Bank Polska Kasa Opieki SA Net Assets
Bank Polska Kasa Opieki SA net assets. Based on the latest financial reports, Bank Polska Kasa Opieki SA (PEO) has net assets worth zł32.89 Billion PLN (≈ $9.05 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł367.79 Billion ≈ $101.22 Billion USD) and total liabilities (zł334.90 Billion ≈ $92.17 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Bank Polska Kasa Opieki SA equity growth rate to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | zł32.89 Billion |
| % of Total Assets | 8.94% |
| Annual Growth Rate | 7.44% |
| 5-Year Change | 48.19% |
| 10-Year Change | 54.34% |
| Growth Volatility | 15.65 |
Net Assets of Bank Polska Kasa Opieki SA (2005–2025)
Net assets of Bank Polska Kasa Opieki SA from 2005 to 2025. This chart illustrates how Bank Polska Kasa Opieki SA's net assets have evolved over time, based on quarterly financial data. See PEO net asset quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Bank Polska Kasa Opieki SA (2005–2025)
The table below shows the annual net assets of Bank Polska Kasa Opieki SA from 2005 to 2025. For live market cap and overall valuation, see PEO company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | zł35.36 Billion ≈ $9.73 Billion |
+10.80% |
| 2024-12-31 | zł31.91 Billion ≈ $8.78 Billion |
+5.18% |
| 2023-12-31 | zł30.34 Billion ≈ $8.35 Billion |
+33.22% |
| 2022-12-31 | zł22.77 Billion ≈ $6.27 Billion |
-4.56% |
| 2021-12-31 | zł23.86 Billion ≈ $6.57 Billion |
-6.40% |
| 2020-12-31 | zł25.49 Billion ≈ $7.02 Billion |
+8.96% |
| 2019-12-31 | zł23.40 Billion ≈ $6.44 Billion |
+2.59% |
| 2018-12-31 | zł22.81 Billion ≈ $6.28 Billion |
-1.98% |
| 2017-12-31 | zł23.27 Billion ≈ $6.40 Billion |
+1.55% |
| 2016-12-31 | zł22.91 Billion ≈ $6.31 Billion |
-2.19% |
| 2015-12-31 | zł23.42 Billion ≈ $6.45 Billion |
-2.58% |
| 2014-12-31 | zł24.05 Billion ≈ $6.62 Billion |
+2.26% |
| 2013-12-31 | zł23.51 Billion ≈ $6.47 Billion |
+1.08% |
| 2012-12-31 | zł23.26 Billion ≈ $6.40 Billion |
+9.88% |
| 2011-12-31 | zł21.17 Billion ≈ $5.83 Billion |
+4.52% |
| 2010-12-31 | zł20.26 Billion ≈ $5.58 Billion |
+10.27% |
| 2009-12-31 | zł18.37 Billion ≈ $5.06 Billion |
+14.56% |
| 2008-12-31 | zł16.04 Billion ≈ $4.41 Billion |
+8.74% |
| 2007-12-31 | zł14.75 Billion ≈ $4.06 Billion |
+65.84% |
| 2006-12-31 | zł8.89 Billion ≈ $2.45 Billion |
+5.58% |
| 2005-12-31 | zł8.42 Billion ≈ $2.32 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Bank Polska Kasa Opieki SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 461.1% over the analyzed period, indicating profitable operations and earnings retention.
Bank Polska Kasa Opieki SA Net Assets Breakdown (December 2025)
Bank Polska Kasa Opieki SA net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | zł8.54 Billion | 24.16% |
| Common Stock | zł262.00 Million | 0.74% |
| Other Comprehensive Income | zł17.41 Billion | 49.25% |
| Other Components | zł9.14 Billion | 25.85% |
| Total Equity | zł35.35 Billion | 100.00% |
Bank Polska Kasa Opieki SA Competitors by Market Cap
The table below lists competitors of Bank Polska Kasa Opieki SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Torrent Pharmaceuticals Limited
NSE:TORNTPHARM
|
$18.98 Billion |
|
Qingdao Haier Co Ltd
SHG:600690
|
$18.98 Billion |
|
Centrais Electricas Brasileiras SA
NYSE:EBR
|
$18.99 Billion |
|
China Shenhua Energy Company Limited
F:IKF
|
$19.00 Billion |
|
Repsol S.A.
MC:REP
|
$18.96 Billion |
|
Telenor ASA
OL:TEL
|
$18.96 Billion |
|
Synnex Corporation
NYSE:SNX
|
$18.92 Billion |
|
SDIC Power Holdings Co Ltd
SHG:600886
|
$18.89 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Polska Kasa Opieki SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 31,901,000,000 to 35,348,000,000, a change of 3,447,000,000 (10.8%).
- Net income of 7,015,000,000 contributed positively to equity growth.
- Dividend payments of 4,822,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 17,410,000,000.
