16.27 Million |
Industry Comparison
This section compares Opal Balance's net assets metrics with peer companies in the Capital Markets industry.
Industry Context
- Industry: Capital Markets
- Average net assets among peers: $4,076,000
- Average return on equity (ROE) among peers: 0.00%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Opal Balance (OPAL) | ILA241.27 Million | 396.25% | 1.51x | $91.14 Million |
| Atreyu Capital Markets Ltd (ATRY) | $4.08 Million | 0.00% | 0.20x | $263.17 Million |
About Opal Balance
Opal Balance Investments Ltd provides various financing services mainly to small and medium-sized businesses in Israel. It operates in the cities of Ashdod, Holon, Haifa, Beer Sheva, Netivot, and Jerusalem. Opal Balance Investments Ltd was incorporated in 2005 and is based in Ashdod, Israel.