- Other factors decreased equity by 16,156,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | zł7.01 Billion | +19.85% |
| Dividends Paid | zł4.82 Billion | -13.64% |
| Other Comprehensive Income | zł17.41 Billion | +49.25% |
| Other Changes | zł-16.16 Billion | -45.71% |
| Total Change | zł- | 10.81% |
Book Value vs Market Value Analysis
This analysis compares Bank Polska Kasa Opieki SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.95x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.20x to 1.95x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | zł50.48 | zł262.50 | x |
| 2006-12-31 | zł53.18 | zł262.50 | x |
| 2007-12-31 | zł83.41 | zł262.50 | x |
| 2008-12-31 | zł60.80 | zł262.50 | x |
| 2009-12-31 | zł69.74 | zł262.50 | x |
| 2010-12-31 | zł76.87 | zł262.50 | x |
| 2011-12-31 | zł80.35 | zł262.50 | x |
| 2012-12-31 | zł88.31 | zł262.50 | x |
| 2013-12-31 | zł89.23 | zł262.50 | x |
| 2014-12-31 | zł91.51 | zł262.50 | x |
| 2015-12-31 | zł89.18 | zł262.50 | x |
| 2016-12-31 | zł87.24 | zł262.50 | x |
| 2017-12-31 | zł88.65 | zł262.50 | x |
| 2018-12-31 | zł86.85 | zł262.50 | x |
| 2019-12-31 | zł89.10 | zł262.50 | x |
| 2020-12-31 | zł97.09 | zł262.50 | x |
| 2021-12-31 | zł90.87 | zł262.50 | x |
| 2022-12-31 | zł86.73 | zł262.50 | x |
| 2023-12-31 | zł115.55 | zł262.50 | x |
| 2024-12-31 | zł121.54 | zł262.50 | x |
| 2025-12-31 | zł134.67 | zł262.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Polska Kasa Opieki SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 19.85%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 30.98%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 9.96x
- Recent ROE (19.85%) is above the historical average (13.48%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 18.29% | 25.09% | 0.10x | 7.37x | zł696.98 Million |
| 2006 | 20.14% | 28.70% | 0.09x | 7.63x | zł899.92 Million |
| 2007 | 14.70% | 29.12% | 0.06x | 8.46x | zł688.80 Million |
| 2008 | 22.12% | 30.65% | 0.09x | 8.27x | zł1.93 Billion |
| 2009 | 13.19% | 24.95% | 0.07x | 7.14x | zł582.93 Million |
| 2010 | 12.52% | 26.84% | 0.07x | 6.65x | zł507.82 Million |
| 2011 | 13.75% | 28.06% | 0.07x | 6.94x | zł790.71 Million |
| 2012 | 12.70% | 26.30% | 0.07x | 6.51x | zł625.66 Million |
| 2013 | 11.89% | 29.72% | 0.06x | 6.77x | zł442.79 Million |
| 2014 | 11.30% | 29.70% | 0.05x | 6.98x | zł312.95 Million |
| 2015 | 9.79% | 27.24% | 0.05x | 7.21x | zł-48.36 Million |
| 2016 | 9.95% | 26.99% | 0.05x | 7.61x | zł-10.43 Million |
| 2017 | 10.64% | 27.80% | 0.05x | 7.97x | zł148.35 Million |
| 2018 | 10.03% | 25.68% | 0.05x | 8.38x | zł7.49 Million |
| 2019 | 9.26% | 22.63% | 0.05x | 8.69x | zł-173.58 Million |
| 2020 | 4.32% | 12.83% | 0.04x | 9.15x | zł-1.45 Billion |
| 2021 | 9.12% | 24.64% | 0.04x | 10.51x | zł-210.25 Million |
| 2022 | 7.54% | 12.16% | 0.05x | 12.35x | zł-559.30 Million |
| 2023 | 21.96% | 31.00% | 0.07x | 10.08x | zł3.63 Billion |
| 2024 | 19.99% | 28.66% | 0.07x | 10.48x | zł3.19 Billion |
| 2025 | 19.85% | 30.98% | 0.06x | 9.96x | zł3.48 Billion |
Industry Comparison
This section compares Bank Polska Kasa Opieki SA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $8,920,308,778
- Average return on equity (ROE) among peers: 12.01%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Polska Kasa Opieki SA (PEO) | zł32.89 Billion | 18.29% | 10.18x | $18.96 Billion |
| Bank Handlowy w Warszawie SA (BHW) | $5.60 Billion | 14.71% | 5.94x | $4.34 Billion |
| BNP Paribas Bank Polska S.A. (BNP) | $2.63 Billion | 4.80% | 11.71x | $6.90 Billion |
| Bank Ochrony Środowiska SA (BOS) | $919.95 Million | 2.92% | 12.14x | $266.44 Million |
| Erste Bank Polska S.A. (EBP) | $23.34 Billion | 9.48% | 5.54x | $21.82 Billion |
| Getin Holding SA (GTN) | $107.05 Million | 25.51% | 4.76x | $14.94 Million |
| ING Bank Śląski SA (ING) | $3.84 Billion | 16.58% | 12.54x | $16.25 Billion |
| mBank SA (MBK) | $16.68 Billion | 0.62% | 9.73x | $19.10 Billion |
| Bank Millennium S.A. (MIL) | $2.52 Billion | 18.32% | 11.12x | $7.66 Billion |
| Powszechna Kasa Oszczednosci Bank Polski SA (PKO) | $24.65 Billion | 15.17% | 6.75x | $39.40 Billion |
About Bank Polska Kasa Opieki SA
Bank Polska Kasa Opieki S.A., a commercial bank, provides banking products and services to retail and corporate clients in Poland. It operates through Retail Banking and Private Banking; Enterprise banking; and Corporate and Investment Banking segments. The company offers bank accounts, deposits and certificates of deposit, payment cards, loan products, mortgage and consumer loans, and insurance … Read more